The top-rated life insurance agent in Owings Mills, Maryland is Kofi Thomas Amet - State Farm Insurance Agent, rated 5.0 stars across 795 reviews. Other highly rated options include Joe Ruggiero - State Farm Insurance Agent, Luray Insurance of Baltimore, Marisol Johnson - State Farm Insurance Agent. This directory lists 22 life insurance agents serving Owings Mills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kofi Thomas Amet - State Farm Insurance Agent | 10210 S Dolfield Rd Ste E | (410) 504-1168 |
| 2 | Joe Ruggiero - State Farm Insurance Agent | 400 Redland Ct # 100 | (410) 363-4720 |
| 3 | Luray Insurance of Baltimore | 66 Painters Mill Rd Suite 112 | (410) 602-2636 |
| 4 | Marisol Johnson - State Farm Insurance Agent | 9351 Lakeside Blvd #201 | (410) 902-7475 |
| 5 | Renita Prevot - State Farm Insurance Agent | 10815 Reisterstown Rd | (410) 356-1157 |
| 6 | Randy Somers - State Farm Insurance Agent | 20 New Plant Ct #104 | (443) 898-6968 |
| 7 | Woodhome Insurance | 66 Painters Mill Rd Suite 110 | (410) 580-2800 |
| 8 | BTJ Insurance Inc | 500 Redland Ct Suite 106 | (410) 521-6501 |
| 9 | John Kneisly - State Farm Insurance Agent | 10811 Red Run Blvd Ste 102 | (443) 273-3340 |
| 10 | Hankoff Insurance Group Inc | 20 Crossroads Dr # 215 | (410) 363-0661 |
Kofi Thomas Amet - State Farm Insurance Agent serves the Owings Mills, Maryland area as a local life insurance agent. The agency provides essential insurance solutions to individuals and families in the surrounding community. Services focus on helping clients protect their financial futures through thoughtful policy selection. The agent works with residents to understand their specific coverage needs and long-term goals. This office handles term life insurance policies and whole life insurance products for clients in the area.
Joe Ruggiero - State Farm Insurance Agent serves homeowners and local businesses in Owings Mills, Maryland, offering life insurance policies to protect families and secure financial futures. The agency also provides guidance on policy options that fit various budgets and coverage needs. Recognizing the importance of long-term planning, the team helps clients review their current coverage and adjust as life circumstances change. In addition to serving the Owings Mills community, this agency supports customers in the nearby Pikesville area of the Baltimore metro region.
Serving Owings Mills and the surrounding Baltimore County communities, Luray Insurance of Baltimore specializes in life insurance agent services. The company addresses clients’ needs for financial protection by helping them explore appropriate coverage options. In a typical engagement, the agent begins with a careful review of the individual’s personal circumstances and long-term goals, then presents policy choices that align with those unique factors and budget. This straightforward, fact-based approach guides each client through the process from initial consultation to policy selection and finalization.
Marisol Johnson - State Farm Insurance Agent in Owings Mills, MD offers a range of insurance services including life, auto, and home coverage. The agent provides policy reviews to help clients understand their options and updates coverage as life circumstances change. Support continues through the life of each policy, ensuring clients can file claims and ask questions easily. This agency services single-family homes, apartments, retail businesses, and restaurants.
Renita Prevot - State Farm Insurance Agent in Owings Mills, MD, offers both one-time term policies and ongoing permanent coverage for long-term financial protection. Life insurance in this area helps families replace lost income and cover final expenses. Clients can choose from various policy structures tailored to individual goals and budgets. Consultations are available to explain benefit options and application requirements. Services are provided on an as-needed basis, with no mandatory recurring meetings beyond initial policy setup.
Randy Somers - State Farm Insurance Agent in Owings Mills, Maryland specializes in providing life insurance policies. It also offers general insurance services such as auto, home, and renters coverage to local residents and small businesses. Each client receives an individualized policy review to help match coverage with their specific financial situation and family needs. The agency can assist with updating beneficiaries or adjusting coverage after life events like the birth of a child, a marriage, or during the annual open enrollment period.
As families in Owings Mills plan their financial futures or navigate major life changes, securing adequate life insurance becomes an important priority. Woodhome Insurance assists residents by offering professional guidance to help select appropriate coverage for their unique circumstances. Using general industry knowledge, their agents review client needs regarding income replacement and debt protection. The process begins with an initial consultation to assess personal goals and current financial obligations.
Serving residential clients in Owings Mills, MD, and the surrounding communities, BTJ Insurance Inc offers guidance on life insurance policies designed for individual and family needs. The agency also provides commercial coverage options for local businesses, with service extending throughout the greater Baltimore area. Clients receive personalized consultations to align coverage with their current life stage and financial goals. Follow-up and repeat service is available between regular policy reviews to adjust for life changes and evolving requirements.
What Does a a Life Insurance Agent in Owings Mills Cost?
Life insurance costs in Maryland depend on your age health coverage amount and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year 500000 dollar term policy. Whole life policies typically cost more often ranging from 100 to 300 dollars per month for similar coverage. Rates vary by carrier and individual underwriting. This is general information not insurance advice.
About life insurance agents in Owings Mills
Life insurance agents in Owings Mills Maryland help residents choose coverage that protects their families and meets financial goals. Maryland law requires agents to be licensed by the Maryland Insurance Administration and follow strict disclosure rules. Local agents understand the specific needs of Owings Mills families and businesses.
Frequently Asked Questions
What does a life insurance agent in Owings Mills do?
A life insurance agent in Owings Mills helps you compare policies from different carriers and explains coverage options like term life whole life and universal life. They guide you through the application process and ensure you understand policy terms. Agents must follow Maryland regulations including providing a free look period of at least 10 days.
How do I choose a life insurance agent in Owings Mills Maryland?
Look for an agent licensed by the Maryland Insurance Administration with experience in the type of coverage you need. Ask about their access to multiple insurance carriers so you can compare rates and features. Check their reputation through local reviews and verify their license on the Maryland Insurance Administration website.
What types of life insurance policies are available in Owings Mills?
Common policies include term life insurance which provides coverage for a set period and permanent life insurance like whole life or universal life which builds cash value. Maryland residents can also consider group life insurance through employers or individual policies. An agent can explain the differences and help you choose based on your budget and goals.
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