The top-rated life insurance agent in Columbia, Maryland is Alexander Brown - State Farm Insurance Agent, rated 4.9 stars across 631 reviews. Other highly rated options include Jim Myers - State Farm Insurance Agent, McCabe Insurance Associates, Inc., Monarch Insurance Associates. This directory lists 27 life insurance agents serving Columbia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Alexander Brown - State Farm Insurance Agent | 10450 Shaker Dr #208 | (410) 381-1200 |
| 2 | Jim Myers - State Farm Insurance Agent | 8894 Stanford Blvd STE 101 | (410) 992-4772 |
| 3 | McCabe Insurance Associates, Inc. | 5501 Twin Knolls Rd #101 | (410) 992-5550 |
| 4 | Monarch Insurance Associates | 10440 Little Patuxent Pkwy Suite 300 | (301) 377-3158 |
| 5 | Erie Insurance - McArdle Insurance Agency | 7061 Deepage Dr | (410) 381-9200 |
| 6 | Farmers Insurance - Maynard Spedden | 8640 Guilford Rd Ste 223 | (443) 718-9824 |
| 7 | VW Brown Insurance Service | 10380 Old Columbia Rd #104 | (410) 730-2688 |
| 8 | Portillo Agency | 10320 Little Patuxent Pkwy Suite 200 | (301) 660-8872 |
| 9 | Athlon Insurance Services | 10715 Little Patuxent Pkwy #120 | (410) 672-8040 |
| 10 | OneTrust Insurance Group | 10630 Little Patuxent Pkwy #224K | (240) 899-3665 |
Alexander Brown – State Farm Insurance Agent serves the Columbia, Maryland area, specializing in life insurance and related financial protection services. This agency helps local residents and families build secure coverage plans that align with their long-term goals. In the Columbia region, life insurance agents assist clients in choosing the right policy to provide financial stability for their loved ones. The agency handles term life insurance as a straightforward option for temporary needs and whole life insurance for permanent coverage and cash value growth.
Jim Myers - State Farm Insurance Agent in Columbia, MD provides a range of life insurance services to help clients plan for long-term financial security. The agency offers regular policy reviews and adjustments to maintain coverage that aligns with evolving personal and family needs. These service plans ensure that beneficiaries and cash value components remain appropriate as circumstances change. The agent works with individuals and families, also assisting with coverage for businesses. Properties that the agency services include single-family homes, apartments, retail locations, and restaurants.
McCabe Insurance Associates, Inc. serves homeowners, families, and local business owners in Columbia, Maryland, by helping them secure life insurance policies that provide financial protection for their beneficiaries. The agency assists clients in understanding policy options and coverage amounts tailored to their needs and future goals. It also serves the surrounding Howard County area, including nearby communities such as Ellicott City.
Monarch Insurance Associates in Columbia, MD assists clients by distinguishing between term life policies, which provide coverage for a set period, and permanent life insurance, which builds cash value over a lifetime. Understanding these options helps individuals select protection suited to their long-term financial planning needs and dependents’ security. As a life insurance agent company, its guidance typically walks customers through policy comparisons and application procedures. Service is provided on a one-time or as-needed basis, contingent upon the specific consultation or policy change request from the client.
Erie Insurance - McArdle Insurance Agency serves Columbia and the surrounding Howard County communities. It handles life insurance policies designed to meet individual and family needs. The agency typically assists clients with selecting appropriate coverage to protect loved ones financially. It operates with a straightforward, consultative process by first evaluating a person's current situation and future goals, then presenting suitable policy options for comparison and final decision.
Farmers Insurance - Maynard Spedden in Columbia, MD, provides specialty life insurance services including term, whole, and universal life policies. It also handles general insurance offerings for auto, home, and business, working to help clients create balanced coverage plans. The agency focuses on explaining policy details and benefit options to residents and business owners throughout the Columbia area. It assists with financial protection planning during major life transitions, such as starting a family or preparing for retirement in the changing economic climate of the new year.
As spring brings new beginnings and family gatherings, many Columbia residents review their financial coverage to ensure loved ones are protected. VW Brown Insurance Service serves as a life insurance agent for those navigating these important decisions. They help individuals select policies that provide financial security for beneficiaries while addressing local needs for dependable coverage. An initial consultation typically involves a simple review of your current situation and goals, leading to a thorough assessment of available protection options tailored to your needs.
Portillo Agency assists individuals and families in Columbia, Maryland, with their life insurance needs by offering guidance on suitable coverage options. The practice specializes in tailoring policies that provide financial protection for loved ones. Serving the local community, they help clients navigate term and whole life selections. Their services extend to commercial clients, providing life insurance solutions for business continuity. The agency supports offices seeking key person policies, warehouses requiring coverage for partner protection, and food service establishments needing business succession planning.
Athlon Insurance Services provides life insurance guidance for residents in Columbia, Maryland, and also offers coverage for commercial clients throughout the surrounding region. The agency assists individuals with policy selection tailored to personal financial goals and helps business owners protect their operations with appropriate plans. Regular agents conduct thorough policy reviews during each appointment, ensuring clients understand their options for future adjustments or additional coverage needs between scheduled visits.
OneTrust Insurance Group in Columbia, MD, is known for helping individuals and families navigate life insurance options with clear guidance. The agency offers a full range of term, whole, and universal life policies to address income protection and final expense needs. Agents in this area typically assess personal financial situations to recommend suitable coverage amounts and terms. A standard service includes periodic policy reviews for adapting to life changes. OneTrust Insurance Group can also facilitate annuity planning as an add-on retirement income strategy.
What Does a a Life Insurance Agent in Columbia Cost?
The cost of life insurance in Maryland varies by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies are more expensive, often starting at $100 per month for similar coverage. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Columbia
Life insurance agents in Columbia, Maryland help residents find policies that protect their families and meet state requirements. Maryland law requires insurers to offer a free look period of at least 10 days on new life insurance policies. Agents in Howard County can guide you through term, whole, and universal life options tailored to your needs.
Frequently Asked Questions
What license does a life insurance agent need in Maryland?
Agents must hold a valid Maryland life insurance producer license. This requires completing pre-licensing education and passing a state exam. The license is issued by the Maryland Insurance Administration.
How long does it take to get life insurance in Columbia?
The process can take from a few days to several weeks. It depends on the policy type and whether a medical exam is required. Maryland law allows a free look period of at least 10 days after you receive the policy.
What is the free look period for life insurance in Maryland?
Maryland law gives you at least 10 days to review a new life insurance policy. If you cancel within this period, you get a full refund of any premiums paid. This applies to most individual life policies.
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