The top-rated life insurance agent in Kingston, New York is Kingstone Insurance Company, rated 4.2 stars across 824 reviews. Other highly rated options include Ryan & Ryan Insurance Brokers, Farmers Insurance - Dennis Launer, Marshall+Sterling. This directory lists 20 life insurance agents serving Kingston.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kingstone Insurance Company | 120 Wood Rd | (800) 364-7045 |
| 2 | Ryan & Ryan Insurance Brokers | 95 Schwenk Dr | (845) 340-0001 |
| 3 | Farmers Insurance - Dennis Launer | 1104 Ulster Ave | (845) 883-2201 |
| 4 | Marshall+Sterling | 407 Hurley Ave | (845) 331-2255 |
| 5 | Wallace & Feldman Insurance | 357 W O'Reilly St Apartment 1306 | (516) 398-3343 |
| 6 | Centennial Brokerage | 42 Crown St | (845) 340-0603 |
| 7 | Freese Agency LLC | 291 Wall St | (845) 440-5044 |
| 8 | Ulster Insurance Services Inc | 180 Schwenk Dr | (845) 338-6000 |
| 9 | RSS Insurance Agency | 159 Green St #1 | (845) 481-4036 |
| 10 | Liotta Insurance Agency Inc. | 1 Albany Ave Suite G10 | (845) 514-2555 |
Kingstone Insurance Company serves the Kingston, New York metro area and its surrounding communities by providing life insurance agent services. The agency helps local residents assess their financial needs and understand available coverage options for their families. Policies are designed to offer financial protection for beneficiaries, helping to manage expenses after a loss. The company handles term life insurance and whole life insurance policies, guiding clients through the application process for these local coverage needs.
Ryan & Ryan Insurance Brokers offers a comprehensive range of life insurance products designed to provide financial protection for individuals and families in Kingston, NY. Their services include term and whole life policy consultations, guiding clients through plan selection and application processes. They provide ongoing support by reviewing existing coverage and helping adjust benefits to reflect life changes. This firm also assists clients with policy maintenance and claims filing procedures. Their services cover single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Dennis Launer serves homeowners, businesses, and property managers in the Kingston, NY area, offering life insurance policies designed to provide financial protection for families and business continuity. The agency assists clients in reviewing coverage options to help secure their long-term financial goals. It also covers neighboring communities throughout Ulster County, including the town of Saugerties and the surrounding metro region.
Serving Kingston and the surrounding communities of Ulster County, Marshall+Sterling handles life insurance to help residents prepare for future financial needs. The agency focuses on connecting local families and individuals with policies that provide income replacement and final expense coverage. It works closely with clients to understand their long-term goals and budget constraints. For a typical job, the agency will review a client’s current coverage to identify gaps and present clear options directly matched to their situation.
For those seeking basic term coverage or more complex permanent plans, Wallace & Feldman Insurance in Kingston, NY assists clients with both one-time policy purchases and recurring service options. These recurring services include ongoing policy reviews and beneficiary updates. As a local life insurance agent, the company helps individuals and families select appropriate coverage to meet their financial protection needs. Service for policy reviews and adjustments typically runs on a scheduled or as-needed basis, depending on the client’s changing circumstances.
With the changing seasons in the Hudson Valley, Kingston families often reassess their financial protection. Centennial Brokerage addresses these evolving life insurance needs within the local community. The agents discuss term, whole, and universal policies to match individual budgets and long-term goals. They explain how coverage can safeguard a household’s future income or cover final expenses. An initial consultation begins with a complimentary review of the client’s current policies and personal circumstances. Following that conversation, the agent schedules a straightforward needs-assessment meeting at the office.
Freese Agency LLC provides insurance products that help individuals in Kingston, NY protect their financial futures through life coverage. The agency specializes in life insurance, offering policies to meet various needs. Clients can arrange policies that support family protection or income replacement. For businesses, the agency can serve commercial sectors such as offices, warehouses, and food service operations.
Ulster Insurance Services Inc in Kingston provides specialized life insurance policies tailored to individual needs, along with general coverage planning. It assists clients in evaluating term, whole, and universal life options to protect families and businesses. The agency works to secure financial stability against unexpected loss. During the approach of winter months, it helps residents reassess beneficiaries and coverage levels to ensure protection matches changing household circumstances.
RSS Insurance Agency serves residential clients in Kingston, New York, helping them secure life insurance coverage tailored to individual needs. The agency also offers commercial life insurance solutions for local businesses in the broader Kingston area. As a life insurance agent, RSS Insurance Agency assists clients with policy options and renewal processes. They welcome follow-up inquiries and arrange repeat service consultations between regular visits to adjust coverage as circumstances change.
Liotta Insurance Agency Inc. is a life insurance agency in Kingston, NY, known for helping local residents secure financial protection for their families. Its service range includes term and whole life policies that cover final expenses, income replacement, and mortgage debt. The experienced team reviews client needs to offer straightforward options from reputable carriers. Clients can also add a specialized accidental death benefit rider for extra coverage on top of their base policy.
What Does a a Life Insurance Agent in Kingston Cost?
Life insurance agent fees in Kingston vary by policy type and amount. Term life policies for a healthy 35-year-old might cost 20 to 40 dollars per month for 500,000 dollars of coverage. Whole life policies can range from 100 to 300 dollars per month for the same amount. Agent commissions are typically built into the policy premium. This is general information, not insurance advice.
About life insurance agents in Kingston
Life insurance agents in Kingston, New York help residents find coverage that fits their needs and budget. New York State Insurance Law requires agents to be licensed and follow strict consumer protections. Local agents can explain how New York regulations affect policy options and payouts.
Frequently Asked Questions
What types of life insurance can an agent in Kingston offer?
Agents in Kingston can offer term life, whole life, universal life, and variable life insurance. New York law requires agents to clearly explain policy features and limitations before you buy.
Do I need a license to sell life insurance in New York?
Yes, all life insurance agents in New York must hold a valid license from the New York State Department of Financial Services. Agents must complete pre-licensing education and pass a state exam.
Can a Kingston agent help with New York estate planning needs?
Many life insurance agents work with estate planning attorneys to help clients use life insurance for estate tax purposes. New York has a state estate tax exemption of over 6 million dollars as of 2024.
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