The top-rated life insurance agent in La Plata, Maryland is Philip Watson - State Farm Insurance Agent, rated 4.9 stars across 252 reviews. Other highly rated options include Webster Insurance Services, Creighton Insurance, Greg Conklin - State Farm Insurance Agent. This directory lists 11 life insurance agents serving La Plata.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Philip Watson - State Farm Insurance Agent | 515 Charles St | (301) 645-1277 |
| 2 | Webster Insurance Services | 130A Rosewick Rd | (301) 843-6665 |
| 3 | Creighton Insurance | 105 Centennial St b | (301) 392-6221 |
| 4 | Greg Conklin - State Farm Insurance Agent | 6231 Crain Hwy | (240) 776-4289 |
| 5 | Simpson's Olde Towne Insurance | 7530 Crain Hwy | (301) 934-8437 |
| 6 | Allstate Insurance Agent: Bill Waugh | 114 La Grange Ave | (301) 579-0734 |
| 7 | First Insurance Group of Maryland, Inc. | 101 Charles St Suite 302 | (301) 843-9555 |
| 8 | Edward L Sanders Insurance Agency Inc | 10 Washington Ave | (301) 934-9521 |
| 9 | John L. Sprague Agency | 6529 Crain Hwy | (301) 934-6010 |
| 10 | Farmers Insurance - John Salan | 103 Centennial St Ste E | (301) 392-1188 |
Philip Watson - State Farm Insurance Agent serves La Plata and the surrounding Charles County area, focusing on life insurance solutions for local families and individuals. The agency helps clients understand the financial protection life insurance can provide against unexpected events. Policies are designed to offer peace of mind while supporting long-term financial planning needs. Common services include term life policies for temporary coverage and whole life policies that build cash value over time.
Webster Insurance Services provides a range of life insurance products for individuals in La Plata, MD. It offers term and permanent policies tailored to long-term financial planning. The company assists clients with assessing coverage needs and processing applications. Policyholders can receive guidance on maintaining their plans over time. Supporting rural and suburban communities, the firm serves single-family homes, multi-unit apartments, retail shops, and local restaurants.
Creighton Insurance serves homeowners, businesses, and property managers in La Plata, Maryland, by providing life insurance policies that offer financial protection for families and organizations. It assists clients in selecting appropriate coverage to support beneficiaries in the event of a passing. The agency also helps individuals review their current plans to ensure adequate protection. In addition to La Plata, Creighton Insurance serves clients in the neighboring community of Waldorf and throughout the broader Charles County metro area.
Serving La Plata and the surrounding communities of Charles County, Greg Conklin - State Farm Insurance Agent handles life insurance policies to help area residents plan for financial security. The agency works with clients to assess their coverage needs for final expenses and income replacement. A detailed review of each household’s situation guides recommendations for term or permanent policies using standard industry options. The agent takes a consultative approach, focusing on explaining simple policy features to match individual budget and family goals.
As the Chesapeake Bay region faces unpredictable weather, securing life insurance becomes a priority for La Plata families planning for long-term stability. Simpson's Olde Towne Insurance helps residents navigate coverage options that address both immediate and future financial needs. Their agents guide clients through term and whole life policies with straightforward, step-by-step explanations. For anyone considering protection for loved ones or final expenses, the process begins with a consultation to review current needs and expectations. An initial assessment of each applicant’s goals follows that first conversation.
As a life insurance agent, Allstate Insurance Agent Bill Waugh in La Plata, MD offers clients help with term life, whole life, and universal life policies. The office also provides general insurance services, including auto, home, and renters coverage to protect local families. During open enrollment periods, new parents often seek guidance on adding a life insurance policy to secure their child’s financial future. In the aftermath of a serious illness or job change, residents may contact this agency to reassess their existing coverage needs.
Based in La Plata, Maryland, First Insurance Group of Maryland, Inc., offers clients a choice between single-purchase policies for specific, time-limited needs and recurring premium payment arrangements designed for long-term protection. Their work encompasses a range of life insurance coverage options to help local residents secure financial support for beneficiaries and manage estate planning considerations. Services for area clients may be arranged on a pre-planned, scheduled basis or according to an as-needed appointment structure.
Edward L Sanders Insurance Agency Inc provides life insurance guidance to individuals and families in the La Plata, MD area. The agency specializes in advising clients on policies that offer financial protection for beneficiaries following a death. Their work involves assessing coverage needs and presenting options from various insurers. These services are available to a wide range of commercial operations in the region, including office buildings, warehouse facilities, and food service establishments.
John L. Sprague Agency provides life insurance agent services to residences in La Plata, Maryland, and the surrounding region. Commercial coverage options are also available, tailored to the needs of local businesses. Service extends throughout the broader area to meet client requirements. The agency assists families and individuals with clear explanations of policies and coverage choices. Follow-up consultations are offered between regular visits, and repeat service is available as clients’ life circumstances change, ensuring their plans remain appropriate over time.
Farmers Insurance - John Salan in La Plata, MD, is known for providing life insurance policies designed to offer financial protection for families. Its service range includes term and whole life coverage options tailored to clients in the local community. Agents guide individuals through personal needs assessments to determine appropriate benefit amounts. The agency can help policyholders name beneficiaries and adjust coverage after major life changes like a marriage or birth. An add-on service it can provide is accidental death benefit riders for extra security.
What Does a a Life Insurance Agent in La Plata Cost?
Life insurance costs in Maryland vary by age health and policy type. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Whole life policies cost more often 100 to 300 dollars per month for similar coverage. Costs are higher for older applicants or those with health conditions. This is general information not insurance advice.
About life insurance agents in La Plata
Life insurance agents in La Plata Maryland help residents choose term life whole life and universal life policies. Maryland law requires agents to hold a valid license from the Maryland Insurance Administration. Local agents understand the needs of Charles County families and small businesses.
Frequently Asked Questions
What license does a life insurance agent need in La Plata Maryland?
Agents must hold a life insurance producer license from the Maryland Insurance Administration. They must complete pre licensing education and pass a state exam. Continuing education is required every two years to keep the license active.
How do I verify a life insurance agents license in Maryland?
You can check an agents license status on the Maryland Insurance Administration website. The site shows if the license is active and if there are any disciplinary actions. Always verify before buying a policy.
What types of life insurance policies are common in La Plata?
Common policies include term life whole life and universal life. Term life covers a set period like 10 or 20 years. Whole life and universal life provide permanent coverage with a cash value component.
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