The top-rated landlord insurance agent in Fayetteville, North Carolina is Callahan & Rice Insurance Group Inc, rated 4.9 stars across 419 reviews. Other highly rated options include Dan Heiman Insurance Agency, Inc, Hurley Insurance Group, Insurance Service Center-Agent Sarah Sanders. This directory lists 20 landlord insurance agents serving Fayetteville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Callahan & Rice Insurance Group Inc | 129 Franklin St | (910) 484-6171 |
| 2 | Dan Heiman Insurance Agency, Inc | 505 Owen Dr Suite A | (910) 222-2222 |
| 3 | Hurley Insurance Group | 134 N McPherson Church Rd | (910) 868-3500 |
| 4 | Insurance Service Center-Agent Sarah Sanders | 2228 Hope Mills Rd | (910) 977-4559 |
| 5 | Ai insurance | 226 Rowan St | (910) 223-3066 |
| 6 | Lukas Belletete | 3820 Raeford Rd | (910) 988-0492 |
| 7 | Darden, Miranda & Associates Insurance | 3007 Fort Bragg Rd | (910) 483-3611 |
| 8 | Insurance of the Carolinas | 2500 Raeford Rd | (910) 483-3027 |
| 9 | Statewide Insurance | 912 Hope Mills Rd | (910) 484-5738 |
| 10 | Warren Insurance Group - A Highstreet Partner | 639 Executive Pl STE 200 | (910) 323-2588 |
Callahan & Rice Insurance Group Inc serves the Fayetteville, North Carolina, metro area and provides landlord insurance agency services to property owners. The company works with residential and commercial landlords to secure coverage that protects rental properties against common risks. Policies typically address property damage, liability issues, and potential loss of rental income. Their specific services in this area include helping landlords tailor policies for multi-unit dwellings and single-family rentals.
Hurley Insurance Group serves homeowners, business owners, and property managers seeking coverage for rental properties in Fayetteville, North Carolina. The agency specializes in landlord insurance policies designed to protect residential and commercial investment properties from common risks such as property damage and liability claims. Their team assists clients in navigating policy options to secure appropriate coverage for their individual portfolios. In addition to serving Fayetteville, the agency also provides its services to clients in the nearby community of Hope Mills.
Insurance Service Center-Agent Sarah Sanders serves the Fayetteville, North Carolina area and surrounding communities, handling landlord insurance policies for property owners. It addresses coverage needs for rental dwellings, including protection against property damage, liability claims, and loss of rental income. To manage a typical policy, the agency reviews the specific risks of each property and customizes coverage options to match the landlord’s situation.
Ai Insurance in Fayetteville, NC provides landlord insurance agents who distinguish between one-time policy reviews and ongoing coverage management. Their services help property owners protect rental investments against common risks like fire damage, liability claims, and tenant-related losses common to the area. They offer policies that balance comprehensive protection with competitive premiums for local landlords. Service can be arranged on a one-time, scheduled, or as-needed basis to suit each client’s portfolio requirements.
With the arrival of spring rains in the Cumberland County area, Lukas Belletete helps property owners secure proper coverage that protects against tenant damage and liability claims. Located in Fayetteville, this landlord insurance agent works with local landlords to evaluate policies that address the unique risks of rental properties in this military community. The process begins with a thorough inspection of the rental unit to assess existing conditions before discussing policy options.
Darden, Miranda & Associates Insurance specializes in landlord insurance policies for property owners in the Fayetteville area. It generally provides coverage for rental dwellings, addressing property damage, liability protection, and loss of rental income. The agency assists local landlords with policies that account for the unique risks of leasing residential or commercial spaces. As seasonal storms and occasional flooding affect the Cape Fear region, the firm helps property owners review their coverage so that gaps in protection are identified before a claim arises from weather-related damage.
Insurance of the Carolinas in Fayetteville, NC works with property owners to secure coverage for rental dwellings. The agency assists clients in adding specialty endorsements for flood, vacancy, and loss of rent protection. Policies are designed to reduce financial exposure from tenant damage or liability claims. Its services extend to commercial sectors, including office complexes, storage warehouses, and food service establishments.
Statewide Insurance in Fayetteville, NC, primarily serves residential landlords by structuring policies that cover property damage and liability exposures specific to rental dwellings. The agency also arranges commercial coverage for apartment complexes and multi-unit properties throughout the Cape Fear region. Agents work with local landlords to tailor policy limits, deductibles, and loss of rental income provisions. Between regular policy reviews or renewal periods, clients can access the agency for mid-term adjustments or coverage questions, ensuring their protection adapts as tenancy or property conditions change.
Warren Insurance Group - A Highstreet Partner in Fayetteville, NC provides landlord insurance agency services focused on protecting rental property investments. The firm helps property owners secure coverage for residential and commercial rental dwellings in the Fayetteville area. Policies typically address property damage, liability protection, and loss of rental income risks common to local landlords. A specialty service it can add on is coverage for short-term vacation rental properties.
What Does a a Landlord Insurance Agent in Fayetteville Cost?
The average cost of landlord insurance in North Carolina ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Fayetteville, annual premiums typically fall between 800 and 1,500 dollars, depending on property value, location, and coverage limits. Higher risk factors like older roofs or proximity to flood zones can increase costs. This is general information and not insurance advice.
About landlord insurance agents in Fayetteville
Landlord insurance agents in Fayetteville, North Carolina help property owners secure coverage for rental homes, duplexes, and apartment buildings. North Carolina law does not require landlord insurance, but mortgage lenders often mandate it. Agents can explain how local risks like storms and tenant liability affect your policy needs in Cumberland County.
Frequently Asked Questions
What does landlord insurance cover in Fayetteville North Carolina?
Landlord insurance typically covers property damage from fire, wind, and vandalism, plus liability for tenant injuries. In North Carolina, it may also cover loss of rental income if the property becomes uninhabitable. Flood and earthquake coverage are usually separate add-ons.
Is landlord insurance required by North Carolina law?
North Carolina state law does not require landlord insurance. However, most mortgage lenders in Fayetteville will require it as a condition of the loan. Tenants may also be required to carry renters insurance under their lease agreement.
How do I choose a landlord insurance agent in Fayetteville?
Look for an agent licensed in North Carolina who specializes in rental property coverage. Ask about policy limits for dwelling replacement, liability, and loss of rent. Compare quotes from multiple agents to find coverage that fits your specific property type and location.
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