The top-rated landlord insurance agent in Huntersville, North Carolina is Annette Burkhard - State Farm Insurance Agent, rated 4.9 stars across 1,046 reviews. Other highly rated options include Moheyer Insurance Advisors, Allstate Insurance Agent: Jason L Efland, Brad Riley - State Farm Insurance Agent. This directory lists 16 landlord insurance agents serving Huntersville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Annette Burkhard - State Farm Insurance Agent | 14316A Reese Blvd W | (704) 948-5600 |
| 2 | Moheyer Insurance Advisors | 16501 Northcross Dr d1 | (704) 895-3044 |
| 3 | Allstate Insurance Agent: Jason L Efland | 207 Gilead Rd | (704) 875-1034 |
| 4 | Brad Riley - State Farm Insurance Agent | 16501 Northcross Dr STE A1 | (704) 892-6767 |
| 5 | Summit Insurance Group, Inc. | 14314 Statesville Rd | (704) 659-2141 |
| 6 | Jason Colvin - State Farm Insurance Agent | 9525 Birkdale Crossing Dr #204 | (704) 987-8887 |
| 7 | Pegram Insurance | 215 Gilead Rd STE 200 | (704) 895-6090 |
| 8 | NC Farm Bureau Insurance | 15815 Brookway Dr | (704) 892-2640 |
| 9 | Comparion Insurance Agency | 9826 Gilead Rd Suite C-105 | (704) 916-3889 |
| 10 | Rankin Insurance Group, Inc | 15716 N Old Statesville Rd | (704) 896-9393 |
Annette Burkhard, operating as a State Farm Insurance Agent, serves the Huntersville, NC, area and the surrounding Mecklenburg County region. This agency provides landlord insurance policies for property owners who rent out residential homes, duplexes, or condos. Coverage typically protects the dwelling structure, offers liability protection for landlord-owner risks, and can include loss of rental income if a property becomes uninhabitable after a covered event. The agency specifically handles writing policies for new rental conversions and helping existing landlords reassess their current property coverages.
Moheyer Insurance Advisors provides a full range of landlord insurance services in Huntersville, NC, including liability protection and property damage coverage. The agency assists clients in selecting appropriate service or maintenance plans to safeguard their rental investments against common risks. Its team offers guidance tailored to property owners managing various asset types. Moheyer Insurance Advisors works with landlords who own single-family homes, apartments, retail spaces, and restaurants.
Allstate Insurance Agent Jason L Efland serves Huntersville and the surrounding Lake Norman communities, handling landlord insurance policies for residential rental properties. This agency focuses on protecting property owners from income loss and liability risks associated with leasing out single-family homes or multi-unit dwellings. They provide specialized coverage tailored to this area’s rental market. Jason L Efland typically begins a client relationship by reviewing the property’s specific exposures, then customizes coverage options to align with the landlord’s financial risks.
Brad Riley - State Farm Insurance Agent in Huntersville, NC provides landlord insurance for property owners. A key consideration is whether long-term rental coverage or short-term vacation policies suit a client’s needs, each addressing distinct occupancy and liability risks. Typical protection includes dwelling replacement cost, loss of rental income, and personal liability for the property. Service is arranged on an as-needed and scheduled basis to accommodate policy reviews, claims filing, or updated renter documentation without requiring a recurring commitment.
Summit Insurance Group, Inc. serves homeowners, businesses, and property managers in Huntersville, North Carolina, providing tailored landlord insurance coverage. The company helps property owners protect their rental investments by recommending policies that address liability, property damage, and loss of rental income. Clients benefit from professional guidance in navigating the specific insurance needs common to residential and commercial rental properties in the Lake Norman region. Its service area also extends to neighboring communities such as Cornelius, extending convenient access for landlords throughout the northern Charlotte metropolitan area.
