The top-rated life insurance agent in Beltsville, Maryland is Joseph W. McCartin Insurance, Inc., rated 4.9 stars across 122 reviews. Other highly rated options include Scott Covington - State Farm Insurance Agent, Al Freeman, III: Allstate Insurance, Ramos Insurances. This directory lists 12 life insurance agents serving Beltsville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Joseph W. McCartin Insurance, Inc. | 5000 Sunnyside Ave Suite 200 | (301) 937-0400 |
| 2 | Scott Covington - State Farm Insurance Agent | 10748 Baltimore Ave | (301) 937-7772 |
| 3 | Al Freeman, III: Allstate Insurance | 10610 Rhode Island Ave Ste 202 | (301) 937-3700 |
| 4 | Ramos Insurances | 11720 Beltsville Dr A45 Suite 500 | (240) 890-1961 |
| 5 | Hunt & Jenkins Insurance Agency: Allstate Insurance | 4041 Powder Mill Rd Ste 110 | (301) 572-3200 |
| 6 | Castillo Insurance, LLC | 4737 Sellman Rd | (301) 937-1095 |
| 7 | Farmers Insurance - Mahono Nguyuza | 4412 Powder Mill Rd Ste 214 | (301) 595-4500 |
| 8 | Mutual of Omaha® Advisors - Beltsville | 4041 Powder Mill Rd Ste 205 | (240) 391-6333 |
| 9 | Albright Associates, Inc. | 5020 Sunnyside Ave #211 | (301) 441-2880 |
| 10 | State Farm Insurance | 10748 Baltimore Ave | (301) 937-7772 |
Joseph W. McCartin Insurance, Inc. serves families and individuals throughout the Beltsville area and surrounding Prince George’s County as a life insurance agent. The company helps clients evaluate their financial protection needs and select appropriate life insurance policies for their circumstances. It assists with term and whole life coverage options, guiding customers through the application process and policy selection. Life insurance planning is a primary focus, with specific services for income replacement, final expense arrangements, and mortgage protection policies in this region.
Scott Covington - State Farm Insurance Agent in Beltsville, MD, provides a full range of life insurance services, including term and whole life policies designed to offer financial protection for families. The agency also offers health insurance options and can review existing coverage to help align plans with changing needs. Regular policy reviews and customer consultations are available to assist with updates. This agent serves single-family homes, apartments, retail establishments, and various restaurants throughout the local area.
Al Freeman, III: Allstate Insurance in Beltsville, MD, serves homeowners, renters, and local business owners seeking personal life insurance coverage. The agency helps clients evaluate term and whole life policies to protect their families and secure financial stability. It also offers guidance on how life insurance can complement an existing financial strategy. By working directly with each individual, the agent customizes protection based on specific needs and budget. The agency additionally covers the greater Laurel and Greenbelt metro areas, providing ongoing support to policyholders throughout the region.
Ramos Insurances serves Beltsville, Maryland, and the surrounding communities, handling the specific needs of clients seeking life insurance coverage in the area. The company deals with the selection and management of various life insurance policies designed to provide financial protection for families and beneficiaries. When helping a local client, the agency typically begins by assessing individual coverage requirements and then identifies suitable policy options from its available product range.
Hunt & Jenkins Insurance Agency: Allstate Insurance, located in Beltsville, MD, provides life insurance services that range from single-policy purchases for immediate coverage needs to ongoing service agreements for long-term financial planning. Their coverage options focus on helping individuals secure protection for their families through standard life insurance products available in the local area. These services can address both term and permanent life insurance requirements, tailored to client situations. Service here runs on an as-needed basis, with policy adjustments and consultations scheduled when the client requires them.
Castillo Insurance, LLC provides specialized life insurance services, including term, whole, and universal life policies, along with general financial protection planning for residents of Beltsville, Maryland. The agency works with individuals and families to assess coverage needs that align with current budgets and future obligations. It helps clients safeguard dependents and secure income replacement. During periods of major family changes such as marriage or the birth of a child, the agency offers guidance on adjusting existing policies to reflect new responsibilities.
As spring approaches in Beltsville, many homeowners review their coverage against seasonal storms and increased road travel, as these factors shift protection needs. Farmers Insurance - Mahono Nguyuza in Beltsville, Maryland, provides life insurance policies tailored to life changes such as marriage, a new child, or purchasing a house. Their service includes reviewing your current financial situation before recommending a term, whole, or universal policy to help your beneficiaries maintain stability after an unexpected loss. An initial needs assessment is scheduled for all prospective clients.
Mutual of Omaha® Advisors - Beltsville provides financial protection planning services to individuals and families in the Beltsville, MD area. The company specializes in helping clients select life insurance policies that match their long-term needs and personal budgets. The work performed includes assessing coverage requirements and presenting appropriate insurance products from Mutual of Omaha. This advising service is available to various commercial sectors, including local offices, warehouses, and food service establishments requiring employee or business protection.
Albright Associates, Inc. provides life insurance agent services to residential clients in the Beltsville area, helping families plan for long-term financial security. They also offer commercial coverage options tailored to the needs of local businesses. Their service area encompasses Beltsville and the surrounding communities within the broader region, ensuring accessibility for both new and existing clients. Agents typically follow up after initial policy implementation, providing periodic policy reviews and adjustments between regular visits to keep coverage aligned with changing circumstances.
State Farm Insurance in Beltsville, MD, is known for providing personalized financial protection to local residents. Its services include assessing clients' needs and recommending suitable life insurance policies that help cover future expenses and provide for loved ones. The agency works to explain coverage options, from term to whole life, in a straightforward manner. It can also add on options like accidental death benefits to further tailor a policy.
What Does a a Life Insurance Agent in Beltsville Cost?
The cost of a life insurance policy in Maryland depends on your age health coverage amount and policy type. A typical term life policy for a healthy 35 year old may cost between 20 and 50 dollars per month for 500000 dollars of coverage. Whole life policies are more expensive often starting at 100 dollars per month. Premiums are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Beltsville
Life insurance agents in Beltsville Maryland help residents find the right policy to protect their loved ones. Maryland law requires agents to be licensed by the Maryland Insurance Administration. Local agents understand the needs of Beltsville families and can guide you through term life whole life and universal life options.
Frequently Asked Questions
What does a life insurance agent in Beltsville do?
A life insurance agent helps you compare policies from different companies and choose the right coverage. They explain policy terms calculate premiums and assist with the application process. Agents in Maryland must follow state regulations and provide clear information about policy details.
Do I need a license to sell life insurance in Maryland?
Yes anyone selling life insurance in Maryland must hold a valid insurance producer license from the Maryland Insurance Administration. The license requires passing a state exam completing continuing education and undergoing a background check. Unlicensed sales are illegal in Maryland.
How long do I have to change my mind about a life insurance policy in Maryland?
Maryland law gives you a free look period of 10 days from the date you receive the policy. During this time you can cancel for any reason and get a full refund. This rule applies to most individual life insurance policies sold in the state.
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