The top-rated life insurance agent in Laurel, Maryland is State Farm: Adam Herndon, rated 4.9 stars across 563 reviews. Other highly rated options include Simmerer Insurance, Laurel Insurance Center placas y seguro, Debbie Murphy - State Farm Insurance Agent. This directory lists 23 life insurance agents serving Laurel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | State Farm: Adam Herndon | 8323 Cherry Ln Suite 13 | (240) 280-2285 |
| 2 | Simmerer Insurance | 601 7th St Ste 103 | (301) 386-0900 |
| 3 | Laurel Insurance Center placas y seguro | 8641 Cherry Ln | (301) 640-8509 |
| 4 | Debbie Murphy - State Farm Insurance Agent | 7530 Montpelier Rd #105 | (301) 604-0038 |
| 5 | Jennifer Smigal - State Farm Insurance Agent | 510 4th St | (301) 384-2323 |
| 6 | Mid Atlantic Insurance Financial | 13633 Baltimore Ave | (301) 604-4444 |
| 7 | Global Insure USA | 14502 Greenview Dr # 500 | (410) 507-7781 |
| 8 | Jessica Iglesias: Allstate Insurance | 511 4th St | (301) 683-0470 |
| 9 | Lucy Sanchez: Allstate Insurance | 3450 Fort Meade Rd Ste 106 | (301) 850-5030 |
| 10 | CNR Insurance Inc | 14502 Greenview Dr # 500 | (301) 490-9600 |
State Farm: Adam Herndon serves the Laurel, Maryland, area and surrounding communities, offering life insurance and related financial services. The agency helps residents understand their coverage needs and navigate policy options that provide financial protection for families. Clients receive personalized guidance on planning for long-term security and income replacement. The agency also works with local customers on mortgage protection and final expense life insurance solutions for their specific circumstances in Laurel.
Simmerer Insurance, located in Laurel, MD, offers a range of services as a life insurance agent, including helping clients select and maintain policies that provide financial protection for their families and beneficiaries. The agency assists with policy reviews, coverage adjustments, and beneficiary updates to ensure plans remain aligned with evolving life circumstances. Regular service plans may involve annual check-ins to assess changing needs or financial goals. It services single-family homes, apartments, retail businesses, and restaurants.
Laurel Insurance Center placas y seguro serves homeowners, businesses, and property managers in Laurel, Maryland, by offering life insurance policies tailored to individual needs. It also works with clients seeking to secure financial protection for their families or commercial interests. The agency assists customers in understanding coverage options and navigating the application process to find suitable plans for their situation. Additionally, it provides services to clients in the neighboring community of Columbia as part of the broader Washington-Baltimore metro area.
In a life insurance office, services are divided between one-time policy purchases and ongoing support for claims and policy adjustments. Debbie Murphy in Laurel, MD, operates as a local agent helping clients protect their families through term and permanent life coverage. The agent advises individuals on selecting appropriate death benefits based on their life stage and budget. This office provides recurring annual policy reviews for existing clients who need to update beneficiaries or adjust coverage, with additional service available on an as-needed basis for new policy inquiries or claim assistance.
Serving Laurel, Maryland, and the surrounding communities, Jennifer Smigal - State Farm Insurance Agent is a life insurance agent. It assists clients in evaluating various life insurance policies to help protect their families and financial futures. The agency focuses on explaining key coverage details and guiding customers through the application process. For a typical job, it begins by reviewing the client’s personal situation and financial goals to recommend a suitable policy for their needs.
As a life insurance agent in Laurel, Maryland, Mid Atlantic Insurance Financial specializes in helping families assess their coverage needs. The company works with clients to compare policies and find suitable protection. It provides general service by guiding individuals through the application and underwriting processes. This support helps ensure that household benefits align with financial goals. During the spring open enrollment period, the agent assists residents in evaluating whether their current life insurance policy remains appropriate for changing family circumstances.
Global Insure USA helps families and individuals in Laurel, Maryland, navigate their life insurance needs, offering term and whole life policies alongside optional riders for critical illness coverage. The agency works to match clients with coverage that fits their budget and long-term planning goals. Prospective customers can expect guidance on selecting appropriate benefit levels and policy durations. The office also serves local commercial sectors, including offices, warehouses, and food service businesses.
As the seasons change and Laurel families review their annual financial plans, Jessica Iglesias: Allstate Insurance provides tailored life insurance solutions. This local agency helps residents evaluate term, whole, and universal policies to protect loved ones from unexpected loss. Clients receive straightforward explanations of coverage benefits and premium structures during personalized consultations. Each meeting begins with a thorough review of the household’s current obligations and future goals. The process concludes by scheduling a simple in-person or virtual inspection of the applicant’s health and lifestyle history to finalize the initial assessment.
Lucy Sanchez: Allstate Insurance serves residential clients in Laurel, Maryland, offering life insurance policies to protect families and individuals. Commercial coverage is also provided for local business owners in need of business continuation planning. Service extends throughout the surrounding Prince George’s County area. Policies are reviewed during each annual visit, with the agent contacting clients prior to renewal to discuss any necessary adjustments to their coverage.
CNR Insurance Inc serves Laurel, Maryland, and its surrounding communities in Prince George’s and Howard counties. It handles individual and family life insurance policies, including term, whole, and universal coverage. The company assists clients in evaluating their long-term financial protection needs. To begin a typical engagement, it starts with a thorough consultation to review the client’s income, debts, and dependents before presenting suitable policy options.
What Does a a Life Insurance Agent in Laurel Cost?
Typical costs for a life insurance policy in Maryland vary by age, health, and coverage amount. A healthy 35-year-old might pay $25 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life policies cost more, often $100 to $300 per month for similar coverage. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Laurel
Life insurance agents in Laurel, Maryland help residents choose policies that protect their families. Maryland law requires agents to hold a state license and follow regulations set by the Maryland Insurance Administration. Local agents understand the needs of families in Prince Georges County and nearby areas.
Frequently Asked Questions
What license does a life insurance agent need in Maryland?
In Maryland, a life insurance agent must hold a valid license from the Maryland Insurance Administration. The agent must complete pre-licensing education and pass a state exam. Continuing education is required every two years to keep the license active.
How long does it take to get a life insurance policy in Laurel?
The process can take from a few days to several weeks. It depends on the policy type and your health. Some term policies may be issued quickly, while whole life policies often require a medical exam and underwriting review.
Do I need a medical exam for life insurance in Maryland?
Not always. Some policies offer no-exam coverage for smaller amounts. However, most standard policies require a medical exam. Your agent can help you find options that fit your health situation and budget.
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