The top-rated landlord insurance agent in Statesville, North Carolina is Crossroads Insurance Agency, rated 5.0 stars across 161 reviews. Other highly rated options include Leavitt Elite Insurance Advisors, Emilio Lopez - State Farm Insurance Agent, Alliance Insurance-Statesville. This directory lists 20 landlord insurance agents serving Statesville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Crossroads Insurance Agency | 538 Turnersburg Hwy C | (980) 550-4447 |
| 2 | Leavitt Elite Insurance Advisors | 139 E Broad St | (704) 871-8002 |
| 3 | Emilio Lopez - State Farm Insurance Agent | 219 S Tradd St | (704) 500-2548 |
| 4 | Alliance Insurance-Statesville | 608 Turnersburg Hwy Suite E | (704) 873-3347 |
| 5 | Pegram & Bost Insurance | 139 N Center St | (704) 872-3600 |
| 6 | Ellison Lor - State Farm Insurance Agent | 1531 Cinema Dr F | (980) 434-5535 |
| 7 | Snider Insurance | 1438 Wilkesboro Hwy | (704) 872-1999 |
| 8 | Wooten Insurance Center | 245 E Front St | (704) 838-0837 |
| 9 | Lee Barkley - State Farm Insurance Agent | 1809 E Broad St | (704) 873-1914 |
| 10 | Andrew Whitaker - State Farm Insurance Agent | 187 Turnersburg Hwy Ste B2 | (704) 873-7710 |
Crossroads Insurance Agency serves the Statesville, North Carolina, metro area by offering landlord insurance policies tailored to residential and commercial rental properties. The agency helps property owners secure coverage that addresses liability concerns, property damage, and loss of rental income due to covered events. Policies are structured to protect investments in single-family homes, duplexes, and small apartment buildings. Crossroads Insurance Agency handles claims assistance and policy adjustments for owner-occupied rental units and standalone investment properties in the Iredell County region.
Leavitt Elite Insurance Advisors in Statesville, North Carolina provides residential landlord insurance for property owners renting homes or apartments. The agency also offers commercial coverage for larger rental properties, such as multi-unit buildings and mixed-use spaces, serving clients throughout the local region and surrounding areas of Iredell County. Policies are designed to address the specific liability and property risks landlords face with tenants. Agents follow up after initial policy setup and remain available for ongoing service between renewal periods.
Emilio Lopez - State Farm Insurance Agent in Statesville, NC serves local homeowners, small businesses, and property managers who need coverage for rental dwellings. The agency helps clients find policies that protect against property damage, liability claims, and loss of rental income. Having a dedicated landlord agent can simplify insurance decisions for those who own investment properties. This agency also works with property owners in the nearby community of Mooresville and throughout the greater Lake Norman area.
Alliance Insurance-Statesville serves landlords in Statesville, North Carolina, and the surrounding communities. It handles comprehensive landlord insurance coverage for residential and commercial rental properties. Policies typically protect property owners against common risks such as fire damage, weather-related losses, and liability claims from tenants or visitors. The agency also addresses vacancy periods and loss of rental income scenarios. To manage a typical claim or policy adjustment, it first reviews the specific property details and existing coverage limits, then tailors a solution to match the client’s risk exposures and unique rental situation.
Pegram & Bost Insurance provides a full range of landlord insurance policies designed to protect rental property investments in the Statesville, NC area. The agency offers maintenance plans that help property owners manage routine upkeep and unexpected repairs for their rental units. It also assists with policy customization to cover liability, property damage, and loss of rental income. Pegram & Bost Insurance serves a diverse portfolio of properties, including single-family homes, apartments, retail spaces, and restaurants.
For a landlord insurance agent in Statesville, NC, one option is to secure a standard policy that renews annually, while another is a customized plan with additional coverage for specific properties. General liability, property damage, and loss of rental income are typical inclusions. Policy adjustments can address vacancy periods or tenant disputes. Ellison Lor - State Farm Insurance Agent handles such coverage for local property owners. Service runs on a one-time annual or as-needed basis for policy reviews or claim assistance.
Snider Insurance specializes in securing coverage for rental properties, offering tailored policies to protect residential and commercial landlords in Statesville, NC. It provides general service work involving policy reviews and risk assessments for property owners. The agency helps mitigate financial losses from tenant damages, fire, or natural disasters common to this region. As winter approaches, it assists with ensuring vacant properties are adequately insured against freeze-related pipe bursts and liability issues on icy walkways.
As the changing seasons in Statesville bring fluctuating risks from storms and seasonal tenants, property owners require consistent guidance on coverage for rental homes and duplexes. Wooten Insurance Center services this local need by connecting landlords with insurance policies tailored for income properties, addressing liability concerns and property damage exposures typical in the region. Their role involves clarifying coverage gaps and policy terms for single-family and multi-unit dwellings. A client meeting begins with a comparative inspection of the rental property or a review of existing documents.
Lee Barkley - State Farm Insurance Agent in Statesville, NC provides residential landlord insurance coverage for single-family rental properties in the surrounding area. Commercial landlord insurance services are also available to protect small apartment buildings and other income-generating real estate investments. The agency helps local property owners manage their specific risk exposures for the entire service region. Clients can expect prompt follow-up for any policy adjustments needed between regular visits to maintain appropriate protection.
What Does a a Landlord Insurance Agent in Statesville Cost?
Typical landlord insurance costs in North Carolina range from 800 to 2500 dollars per year for a single-family rental. Factors include property age location and coverage amount. In Statesville rates may be slightly lower than coastal areas due to reduced hurricane risk. This is general information and not insurance advice.
About landlord insurance agents in Statesville
A landlord insurance agent in Statesville North Carolina helps property owners find coverage for rental homes and apartments. North Carolina law does not require landlord insurance but mortgage lenders often require it. An agent can explain how local risks like storms or tenant liability affect your policy options.
Frequently Asked Questions
What does landlord insurance cover in Statesville NC?
Landlord insurance typically covers property damage from fire or storms liability protection and loss of rental income. In North Carolina policies may also cover damage from hurricanes or ice storms which are common in the region.
Is landlord insurance required by law in North Carolina?
North Carolina state law does not require landlord insurance. However most mortgage lenders for rental properties require a landlord policy. An agent can help you meet lender requirements and avoid gaps in coverage.
How much does landlord insurance cost in Statesville NC?
Costs vary based on property value location and coverage limits. In North Carolina average annual premiums for landlord insurance range from 800 to 2500 dollars. An agent can provide a quote tailored to your specific rental property.
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