The top-rated landlord insurance agent in Durham, North Carolina is John Ratliff - GEICO Insurance Agent, rated 4.8 stars across 663 reviews. Other highly rated options include Salazar Insurance Agency & Latino Tax Corporation, Superior Insurance of Durham, Leslie Robinson - State Farm Insurance Agent. This directory lists 21 landlord insurance agents serving Durham.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Ratliff - GEICO Insurance Agent | 7011 Fayetteville Rd Unit 103 | (919) 536-5577 |
| 2 | Salazar Insurance Agency & Latino Tax Corporation | 1231 University Dr | (919) 797-0135 |
| 3 | Superior Insurance of Durham | 1314 Broad St | (919) 224-8034 |
| 4 | Leslie Robinson - State Farm Insurance Agent | 5315 Highgate Dr Suite 101 | (919) 206-5096 |
| 5 | Mike Embree Insurance Agency | 3813 University Dr | (919) 489-7336 |
| 6 | The Insurance Pros | 1210 Cole Mill Rd STE 101 | (919) 294-6613 |
| 7 | All About Insurance - Durham | 2605 Guess Rd | (919) 479-8200 |
| 8 | Bowen Agency, Inc. | 2530 Meridian Pkwy Suite 300 | (919) 929-4222 |
| 9 | Herring & Bickers Insurance | 2344 Operations Dr #101 | (919) 479-9900 |
| 10 | All About Insurance - Durham (University Dr) | 3604 University Dr | (919) 493-2911 |
John Ratliff - GEICO Insurance Agent serves the Durham, North Carolina metropolitan area and provides landlord insurance policies for rental property owners. The agency helps protect residential and commercial rental properties against common perils such as fire, vandalism, and storm damage. Coverage options also address liability concerns for property owners. John Ratliff - GEICO Insurance Agent specializes in customizing policies for both single-family rentals and multi-unit apartment buildings in the Durham region.
Salazar Insurance Agency & Latino Tax Corporation in Durham, NC provides comprehensive landlord insurance coverage, including property protection and liability solutions tailored to rental property owners. Their service approach emphasizes helping clients secure appropriate policies to safeguard their investments. The agency also offers guidance on policy maintenance to ensure ongoing coverage alignment with changing property needs. It services a range of properties, including single-family homes, apartments, retail spaces, and restaurants.
Superior Insurance of Durham works with homeowners, landlords, and property managers in the area to provide landlord insurance policies. These policies typically cover rental properties against common risks such as fire, theft, and liability claims. The agency helps local property owners find appropriate coverage for their specific investment properties. Its service area includes Durham, as well as neighboring communities like Chapel Hill.
Leslie Robinson - State Farm Insurance Agent serves Durham, North Carolina, and its surrounding communities, focusing on landlord insurance needs. The agency handles coverage for rental properties, addressing liability risks and property damage concerns that local landlords face daily. It ensures that structures and liabilities are adequately protected for those managing residential rentals in the area. When handling a typical job, the agent works closely with property owners to evaluate specific coverage requirements and then recommends practical policy options tailored to their rental portfolio's unique exposures.
Mike Embree Insurance Agency in Durham, NC provides landlord insurance, distinguishing between a basic annual policy for standard coverage and tiered options that add further protections. Coverage commonly includes property damage, liability for rental dwellings, and loss of rental income. As a local specialist, the agency understands regional risks affecting rental properties. Service is available on a one-time, scheduled, or as-needed basis to accommodate different portfolio management needs for residential landlords in the area.
The Insurance Pros in Durham, NC specializes in securing coverage tailored specifically for residential and commercial rental properties. The agency works closely with local landlords to assess risk and match them with appropriate liability and property protection policies. It manages the unique insurance needs that come with leasing out homes and apartments in the Durham area. The team is particularly helpful when clients need to verify coverage details before a new tenant moves in or during the transitional period after a major lease renewal.
Autumn storms often bring roof damage and tenant liability concerns for rental property owners in Durham. All About Insurance - Durham addresses these risks by connecting landlords with tailored coverage designed to protect income and property assets. The team focuses on policies that respond to local issues such as vacancy periods, weather-related repairs, and liability claims. They guide owners through the process of selecting appropriate limits and deductibles. The first step typically involves a review of the property’s current exposures to identify potential gaps before a quote is prepared.
Bowen Agency, Inc. provides landlord insurance agent services in the Durham, NC area, helping property owners manage risk and protect their rental investments. The firm specializes in tailoring coverage for residential and commercial landlords, including additional protection for loss of rental income and liability claims common to the region. It can serve a variety of commercial sectors, including offices, warehouses, and food service operations that require specialized property and casualty policies.
Herring & Bickers Insurance provides residential landlord insurance for property owners in Durham, North Carolina. Commercial coverage is also available for larger rental buildings and multi-unit dwellings in the surrounding area. Their agency helps landlords protect rental income and building assets against common property risks. Follow-up policy reviews and adjustments are regularly offered between renewal visits to ensure adequate protection as tenant circumstances or property conditions change.
All About Insurance - Durham (University Dr) in Durham, NC, is recognized for specializing in landlord insurance agent services for residential and commercial rental properties. The agency helps property owners secure coverage tailored to their investment needs, addressing liability, property damage, and loss of rental income for local landlords. Client engagements focus on matching policies to individual rental portfolios in the Durham area. Rent guarantee insurance is a specialty add-on service this office can include for additional protection.
What Does a a Landlord Insurance Agent in Durham Cost?
Landlord insurance in North Carolina typically costs 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Durham, annual premiums often range from 800 to 1,500 dollars depending on the property value, location, and coverage limits. Multi-unit properties and older homes may have higher rates. This is general information and not insurance advice.
About landlord insurance agents in Durham
Landlord insurance agents in Durham North Carolina help property owners protect their investments with specialized rental property coverage. North Carolina law does not require landlord insurance but most mortgage lenders do require it for rental properties. A local agent can explain how NC tenant laws affect your policy needs, including coverage for eviction costs and property damage.
Frequently Asked Questions
What does landlord insurance cover in Durham North Carolina?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income if the property becomes uninhabitable. In North Carolina, policies often exclude flood and earthquake damage so you may need separate coverage for those risks.
Is landlord insurance required by law in North Carolina?
North Carolina state law does not require landlord insurance. However most mortgage lenders and property management companies do require it as a condition of the loan or management agreement. An agent can help you meet those requirements.
How do I choose a landlord insurance agent in Durham?
Look for an agent who is licensed in North Carolina and has experience with rental properties in Durham. Ask about their knowledge of local building codes and tenant laws. Compare quotes from multiple agents to find a policy that fits your property type and budget.
Landlord Insurance Agents in Other North Carolina Cities
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