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Compare Life Insurance Agents in Fulton, NY

Browse life insurance agents serving Fulton, New York. Contact information and addresses listed below.

10 agents listed
Updated May 2026
Fulton, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 10 life insurance agents in Fulton, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Janet Lake - State Farm Insurance Agent
501 1/2 S 2nd St, Fulton, NY 13069
(315) 887-4037 insurewithlake.com
Horan Companies - The Insurance Place
67 S 2nd St, Fulton, NY 13069
(315) 592-2961 horaninsured.com
OVIA Insurance Agencies
60 S 1st St, Fulton, NY 13069
(315) 598-4278
Paul Crisafulli - State Farm Insurance Agent
210 Oneida St, Fulton, NY 13069
(315) 593-2434 paulcrisafulli.com
Eastern Shore Insurance Agency
101 Cayuga St, Fulton, NY 13069
(315) 598-6000 easternshoreia.com
Robert J MacDougall Agency Inc
18 Nestle Ave, Fulton, NY 13069
(315) 598-2745
Smart Insurance agency Fulton
696 Silk Rd, Fulton, NY 13069
(315) 592-7850
Canale Insurance & Accounting
201 S 2nd St, Fulton, NY 13069
(315) 598-2255 ciasvcs.com
Nationwide Insurance: Lance D Wiltse
120 Cayuga St Ste D, Fulton, NY 13069
(315) 592-3537 agency.nationwide.com
Ballard & Associates
215 S 1st St, Fulton, NY 13069
(877) 374-1783 ballardassoc.com

Life insurance agents in Fulton, New York help residents find policies that protect their families and meet state regulations. New York law requires agents to be licensed by the Department of Financial Services. Local agents can guide you through term life, whole life, and universal life options tailored to Oswego County.

What Does a Life Insurance Agent in Fulton Cost?

Life insurance agent services in Fulton typically do not charge a separate fee because agents earn commission from the insurance company. Premiums for a term life policy in New York can range from 20 to 100 dollars per month for a healthy 35-year-old, depending on the coverage amount. Whole life policies often cost 100 to 300 dollars per month or more. Costs vary by age, health, policy type, and coverage amount. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in New York?
Agents must hold a valid New York State insurance license. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How do I verify a life insurance agent in Fulton?
You can check an agents license status on the New York Department of Financial Services website. Look for a valid license number and confirm there are no disciplinary actions. This ensures the agent is authorized to sell policies in New York.
What is the free look period for life insurance in New York?
New York law provides a 10-day free look period for most life insurance policies. During this time you can cancel the policy for a full refund. This applies from the date you receive the policy document.