Jason Colvin - State Farm Insurance Agent serves Huntersville and surrounding communities in the greater Lake Norman area, handling landlord insurance policies for residential rental properties. These policies typically cover property damage, liability protection, and potential loss of rental income. The agent focuses on explaining coverage options clearly to property owners, helping them distinguish between a standard homeowner policy and the specialized endorsements needed for a rental dwelling. For each job, the agent reviews the specific risks of the property and customizes a policy to match those exposures.
Pegram Insurance in Huntersville, North Carolina offers specialized services as a Landlord Insurance Agent, focusing on policies that protect rental properties from property damage and liability claims. It assists local investors with general coverage for single-family homes, duplexes, and small apartment buildings. The agency helps landlords address regional concerns such as storm damage from summer thunderstorms or tenant-related issues during seasonal lease transitions.
For landlords in Huntersville, North Carolina, NC Farm Bureau Insurance offers distinct service options between a single, one-time policy and an ongoing, recurring insurance plan designed for continuous protection. Coverage typically addresses property damage, liability claims, and loss of rental income specific to residential or commercial rental units. Their policies are structured to adapt as tenancies change or as property values fluctuate within the local market. Service operates on an as-needed basis, allowing landlords to adjust their coverage when a new tenant moves in or a property lease ends.
Comparion Insurance Agency offers landlord insurance services in Huntersville, NC, focusing on policies tailored for property owners who rent out residential units. It helps clients secure coverage for structures, liability protection, and potential loss of rental income. The agency works with homeowners seeking to safeguard their investments against common risks like fire, storm damage, or tenant-related incidents. It also assists with navigating coverage gaps during property turnovers or renovations. Winter months often bring weather-related threats to unoccupied rentals, so the agency helps landlords address freeze and burst pipe exposures before they occur.
As the peak rental season approaches in Huntersville, new and seasoned property owners evaluate protection for their investments. Rankin Insurance Group, Inc addresses these concerns as a landlord insurance agent, helping clients identify coverage suited to their rental properties. They offer guidance on policies tailored for local single-family homes and small multifamily units in the Charlotte metro area. The process begins with an inspection or an initial on-site assessment to understand the property’s specific exposures and dwelling value.
What Does a a Landlord Insurance Agent in Huntersville Cost?
Typical landlord insurance costs in North Carolina range from 15 to 25 percent more than standard homeowners insurance, often between 800 and 1,500 dollars per year for a single-family rental. Factors include property location in Huntersville, dwelling value, coverage limits, and deductible. Costs vary by case and policy type. This is general information and not insurance advice.
About landlord insurance agents in Huntersville
Landlord insurance agents in Huntersville help property owners protect their rental investments with specialized policies. In North Carolina, landlord insurance typically covers property damage, liability, and loss of rental income. Local agents understand the unique risks in the Lake Norman area and can guide you through state-specific requirements like the NC Residential Rental Agreements Act.
Frequently Asked Questions
What does landlord insurance cover in Huntersville North Carolina?
Landlord insurance in North Carolina generally covers dwelling damage, liability protection, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal property, which requires renters insurance. Policies can also include coverage for vandalism or theft by tenants.
Is landlord insurance required by law in North Carolina?
North Carolina law does not require landlord insurance, but mortgage lenders often require it for rental properties. Additionally, the NC Residential Rental Agreements Act does not mandate insurance, but having coverage is strongly recommended to protect against liability and property damage.
How does North Carolina law affect landlord insurance claims?
North Carolina has a three-year statute of limitations for filing a lawsuit on an insurance contract. Claims must be reported promptly, and the state follows a contributory negligence rule, which can affect liability payouts if the landlord is partially at fault. An agent can explain how these rules apply to your policy.
Landlord Insurance Agents in Other North Carolina Cities
Apex · Asheboro · Asheville · Burlington · Cary · Chapel Hill · Charlotte · Clayton · Concord · Cornelius · Durham · Fayetteville · Fuquay-Varina · Garner · Gastonia