The top-rated life insurance agent in Hagerstown, Maryland is Lauren Brenneman - State Farm Insurance Agent, rated 5.0 stars across 514 reviews. Other highly rated options include Younger Insurance Agency, Senior Benefit Services, Inc., Bowers Insurance. This directory lists 20 life insurance agents serving Hagerstown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lauren Brenneman - State Farm Insurance Agent | 1201 Potomac Ave | (301) 790-1600 |
| 2 | Younger Insurance Agency | 1945 Dual Hwy | (240) 527-2344 |
| 3 | Senior Benefit Services, Inc. | 580 Northern Ave | (301) 733-0085 |
| 4 | Bowers Insurance | 1380 Dual Hwy | (301) 791-7910 |
| 5 | Donna Nave-Perry - State Farm Insurance Agent | 18024 Maugans Ave | (240) 267-2027 |
| 6 | SEGUROS LATINOS LLC | 19215 Rock Maple Dr | (301) 579-4819 |
| 7 | Wright-Gardner Insurance | 100 W Antietam St | (301) 733-1234 |
| 8 | Antietam Insurance Associates, Inc. | 940 Frederick St | (301) 733-0895 |
| 9 | Blue Ridge Risk Partners | 1120C Professional Blvd | — |
| 10 | Jean Shank Insurance & Associates | 703 Oak Hill Ave | (301) 791-1565 |
Lauren Brenneman - State Farm Insurance Agent serves the Hagerstown, Maryland, metro area as a life insurance agent. This office helps local residents and families assess their financial protection needs and select appropriate life insurance policies. Coverage options are designed to provide financial security for beneficiaries in the event of a policyholder’s death. The agency guides clients through the application process, helping them understand term life and whole life insurance products available in this region.
Younger Insurance Agency provides a range of life insurance planning services for residents and families in Hagerstown, Maryland. Its representatives help clients review and select appropriate policies to address financial protection needs. Policyholders receive ongoing support through annual policy reviews and plan updates. Regular maintenance includes beneficiary changes and coverage adjustments as life circumstances evolve. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners and families throughout Hagerstown, Senior Benefit Services, Inc. provides life insurance agent assistance to help protect financial futures. The company helps clients evaluate coverage options suitable for their individual needs and long-term planning goals. As a local agency, understanding regional economic factors informs the guidance offered when comparing term or whole life policies. Customers appreciate personalized meetings to clarify policy features and beneficiaries. The firm also extends its services to neighbors in surrounding Washington County communities and the greater Cumberland Valley area.
Serving Hagerstown, MD, and the surrounding Tri-State area, Bowers Insurance handles life insurance needs for individuals and families. This local agency focuses on helping clients navigate policy options to secure financial protection for their loved ones. Discussions typically cover income replacement, final expenses, and long-term security. When approaching a typical job, the agent starts by reviewing a client's current coverage and future goals, then recommends options that align with that personal situation.
Donna Nave-Perry - State Farm Insurance Agent in Hagerstown, MD, specializes in life insurance policies, offering term life, whole life, and universal life coverage for individuals and families. General service work includes reviewing existing policies to ensure adequate financial protection, assisting with claims, and integrating life insurance with auto and homeowners coverage. The agency helps clients navigate changes such as a new mortgage, marriage, or the arrival of a child. During tax season, it also helps policyholders understand how their life insurance benefits may affect their annual financial planning.
As the seasons change and families in Hagerstown review their financial protections, SEGUROS LATINOS LLC provides life insurance agent services to address local coverage needs. The company assists clients with term and whole life policy options, helping residents secure their household against unexpected financial burdens. Initial consultations typically involve a document review to clarify current coverage, followed by a simple inspection of the client’s health history before finalizing a tailored policy.
Wright-Gardner Insurance, based in Hagerstown, MD, distinguishes between one-time policy reviews and the ongoing management of a life insurance portfolio, offering term, whole, and universal life coverage options tailored to local financial planning needs. The company assesses individual risk profiles and income replacement goals for clients in the area. Service is provided on an as-needed basis for policy adjustments and annual reviews, while new applications are handled as a one-time setup process.
Antietam Insurance Associates, Inc. in Hagerstown, MD provides comprehensive personal and business risk management solutions and specializes in life insurance agent services for local clients. The firm helps individuals and families secure financial protection through carefully selected life insurance policies to meet future needs. For commercial operations, it can serve a variety of business environments including offices, warehouses, and food service establishments.
What Does a a Life Insurance Agent in Hagerstown Cost?
Life insurance costs in Maryland vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay higher premiums. This is general information not insurance advice.
About life insurance agents in Hagerstown
Life insurance agents in Hagerstown Maryland help residents find coverage that fits their needs and budget. Maryland law requires agents to be licensed by the Maryland Insurance Administration. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Hagerstown need?
Agents must hold a valid life insurance license from the Maryland Insurance Administration. This requires completing pre-licensing education and passing a state exam. You can verify an agents license on the Maryland Insurance Administration website.
How does Maryland law affect life insurance policies?
Maryland has a free look period of 10 days for life insurance policies. This allows you to cancel the policy for a full refund within that time. Maryland also has specific rules about beneficiary designations and contestability periods.
What types of life insurance are common in Hagerstown?
Term life insurance provides coverage for a set number of years. Whole life insurance offers permanent coverage with a cash value component. Universal life insurance gives flexible premiums and death benefits. An agent can explain which type fits your situation.
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