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Life Insurance Agents in Grand Island, NY

Browse life insurance agents serving Grand Island, New York. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Grand Island, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 10 life insurance agents in Grand Island, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bob Piatek - State Farm Insurance Agent
1837 Whitehaven Rd, Grand Island, NY 14072
(716) 773-2300 piatekinsurance.com
Ramcy Rizek Independent Insurance Agent
57 Carl Rd, Grand Island, NY 14072
(716) 245-9221 libertymutual.com
Phillip Mastantuono: Allstate Insurance
1979 Grand Island Blvd, Grand Island, NY 14072
(716) 775-0100 agents.allstate.com
First Class Insurance Company
2413 Grand Island Blvd, Grand Island, NY 14072
(716) 217-2883
Eric Berger Insurance
2119 Grand Island Blvd, Grand Island, NY 14072
(716) 773-1500
Boss Agency, Inc.
1875 Grand Island Blvd, Grand Island, NY 14072
(716) 773-3051 erieinsurance.com
Dean Boucounis - Mutual of Omaha Advisor
96 Country Club Ln, Grand Island, NY 14072
(315) 457-1359 agents.mutualofomaha.com
Lytle Associates Inc
101 Lang Blvd # 2, Grand Island, NY 14072
(716) 773-6626 lytleassociates.com
Thoughtful Insurance (Grand Island)
2053 Baseline Rd, Grand Island, NY 14072
(716) 431-5292 thoughtfulins.com
LTC Financial Partners
2015 Harvey Rd, Grand Island, NY 14072
(716) 404-0088

Life insurance agents in Grand Island, New York help residents choose policies that comply with New York state regulations. New York requires a free look period of at least 10 days for life insurance policies, allowing you to cancel for a full refund. Local agents can guide you through term life, whole life, and universal life options tailored to your needs.

What Does a Life Insurance Agent in Grand Island Cost?

Life insurance costs in New York vary based on age, health, coverage amount, and policy type. For a healthy 35-year-old in Grand Island, a 20-year term life policy of 500,000 dollars may cost between 25 and 50 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for similar coverage. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What licenses do life insurance agents need in New York?
Life insurance agents in New York must hold a valid insurance license from the New York State Department of Financial Services. They must complete pre-licensing education and pass a state exam. Agents must also complete continuing education every two years to maintain their license.
Is a medical exam required for life insurance in Grand Island?
Many life insurance policies in New York require a medical exam, but some policies offer no-exam coverage with higher premiums. The exam typically includes blood work and a health questionnaire. New York law allows insurers to use medical information under strict privacy rules.
Can I change my life insurance policy after buying it in New York?
Yes, New York gives you a free look period of at least 10 days after receiving your policy to cancel for a full refund. After that, you may be able to change coverage through a policy conversion or rider, but changes may require underwriting approval.