The top-rated landlord insurance agent in Asheville, North Carolina is Able Insurance, rated 4.9 stars across 800 reviews. Other highly rated options include Hummingbird Insurance Asheville NC, McKinney Insurance Services, Rebecca Sandoval - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Asheville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Able Insurance | 1070 Tunnel Rd Bldg 2, Unit 10 | (828) 239-0195 |
| 2 | Hummingbird Insurance Asheville NC | 4 Vermont Ave #2 | (828) 372-0101 |
| 3 | McKinney Insurance Services | 5 Allen Ave | (828) 684-5020 |
| 4 | Rebecca Sandoval - State Farm Insurance Agent | 6 Colonial Pl | (828) 252-8222 |
| 5 | ALLCHOICE Insurance | 81 Broadway St Suite 201-031 | (828) 277-5432 |
| 6 | The Juengel Agency | 1278 Hendersonville Rd C | (828) 274-6036 |
| 7 | Terry L. Gahagan: Allstate Insurance | 1070 Tunnel Rd Ste 20 | (828) 298-4648 |
| 8 | WNC Insurance Agency | 60 N Merrimon Ave #111 | (828) 285-9590 |
| 9 | Kiser Insurance Agency | 536 Haywood Rd | (828) 253-9500 |
| 10 | Morton Insurance & Financial Services | 152 Tunnel Rd | (828) 252-9391 |
Serving the Asheville, North Carolina area, Able Insurance provides landlord insurance for property owners in Buncombe County and beyond. Its policies help protect rental dwellings against common perils such as fire, vandalism, and certain weather events. The company also addresses liability concerns that arise from tenant injuries or property damage. Additionally, Able Insurance works with landlords to secure coverage for loss of rental income when a property becomes uninhabitable due to a covered claim. This offering aids in maintaining financial stability during property repairs after a covered incident.
Hummingbird Insurance Asheville NC serves the Asheville metro area as a landlord insurance agent. It helps property owners protect their residential and commercial rental investments against local risks. Policies typically cover dwelling damage, loss of rental income, and liability for tenant injuries. Working within North Carolina's insurance landscape, the company tailors coverage to regulations and regional weather exposures. Specific services it handles for landlords include liability protection and property damage coverage for rental units in Asheville.
McKinney Insurance Services provides protection for landlords in Asheville through tailored liability and property coverage options. Its service approach focuses on helping property owners manage common insurance needs related to their rental investments. The company offers plans that address both required and optional coverages for residential and commercial properties. Services include single-family homes, multi-unit apartment buildings, and also extend to retail spaces and local restaurants operating in leased premises.
Rebecca Sandoval - State Farm Insurance Agent in Asheville, North Carolina, serves homeowners who rent out single-family houses, duplexes, or small apartment buildings as a landlord insurance agency. It helps property owners protect their rental investments with coverage tailored to Asheville’s local market, including policies for dwelling protection and liability risks. The agency also offers guidance on selecting appropriate deductibles and endorsements for rental properties in the area, extending its landlord insurance services to clients throughout Hendersonville and surrounding Buncombe County communities.
ALLCHOICE Insurance provides a comprehensive selection of landlord insurance policies tailored for property owners in Asheville, North Carolina. It offers coverage for property damage, liability protection, and loss of rental income. The agent works with clients to structure service and maintenance plans that help manage routine inspections and emergency repairs. These services support single-family homes, apartment complexes, retail spaces, and restaurants throughout the local area.
The Juengel Agency in Asheville, North Carolina distinguishes between single-visit consultations for specific property issues and recurring service contracts for ongoing portfolio oversight. This agency provides landlord insurance agents who secure policies protecting rental properties against liability claims and structural damage common in the local climate. Coverage options typically address tenant risks and natural perils affecting mountain-region homes. Landlords may engage this firm for a one-time policy review, scheduled seasonal evaluations, or as-needed adjustments following lease changes.
Serving the Asheville, NC area and its surrounding communities, Terry L. Gahagan: Allstate Insurance handles a range of landlord insurance needs. For property owners in this region, the agency can address policies for rental dwellings and associated liability concerns. It helps protect local landlords from potential financial losses due to property damage or tenant-related issues. To handle a typical job, the agency begins by reviewing a specific property’s details and occupancy status to tailor appropriate coverage options for that client.
WNC Insurance Agency offers specialized landlord insurance policies for property owners in Asheville, North Carolina. Its general service work includes protecting residential rental properties from common financial risks such as structural damage, liability claims, and loss of rental income. The agency focuses on helping landlords secure appropriate coverage for their specific property types and tenant situations. It assists clients with the seasonal concern of preparing rental units for the region’s active thunderstorm and hail season, which can cause unexpected roof and exterior damage.
In Asheville, where seasonal storms and fluctuating occupancy can leave rental properties exposed, Kiser Insurance Agency provides specialized landlord insurance policies tailored to protect local investment properties. Their services help property owners cover potential structural damage, liability concerns, and income loss from tenant vacancies. The company focuses on safeguarding both single-family rentals and small multi-unit buildings common in this area. An initial assessment of the property and current coverage is conducted during a complimentary inspection.
Morton Insurance & Financial Services operates in Asheville, North Carolina as a landlord insurance agent, helping property owners secure general liability and property protection for rental units. The company also assists with specialty add-ons such as loss of income coverage and ordinance or law upgrade provisions. It serves a variety of commercial sectors including offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Asheville Cost?
Typical landlord insurance costs in North Carolina range from 800 to 2500 dollars per year for a standard single family rental. Premiums depend on property value location coverage limits and deductible. In Asheville flood insurance may be needed separately for properties near rivers or streams. This is general information and not insurance advice.
About landlord insurance agents in Asheville
A landlord insurance agent in Asheville North Carolina helps property owners protect their rental investments. North Carolina law does not require landlord insurance but mortgage lenders often mandate it for rental properties. Local agents understand the unique risks of the Asheville area including mountain weather and seasonal tourism.
Frequently Asked Questions
What does a landlord insurance agent in Asheville do?
A landlord insurance agent helps you find a policy that covers your rental property. They explain coverage options like dwelling protection liability and loss of rental income. They also help you comply with any lender requirements for your Asheville property.
Is landlord insurance required by North Carolina law?
North Carolina law does not require landlord insurance for rental properties. However your mortgage lender will likely require a landlord policy. Some local Asheville ordinances may also have specific insurance rules for short term rentals.
How much does landlord insurance cost in Asheville North Carolina?
Costs vary based on property value location and coverage level. In Asheville typical annual premiums range from 800 to 2500 dollars for a single family rental. Factors like flood risk in mountain areas and fire risk can affect the price.
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