The top-rated landlord insurance agent in Kernersville, North Carolina is Susanna Nunn - State Farm Insurance Agent, rated 4.9 stars across 398 reviews. Other highly rated options include Elizabeth Soots - State Farm Insurance Agent, Taylor Gwynn - State Farm Insurance Agent, Logan Robbins - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Kernersville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Susanna Nunn - State Farm Insurance Agent | 805 N Main St | (336) 993-4600 |
| 2 | Elizabeth Soots - State Farm Insurance Agent | 811 E Mountain St Suite 301 | (336) 293-7232 |
| 3 | Taylor Gwynn - State Farm Insurance Agent | 853 Old Winston Rd STE 119 | (336) 993-3936 |
| 4 | Logan Robbins - State Farm Insurance Agent | 508 Arbor Hill Rd Ste 201 | (336) 893-7885 |
| 5 | Andy Scott - State Farm Insurance Agent | 1533 Union Cross Rd | (336) 992-3276 |
| 6 | Long Insurance Services | 311 S Main St D | (336) 992-5664 |
| 7 | Keep It Simple Senior Insurance-NC | 417 N Main St Suite A | (336) 310-4366 |
| 8 | Russell and Cook Insurance | 1407 NC-66 N | (336) 992-8765 |
| 9 | NC Farm Bureau Insurance - Kernersville | 110 Cedar Knoll Dr | (336) 993-5490 |
| 10 | Amy Linville: Allstate Insurance | 131 E Mountain St | (336) 996-1021 |
Susanna Nunn - State Farm Insurance Agent serves Kernersville and the greater Forsyth County area, providing landlord insurance solutions tailored to property owners in the region. The agency works with residential rental property policies that address coverage for dwelling structures, liability protection, and loss of rental income. Typical policies also extend to cover contents used to maintain rental units. In this capacity, the agency handles policy consultations for new landlords, along with endorsements for short-term or long-term rental arrangements.
Elizabeth Soots - State Farm Insurance Agent offers a range of coverage options for landlords in Kernersville, NC, including policies for property damage and liability protection. It helps property owners manage risks by providing ongoing consultation on insurance needs and policy updates as circumstances change. The agency serves clients with single-family rental homes, multi-unit apartment buildings, retail spaces, and restaurants.
Taylor Gwynn - State Farm Insurance Agent in Kernersville, NC assists homeowners, business owners, and property managers with landlord insurance policies. This local agency helps clients protect rental properties against common risks, including property damage and liability claims. Tailored coverage options are available for both single-family rentals and multi-unit dwellings. The agency also provides guidance on policy differences between a standard homeowners policy and a landlord-specific plan. Its services extend to the surrounding communities in the greater Piedmont Triad area, including nearby Winston-Salem.
Serving Kernersville, North Carolina, and its surrounding communities, Logan Robbins - State Farm Insurance Agent handles landlord insurance policies designed to protect rental property owners. This agency works with landlords to cover structures, liability, and potential loss of rental income from covered damages. To handle a typical job, the agent begins with a thorough review of the property's specifics and the landlord's risk concerns, then presents tailored coverage options that address those unique needs.
Andy Scott’s agency, serving the Kernersville area, helps landlords distinguish between one-time policy placements for short-term rentals and recurring annual coverage that protects long-term income properties. Their landlord insurance plans typically cover property damage, liability protection, and potential loss of rental income from covered events. Homeowners with tenant-occupied dwellings often seek specialized policies beyond standard home insurance. Service consultations and policy adjustments are generally available on a scheduled or as-needed basis, rather than through one-time drop-in visits.
Long Insurance Services in Kernersville, NC specializes in property protection for rental dwellings, offering tailored coverage that addresses both residential and commercial landlord exposures. It helps property owners manage liability risks, loss of rental income, and structural damage to their investments. The company works with clients to review policy details and adjust limits as properties change. It also advises on specific concerns such as securing coverage when transitioning a long-term rental to a short-term vacation rental, which requires unique liability considerations.
As autumn leaves begin to stack up across Kernersville, rental property owners often worry about clogged gutters and roof damage from heavy storms. Keep It Simple Senior Insurance-NC helps local landlords protect their investments by offering tailored policies that cover property damage and liability for single-family rentals. They understand the unique challenges of managing older homes common to this area. The process begins with a walkthrough of each rental unit, assessing existing conditions before any coverage is finalized.
Russell and Cook Insurance of Kernersville, NC is known for offering landlord insurance agents who help property owners protect residential rental investments. The company provides coverage for rental homes and duplexes throughout the local area. These agents assist clients in managing liability risks and safeguarding against damage from tenants or weather events. A specialty service it can add on is loss of rental income protection.
NC Farm Bureau Insurance in Kernersville provides landlord insurance solutions for property owners. Specializing in policies that protect rental dwellings from liability and property damage, the agency addresses the distinct coverage needs of residential landlords. Its offerings include protection against loss of rental income and risks from tenant occupancy. This agency can serve commercial sectors requiring similar coverage for offices, warehouses, and food service establishments.
Amy Linville: Allstate Insurance provides residential landlord insurance services, covering single-family rental properties in Kernersville, North Carolina. Commercial coverage is also available for small apartment buildings and multi-unit dwellings in the greater Piedmont Triad area. The agency works with property owners to address liability protection and dwelling coverage needs. Between regular policy reviews, clients receive follow-up assistance for mid-term policy adjustments or adding new rental properties to existing plans.
What Does a a Landlord Insurance Agent in Kernersville Cost?
The cost of landlord insurance in North Carolina varies based on property location, age, and coverage limits. Typical annual premiums range from 800 to 2,500 dollars for a single-family rental home. Factors like the property value, deductible amount, and claims history also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Kernersville
Landlord insurance agents in Kernersville North Carolina help property owners protect their rental investments. North Carolina law requires landlords to maintain certain property standards, and a proper policy can cover liability, property damage, and loss of rental income. Local agents understand the specific risks in the Piedmont Triad region, including weather-related claims and tenant liability issues.
Frequently Asked Questions
What does landlord insurance cover in Kernersville North Carolina?
Landlord insurance typically covers the dwelling structure, liability protection, and loss of rental income. In North Carolina, policies often include coverage for fire, wind, and theft. You may also add optional coverage for flood or earthquake damage, which are not standard.
Is landlord insurance required by law in North Carolina?
North Carolina does not legally require landlord insurance. However, most mortgage lenders require a dwelling policy for rental properties. Without coverage, you could face significant out-of-pocket costs for property damage or liability claims from tenants.
How do I choose a landlord insurance agent in Kernersville?
Look for an agent who specializes in rental property coverage and has experience with North Carolina insurance regulations. Ask about policy limits, deductibles, and exclusions. A local agent can also advise on additional coverages like umbrella liability or vacant property insurance.
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