The top-rated landlord insurance agent in Rocky Mount, North Carolina is John Grimes - State Farm Insurance Agent, rated 5.0 stars across 335 reviews. Other highly rated options include Seagroves Agency, Inc. - Nationwide Insurance, Chris Canady - State Farm Insurance Agent, Oakbridge Insurance. This directory lists 20 landlord insurance agents serving Rocky Mount.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Grimes - State Farm Insurance Agent | 3305 Sunset Ave | (252) 443-0036 |
| 2 | Seagroves Agency, Inc. - Nationwide Insurance | 1376 Benvenue Rd | (252) 446-2370 |
| 3 | Chris Canady - State Farm Insurance Agent | 1133 Jeffreys Rd | (252) 316-8025 |
| 4 | Oakbridge Insurance | 950 Country Club Rd | (252) 442-3186 |
| 5 | Philip Thomas - State Farm Insurance Agent | 2923 Zebulon Rd | (252) 977-1102 |
| 6 | Parker & Davis Insurance Agency | 101 S Church St | (252) 446-1119 |
| 7 | Jason Stancil - State Farm Insurance Agent | 101 Foy Dr | (252) 544-5632 |
| 8 | Melvin Mitchell: Allstate Insurance | 3501 Sunset Ave | (252) 443-5100 |
| 9 | Affordable 2 Insurance Services | 302 SW Main St | (252) 212-5027 |
| 10 | Bottoms Insurance Services | 1932 Stone Rose Dr | (252) 446-1236 |
John Grimes - State Farm Insurance Agent, serving the Rocky Mount, NC area, provides landlord insurance solutions for rental property owners. The company helps landlords protect their investments by offering coverage tailored to residential rental properties. General operations include assisting clients in understanding liability protection and property damage policies common in this region. Specific services handled include protection for rental dwellings and coverage for loss of rental income.
Seagroves Agency, Inc. - Nationwide Insurance in Rocky Mount, NC offers a full range of landlord insurance policies, including liability and property damage coverage for rental properties. It provides ongoing service to help landlords manage policy adjustments as their portfolios change, with maintenance plans focused on risk mitigation through regular policy reviews. The agency serves clients with single-family homes, apartments, retail spaces, and restaurants, ensuring each property type receives tailored coverage options.
Located in Rocky Mount, North Carolina, Chris Canady - State Farm Insurance Agent serves homeowners, residential landlords, and property managers in need of dependable landlord insurance coverage. The agency tailors policies to protect rental properties and structures, offering guidance on common area liabilities and dwelling-specific protection plans. Clients receive assistance understanding policy options that match their rental income needs and risk exposure. The agent also covers surrounding areas such as Tarboro within the greater Twin Counties region.
Oakbridge Insurance in Rocky Mount, NC, distinguishes between one-time policy reviews for single properties and ongoing service plans for landlords with multiple units. Their coverage includes protection against tenant damage, liability claims, and loss of rental income during property repairs. Service operates on a scheduled basis, combining initial risk assessment with periodic policy updates to match current property values and local rental market conditions.
Philip Thomas - State Farm Insurance Agent serves Rocky Mount, North Carolina, and the surrounding communities with landlord insurance solutions. It handles coverage tailored for residential rental properties, including protection for the dwelling structure, liability exposure, and loss of rental income. Claims and policy adjustments are managed with a consultative approach, assessing each property’s specific risks and local market factors before recommending coverage limits. The usual job begins by reviewing the landlord’s portfolio, then presenting options that match the property type and the client’s financial tolerance for gaps in coverage.
Parker & Davis Insurance Agency in Rocky Mount, NC specializes in crafting tailored coverage for residential rental properties and rental portfolios. It generally provides essential protection against property damage, liability claims, and loss of rental income. Landlords in this region face particular challenges from seasonal storms and unexpected tenant vacancies. The agency helps address these concerns by offering policy options that safeguard financial stability during hurricane season or extended periods without a paying tenant.
As autumn approaches in Rocky Mount, landlords start preparing rental properties for colder weather and potential water damage. Jason Stancil, a local State Farm Insurance Agent, assists property owners in securing coverage tailored to landlord insurance needs, protecting against liability and structural risks common in this region. Franklin County property managers often seek advice on matching policy limits with current rental home values. The process typically begins with a phone consultation to schedule a visit for inspecting the rental unit and documenting its current condition.
Melvin Mitchell of Allstate Insurance in Rocky Mount, NC, provides commercial insurance solutions for property owners, specifically focusing on landlord insurance policies that protect rental income and buildings from liability and damage. Additional coverage options can be tailored to address unique property risks and tenant situations. This agency serves various commercial sectors needing property management protection, including offices, warehouses, and food service establishments.
Affordable 2 Insurance Services in Rocky Mount, NC, is known as a local landlord insurance agent, helping property owners secure coverage for rental dwellings. The company offers policies that address property damage, liability protection, and loss of rental income for residential landlords. These plans can help mitigate financial risks associated with tenant issues and emergency repairs. Additional specialty services include umbrella liability policies for landlords with multiple properties in the Rocky Mount area.
Bottoms Insurance Services, based in Rocky Mount, NC, provides residential landlord insurance for individual rental properties and small multifamily units. They also offer commercial coverage for larger apartment complexes and rental portfolios throughout the local area and surrounding communities. Policies are tailored to protect property owners from liability, property damage, and loss of rental income. Their team focuses on clear policy explanations to ensure landlords understand their coverage options. After an initial policy is set, they routinely review coverage needs and provide follow-up service between regular renewal visits.
What Does a a Landlord Insurance Agent in Rocky Mount Cost?
The cost of landlord insurance in Rocky Mount, North Carolina generally ranges from 800 to 1,500 dollars per year for a standard single-family rental home. Factors like the age of the property, its location, the coverage amount, and the deductible influence the premium. Multi-unit properties or homes in flood-prone areas may cost more. This is general information and not insurance advice.
About landlord insurance agents in Rocky Mount
Landlord insurance agents in Rocky Mount, North Carolina help property owners secure coverage for rental homes and multi-unit buildings. North Carolina law does not require landlord insurance, but mortgage lenders often mandate it. A local agent can explain how policies cover property damage, liability, and loss of rental income in the Rocky Mount area.
Frequently Asked Questions
What does landlord insurance cover in Rocky Mount North Carolina?
Landlord insurance typically covers the dwelling structure, other structures like fences, personal property used for maintenance, liability protection, and loss of rental income. In North Carolina, policies often exclude flood and earthquake damage, so separate coverage may be needed.
Is landlord insurance required by law in North Carolina?
No, North Carolina law does not require landlord insurance. However, most mortgage lenders for rental properties in Rocky Mount will require a landlord policy as a condition of the loan. It is also a good way to protect your investment.
How much does landlord insurance cost in Rocky Mount North Carolina?
Costs vary based on property value, location, coverage limits, and deductible. In North Carolina, a typical landlord policy for a single-family home may range from 800 to 1,500 dollars per year. An agent can provide a specific quote for your property.
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