The top-rated life insurance agent in Waldorf, Maryland is Jane Staples - State Farm Insurance Agent, rated 4.9 stars across 250 reviews. Other highly rated options include Trevant Insurance Agency, Allstate Insurance: Bill Waugh & Associates, A.F. Szabo Insurance Agency Inc.. This directory lists 18 life insurance agents serving Waldorf.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jane Staples - State Farm Insurance Agent | 173 St Patricks Dr Ste 101 | (301) 932-5050 |
| 2 | Trevant Insurance Agency | 2255 Crain Hwy STE 203 | (240) 293-3413 |
| 3 | Allstate Insurance: Bill Waugh & Associates | 3141 Old Washington Rd | (301) 234-8276 |
| 4 | A.F. Szabo Insurance Agency Inc. | 11705 Berry Rd STE 101 | (301) 645-8545 |
| 5 | Woody Hoyle - State Farm Insurance Agent | 102 Paul Mellon Ct STE 105 | (301) 645-2221 |
| 6 | Hugh R.A. Stewart Insurance Agency | 3050 Crain Hwy #301A | (240) 462-6872 |
| 7 | Oliver Mack Insurance | 11865 Federal Sq | (301) 542-0075 |
| 8 | Johnson Insurance Group, Inc.: Allstate Insurance | 11750 Business Park Dr Ste 204 | (301) 870-7711 |
| 9 | TOMASKO ENTERPRISES INC - INSURANCE | 2 Post Office Rd #2a | (301) 843-0700 |
| 10 | Oakpoint Insurance | 3146 Old Washington Rd | (301) 932-4888 |
Jane Staples, a State Farm Insurance Agent, serves Waldorf and Charles County, focusing on life insurance agent services. The company provides financial protection plans designed to help secure a family’s future against unexpected events. Policy options can offer living benefits, meaning part of the death benefit may be accessed in certain circumstances. Additional local assistance includes annuity planning and final expense coverage, helping residents ensure their financial goals are met.
Trevant Insurance Agency in Waldorf, MD serves homeowners, families, and local business owners by helping them secure life insurance policies tailored to their financial and personal needs. The agency guides clients through the process of selecting term or whole life coverage to ensure dependents and business interests are protected. It assists individuals in comparing options that provide income replacement and final expense support accessible to residents throughout Charles County and nearby La Plata. The agency’s scope of service also extends to clients commuting from the greater Washington, D.C. metropolitan area.
Allstate Insurance: Bill Waugh & Associates provides life insurance policies designed to help individuals plan for financial security and income replacement. The agency offers ongoing policy reviews and claim assistance to ensure coverage remains aligned with changing needs. By working closely with clients, they address long-term financial protection goals for families in the Waldorf area. This practice serves single-family homes, apartments, retail, and restaurants within the local market.
Serving Waldorf and the surrounding communities throughout Southern Maryland, A.F. Szabo Insurance Agency Inc. handles life insurance policies designed to provide financial protection for families. Each policy is structured to offer a death benefit that helps cover final expenses or replace lost income. The agency typically begins a client engagement by assessing individual coverage needs and budget constraints before recommending a suitable term or whole life plan from available carriers.
Woody Hoyle - State Farm Insurance Agent in Waldorf, MD provides life insurance coverage designed for financial protection. Unlike one-time term policies that cover a set number of years, their recurring whole life options build cash value over a lifetime. As a local agency, they help clients understand how these plans support beneficiaries after a loss. Policies are tailored to individual needs without generic offerings. Service runs on a scheduled basis for policy reviews and on an as-needed basis for claims or adjusting coverage.
Hugh R.A. Stewart Insurance Agency in Waldorf, MD specializes in term and whole life policies designed to protect families. It also offers general guidance on income replacement and final expense planning. The agency works with residents navigating policy renewals, beneficiary updates, and coverage adjustments for major life events. When local homeowners prepare for the shift into fall and winter, the agency frequently counsels clients on how their life insurance can safeguard mortgage obligations through colder months.
As families in Waldorf look ahead to the next season, reviewing financial protection often becomes a priority. Oliver Mack Insurance helps local residents navigate this process by offering guidance on life insurance coverage tailored to individual circumstances. Their team works to explain policy options clearly, ensuring clients understand how different plans function within Maryland’s regulatory environment. The initial step involves a no-obligation consultation to assess coverage needs, which includes a straightforward review of personal financial goals and desired beneficiary outcomes.
Johnson Insurance Group, Inc.: Allstate Insurance provides financial protection through life insurance policies in Waldorf, Maryland. Agents guide residents through term, whole, and universal life options, helping clients secure coverage for unexpected events and long-term planning needs. Supporting families and individuals, the agency also serves commercial sectors needing business continuity planning, including offices, warehouses, and food service establishments.
Tomasko Enterprises Inc – Insurance provides life insurance services to residential clients in the Waldorf, Maryland area. Commercial coverage is also offered for local businesses requiring business life insurance policies and related support. The company serves clients throughout Waldorf and the surrounding region. Following an initial policy setup, the agent contacts clients for scheduled reviews or adjustments to coverage, ensuring continued support between regular annual visits.
What Does a a Life Insurance Agent in Waldorf Cost?
Typical costs for life insurance in Maryland vary by age health and coverage amount. A healthy 35-year-old might pay 25 to 50 dollars per month for a 500000 dollar term policy. Whole life policies can cost 100 to 300 dollars per month for similar coverage. Costs also depend on the insurer and policy features. This is general information not insurance advice.
About life insurance agents in Waldorf
Life insurance agents in Waldorf Maryland help residents find coverage to protect their families. Maryland law requires agents to be licensed by the Maryland Insurance Administration. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What types of life insurance do agents in Waldorf offer?
Agents in Waldorf offer term life whole life and universal life policies. Term life provides coverage for a set period while whole life builds cash value. Universal life offers flexible premiums and death benefits.
Do I need a medical exam for life insurance in Maryland?
Many policies require a medical exam but some offer no-exam coverage. Maryland agents can help you find a policy that fits your health situation. No-exam policies often have higher premiums or lower coverage limits.
How does Maryland law affect life insurance beneficiaries?
Maryland law allows you to name any person or entity as a beneficiary. If you do not name a beneficiary the death benefit goes to your estate. An agent can help you update beneficiaries after major life events like marriage or divorce.
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