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Directory of life insurance agents in Beltsville, Maryland. Verify credentials with the state department of insurance before hiring.
12 agents listed
Updated May 2026
Beltsville, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 12 life insurance agents in Beltsville, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Joseph W. McCartin Insurance, Inc.
5000 Sunnyside Ave Suite 200, Beltsville, MD 20705
(301) 937-0400
mccartin.com
Scott Covington - State Farm Insurance Agent
10748 Baltimore Ave, Beltsville, MD 20705
(301) 937-7772
scottcovington.net
Al Freeman, III: Allstate Insurance
10610 Rhode Island Ave Ste 202, Beltsville, MD 20705
(301) 937-3700
agents.allstate.com
Ramos Insurances
11720 Beltsville Dr A45 Suite 500, Beltsville, MD 20705
Life insurance agents in Beltsville Maryland help residents find the right policy to protect their loved ones. Maryland law requires agents to be licensed by the Maryland Insurance Administration. Local agents understand the needs of Beltsville families and can guide you through term life whole life and universal life options.
What Does a Life Insurance Agent in Beltsville Cost?
The cost of a life insurance policy in Maryland depends on your age health coverage amount and policy type. A typical term life policy for a healthy 35 year old may cost between 20 and 50 dollars per month for 500000 dollars of coverage. Whole life policies are more expensive often starting at 100 dollars per month. Premiums are higher for older applicants or those with health conditions. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a life insurance agent in Beltsville do?
A life insurance agent helps you compare policies from different companies and choose the right coverage. They explain policy terms calculate premiums and assist with the application process. Agents in Maryland must follow state regulations and provide clear information about policy details.
Do I need a license to sell life insurance in Maryland?
Yes anyone selling life insurance in Maryland must hold a valid insurance producer license from the Maryland Insurance Administration. The license requires passing a state exam completing continuing education and undergoing a background check. Unlicensed sales are illegal in Maryland.
How long do I have to change my mind about a life insurance policy in Maryland?
Maryland law gives you a free look period of 10 days from the date you receive the policy. During this time you can cancel for any reason and get a full refund. This rule applies to most individual life insurance policies sold in the state.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.