The top-rated life insurance agent in Bel Air, Maryland is Stephen Simmons - State Farm Insurance Agent, rated 5.0 stars across 575 reviews. Other highly rated options include Gerety Insurance, Bryan Michaels - State Farm Insurance Agent, Matt Gardner - State Farm Insurance Agent. This directory lists 23 life insurance agents serving Bel Air.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stephen Simmons - State Farm Insurance Agent | 4 North Ave #204 | (410) 272-4797 |
| 2 | Gerety Insurance | 406 N Hickory Ave | (410) 803-2600 |
| 3 | Bryan Michaels - State Farm Insurance Agent | 219 E Broadway | (410) 638-0101 |
| 4 | Matt Gardner - State Farm Insurance Agent | 1316 Belair Rd | (410) 838-1010 |
| 5 | Group Benefit Strategies, LLC | 21 Powell Ave | (410) 420-2828 |
| 6 | AE&A Insurance Services Group, LLC | 2107 Laurel Bush Rd suite 103 | (443) 402-1464 |
| 7 | Campion Insurance, Inc. | 900 S Main St #106 | (410) 838-5480 |
| 8 | Mountain View Insurance Solutions | 900 S Main St #104 | (410) 262-3176 |
| 9 | Fuller & Associates Insurance | 438 S Main St | (410) 914-5467 |
| 10 | Palumbo Insurance Associates | 111 Fulford Ave c | (410) 836-8591 |
Stephen Simmons - State Farm Insurance Agent serves the Bel Air, Maryland area, offering protection plans for local residents. The agency helps clients evaluate life insurance policies suited to various family and financial situations. As a local advisor, Stephen Simmons provides guidance on policy terms, coverage amounts, and premium options. Each consultation focuses on matching needs with appropriate plan structures. The office handles applying for life insurance policies and assisting with beneficiary adjustments for existing accounts.
Gerety Insurance serves Bel Air, Maryland, and the surrounding communities throughout Harford County. The agency handles life insurance policies designed to provide financial security for families and individuals. Its work focuses on explaining different term and permanent coverage options to clients. It helps customers understand policy benefits and how they fit into long-term financial plans. To handle a typical job, the agent begins by reviewing a client's personal circumstances and goals before recommending appropriate coverage solutions.
Bryan Michaels, a life insurance agent serving Bel Air, MD, offers a range of personal and family insurance products designed to provide financial security and income protection. Regular policy reviews and coverage adjustments are available to help accommodate life changes such as marriage, parenthood, or retirement planning. Additional support includes claims assistance and guidance on policy beneficiaries. The agency primarily services the insurance needs of individuals and families occupying single-family homes, apartments, retail businesses, and restaurants.
Homeowners and local business owners turn to Matt Gardner - State Farm Insurance Agent in Bel Air, MD for life insurance coverage designed to protect their families and financial futures. The agency works closely with clients to review personalized policy options that address income replacement, debt protection, and final expenses. In addition to serving Bel Air, the office provides its insurance services throughout the greater Harford County area and neighboring communities such as Aberdeen.
Group Benefit Strategies, LLC helps individuals and families in Bel Air, Maryland distinguish between one-time policy selections and ongoing coverage adjustments as life circumstances change. Their services focus on reviewing existing life insurance policies to ensure beneficiaries are correctly designated and coverage amounts remain adequate. Monthly, annual, or single-payment premium options are available depending on the client’s financial plan. Long-term needs such as final expenses or income replacement are addressed during consultations. Assistance is provided on a scheduled or as-needed basis, with no obligation for recurring appointments beyond initial policy setup.
AE&A Insurance Services Group, LLC provides life insurance coverage as a primary specialty in Bel Air, MD. The company also offers general guidance on different policy types to local residents seeking financial protection for their families. Agents work with clients to review individual needs and explain coverage details. They assist during seasonal times when people reassess their plans, such as after a major life change or during open enrollment periods for related coverage.
As the seasons change in Harford County, families often review their financial plans to ensure future security. Campion Insurance, Inc., based in Bel Air, MD, offers guidance on life insurance policies tailored to local needs. The company helps clients understand options that provide financial support for beneficiaries after a loss. Their process includes a thorough review of individual circumstances and coverage goals. A first step typically involves scheduling a no-obligation consultation to discuss current protection levels and possible adjustments.
Mountain View Insurance Solutions works with local families and individuals to help them plan for the financial future. As a life insurance agent in Bel Air, MD, the agency specializes in term life and whole life policy options. It advises clients on how coverage can support loved ones after a loss or pay final expenses. The company serves a variety of commercial sectors, including local offices, warehouses, and food service businesses.
Fuller & Associates Insurance serves the life insurance needs of residents in Bel Air and the surrounding Maryland communities. For businesses, the agency also offers commercial coverage options to protect companies and their employees. The team works with clients to evaluate financial goals and select appropriate policies that provide long-term security for families. Assistance is available for policy adjustments, beneficiary updates, and coverage questions as needs evolve. The agency contacts clients regularly to review policy performance and recommend changes between scheduled annual visits.
What Does a a Life Insurance Agent in Bel Air Cost?
The cost of life insurance in Maryland varies by age, health, coverage amount, and policy type. A healthy 35-year-old in Bel Air might pay around $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost several hundred dollars per month. Premiums are also affected by Maryland regulations on policy fees and reserve requirements. This is general information and not insurance advice.
About life insurance agents in Bel Air
Life insurance agents in Bel Air, Maryland help residents and businesses secure financial protection for their families. Maryland law requires agents to hold a state license and follow specific disclosure rules when selling policies. Local agents can guide you through options like term life, whole life, and universal life insurance to match your needs and budget.
Frequently Asked Questions
What license does a life insurance agent in Bel Air need?
A life insurance agent in Bel Air must hold a valid Maryland insurance producer license. This license requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education every two years to renew their license.
How do I choose a life insurance agent in Bel Air?
Look for an agent with experience in the type of policy you want, such as term or permanent life insurance. Check their license status on the Maryland Insurance Administration website. Ask about their process for comparing policies from multiple insurance companies.
What is the difference between term and whole life insurance in Maryland?
Term life insurance provides coverage for a specific period, like 10 or 20 years, and is usually less expensive. Whole life insurance covers you for your entire life and builds cash value over time. A Bel Air agent can explain the pros and cons of each based on your financial goals.
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