The top-rated life insurance agent in Silver Spring, Maryland is Universal Insurance Group, rated 5.0 stars across 719 reviews. Other highly rated options include Chris Aguirre - State Farm Insurance Agent, Jeslling Montalvan - State Farm Insurance Agent, ZELAYA INSURANCE AND BUSINESS SERVICES LLC. This directory lists 32 life insurance agents serving Silver Spring.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Universal Insurance Group | 11161 New Hampshire Ave # 400 | (301) 360-4560 |
| 2 | Chris Aguirre - State Farm Insurance Agent | 8455 Colesville Rd Unit 970 | (301) 946-4446 |
| 3 | Jeslling Montalvan - State Farm Insurance Agent | 12121 Heritage Park Cir | (240) 669-4924 |
| 4 | ZELAYA INSURANCE AND BUSINESS SERVICES LLC | 14021 Georgia Ave Ste C-2 | (240) 355-7919 |
| 5 | Carmen Moya - State Farm Insurance Agent | 16 University Blvd E Suite B | (301) 960-1898 |
| 6 | HealthMarkets Insurance - Jonathan Saltzman | 12501 Prosperity Dr | (301) 377-2594 |
| 7 | United America Financial | 512 E Randolph Rd Suite D, E, F, G, H, I, J | (888) 213-5522 |
| 8 | Ashley Deadwyler-Jones - State Farm Insurance Agent | 12057 Tech Rd b | (301) 273-3205 |
| 9 | ERIE Insurance - Harders & Bradford Insurance Agency | 512 E Randolph Rd L | (301) 879-5900 |
| 10 | ACG Insurance Services | 817 Silver Spring Ave #100 | (301) 585-1928 |
Universal Insurance Group serves Silver Spring, Maryland, and the greater Montgomery County area as a life insurance agent. The company helps clients navigate term, whole, and universal life policies to secure financial protection for their families. Policyholders receive guidance on selecting appropriate coverage amounts and beneficiaries for their individual needs. Final expense planning and income replacement strategies are also handled by this agency in the local region.
Chris Aguirre - State Farm Insurance Agent in Silver Spring, Maryland, offers a full range of life insurance products and financial services designed to help individuals and families plan for the future. The office provides ongoing policy reviews and regular account maintenance to ensure coverage aligns with changing life circumstances. It works closely with clients to assess protection needs through personalized consultations. The agency services the insurance requirements of single-family homes, apartments, retail establishments, and restaurants.
Jeslling Montalvan - State Farm Insurance Agent in Silver Spring, Maryland, serves local homeowners, renters, and business owners with life insurance policies tailored to their financial situations. The agency assists clients in understanding term and whole life coverage options for protecting loved ones. Standard services include helping families compare policy features and adjust beneficiaries over time. Complementary auto and home coverage through State Farm can also be arranged. This provider additionally works with residents in nearby Wheaton and the greater Montgomery County area.
Zelaya Insurance and Business Services LLC serves Silver Spring, Maryland, and the surrounding communities, handling life insurance policies for local residents and families. The company assists clients in selecting coverage that aligns with their financial goals and long-term needs. It addresses questions about policy options and helps explain the application process. To complete a typical job, it gathers personal information, assesses individual coverage requirements, and compares available plans from different insurers to recommend a suitable option.
Carmen Moya operates as a State Farm Insurance Agent in Silver Spring, Maryland, offering life insurance coverage. Unlike one-time service options such as a simple term policy purchase, the agency also provides recurring service through permanent policies that require ongoing premium payments. This life insurance agent helps clients select coverage that protects beneficiaries financially in the event of the policyholder’s death. Service appointments run on a scheduled basis, arranged in advance to review existing policies or discuss new coverage needs.
HealthMarkets Insurance - Jonathan Saltzman offers life insurance policy planning and acquisition services. It assists clients with term, whole, and universal life options to provide financial protection for families and individuals in Silver Spring, Maryland. The agency serves residents seeking coverage for income replacement, debt management, or final expense planning. With the changing seasons, it helps families adjust their policies to ensure adequate coverage when preparing for winter holidays and associated travel or increased household spending.
As families in Silver Spring review their financial plans for the new year, United America Financial provides life insurance agent services to address these seasonal priorities. The company helps clients evaluate term and whole life policies designed to protect household income and cover end-of-life expenses. Its agents work to match individuals with appropriate coverage amounts based on personal circumstances and long-term goals. To begin this process, the company typically schedules an initial consultation to review current insurance needs and household financial obligations.
Ashley Deadwyler-Jones, as a State Farm Insurance agent in Silver Spring, MD, helps individuals and families assess their financial protection needs. Their primary focus includes guiding clients through life insurance policy options to provide long-term security for loved ones. Additional services often incorporate reviewing existing coverage to ensure it aligns with current life changes and future goals. Commercial sectors this agency can serve include local offices seeking key-person coverage, warehouses needing business continuation plans, and food service operations requiring employee benefit solutions.
ERIE Insurance - Harders & Bradford Insurance Agency in Silver Spring, MD provides residential life insurance coverage for local families. The agency also offers commercial life insurance policies for businesses in the surrounding area. Their agents work with clients to understand individual financial needs and recommend appropriate policy options. After an initial policy is set up, the agency schedules regular follow-ups to review coverage and make adjustments as circumstances change.
ACG Insurance Services is a life insurance agency in Silver Spring, Maryland, providing policies designed to help individuals and families secure financial protection for the future. The company guides clients through the process of selecting suitable coverage, whether for income replacement or final expenses. By assessing each person’s unique needs, including age and financial goals, the agency aims to match clients with appropriate plans. For those with existing health concerns, ACG Insurance Services can also offer assistance with understanding guaranteed issue life insurance options.
What Does a a Life Insurance Agent in Silver Spring Cost?
Life insurance costs in Maryland depend on age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year 500000 dollar term policy. Older applicants or those with health issues may see higher rates. This is general information not insurance advice.
About life insurance agents in Silver Spring
Life insurance agents in Silver Spring Maryland help residents find coverage that fits their budget and family needs. Maryland law requires agents to hold a valid state license and follow specific regulations for policy sales. Working with a local agent can simplify the process of comparing plans from multiple carriers.
Frequently Asked Questions
What license does a life insurance agent need in Maryland?
Agents must hold a valid Maryland life insurance producer license. This requires completing pre-licensing education and passing a state exam. The Maryland Insurance Administration oversees all agent licensing.
How do I verify an agent is licensed in Silver Spring?
You can check an agents license status on the Maryland Insurance Administration website. Look for a current license with no disciplinary actions. This step helps ensure you work with a qualified professional.
What types of life insurance are common in Maryland?
Term life whole life and universal life are all available in Silver Spring. Term policies offer coverage for a set period while permanent policies build cash value. An agent can explain which type fits your goals.
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