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Looking for a life insurance agent in Kensington? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Kensington, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 10 life insurance agents in Kensington, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chas H Riddle Building, 3750 University Blvd W #1a, Kensington, MD 20895
(301) 942-8220
ewinghines.com
Seguros R Vasquez, Inc
3847 Farragut Ave, Kensington, MD 20895
(301) 962-3333
segurosvasquez.com
American Life Brokerage
11417 Orleans Way, Kensington, MD 20895
(877) 847-5881
americanlifebrokerage.com
VELASQUEZ INSURANCE AGENCY
10605 Concord St, Kensington, MD 20895
(240) 514-0288
velasquezins.com
TWFG Insurance Services- Adrienne Coleman Agency
10410 Kensington Pkwy #206, Kensington, MD 20895
(301) 933-0783
agentpages.twfg.com
Life insurance agents in Kensington, Maryland help residents choose policies that protect their families and meet financial goals. Maryland requires agents to hold a state license and follow regulations set by the Maryland Insurance Administration. Local agents can explain how state laws affect policy benefits and beneficiary designations.
What Does a Life Insurance Agent in Kensington Cost?
The cost of life insurance in Kensington, Maryland varies by age, health, coverage amount, and policy type. A healthy 35-year-old might pay 25 to 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies typically cost 10 to 20 times more than term for the same face amount. Maryland does not set premium rates, so comparing quotes from multiple agents is wise. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in Kensington Maryland?
An agent must hold a valid life insurance producer license from the Maryland Insurance Administration. This requires completing pre-licensing education and passing the state exam. The license must be renewed every two years with continuing education credits.
How does Maryland law affect life insurance payouts?
Maryland law requires insurers to pay death benefits within 30 days of receiving proof of death and a valid claim. If payment is delayed beyond 60 days without reasonable cause, the insurer may owe interest at 10 percent per year. Beneficiaries should know these time limits when filing a claim.
Can a life insurance agent help with Maryland estate planning?
Yes, many agents coordinate with estate planning attorneys to align life insurance proceeds with Maryland estate tax rules. Maryland has an estate tax exemption that is different from the federal exemption. Proper planning can help reduce tax liability for heirs.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.