The top-rated landlord insurance agent in White Plains, New York is Edgar Almanzar - State Farm Insurance Agent, rated 4.9 stars across 419 reviews. Other highly rated options include Mike O'Boyle - State Farm Insurance Agent, Soliman Insurance Agency, Wm. E. Morrell Insurance. This directory lists 22 landlord insurance agents serving White Plains.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Edgar Almanzar - State Farm Insurance Agent | 477 Central Ave | (914) 358-9712 |
| 2 | Mike O'Boyle - State Farm Insurance Agent | 235 Mamaroneck Ave Floor 1 | (914) 948-3500 |
| 3 | Soliman Insurance Agency | 470 Mamaroneck Ave # 205 | (914) 643-1218 |
| 4 | Wm. E. Morrell Insurance | 128 Court St | (800) 942-0904 |
| 5 | Brightway Insurance, The Ramirez Agency | 280 Mamaroneck Ave Ste 307A | (914) 919-9332 |
| 6 | Goosehead Insurance - John T. Sules | 44 Mamaroneck Ave Suite C | (914) 216-7630 |
| 7 | Campos Insurance | 12 E Post Rd | (914) 949-5369 |
| 8 | PURE Insurance | 1 N Lexington Ave Suite 1900 | (888) 813-7873 |
| 9 | Ryan Cosgrove: Allstate Insurance | 402 Mamaroneck Ave | (914) 288-0101 |
| 10 | Nationwide Insurance: Theiss Agency Inc. | 600 N Broadway suite 224 | (914) 537-8509 |
Edgar Almanzar - State Farm Insurance Agent provides landlord insurance coverage to property owners across White Plains, NY, and the surrounding Westchester County area. The agency offers policies designed to protect rental properties from common risks, including property damage and liability claims. It assists landlords in securing essential coverage for single-family homes and multi-unit dwellings. Specific services handled include protection against fire and water damage as well as liability coverage for tenant-related incidents.
Mike O'Boyle - State Farm Insurance Agent in White Plains, NY, provides landlord insurance policies covering property damage, liability protection, and loss of rental income. Service includes annual policy reviews to adjust coverage limits as property values change. Maintenance plans are not offered directly, but agents assist landlords in understanding their responsibilities for upkeep. The agency services a range of commercial and residential rental properties, including single-family homes, apartments, retail spaces, and restaurants.
Soliman Insurance Agency serves property owners and landlords in White Plains, New York, offering landlord insurance policies to protect residential and commercial rental properties. The agency helps clients secure coverage for property damage, liability risks, and potential rental income loss. The team works to match each customer with an insurance plan suited to their specific rental portfolio needs. Soliman Insurance Agency also extends its services to landlords throughout nearby Yonkers, providing access to tailored insurance solutions across the lower Hudson Valley region.
Wm. E. Morrell Insurance serves White Plains, New York, and the surrounding Westchester County communities, focusing exclusively on landlord insurance agency services. It handles coverage for rental properties, including protection for property damage, liability claims, and loss of rental income. The agency structures policies to address the specific risks property owners face in this local market. It approaches each client situation by offering straightforward consultations and tailored policy recommendations based on the individual needs of the rental unit.
Brightway Insurance, The Ramirez Agency in White Plains, NY specializes in securing customized landlord insurance policies designed to protect rental property investments. It generally serves local property owners by assessing liability coverage needs and building protection against common rental risks. The agency helps landlords address specific seasonal concerns, such as ensuring adequate coverage for vacant units during the winter months when frozen pipes and liability exposures increase.
As the weather shifts toward wetter seasons in White Plains, landlords face growing risks from water damage and liability claims. Goosehead Insurance - John T. Sules offers tailored coverage for rental properties, addressing local exposures like aging infrastructure and tenant turnover. Their policies typically include property protection, loss of rent, and liability safeguards crucial for residential and small commercial landlords. To begin securing a specific policy, the company conducts a thorough on-site inspection of the rental unit and surrounding structures to assess current conditions and identify potential vulnerabilities.
Campos Insurance in White Plains, NY assists property owners with general landlord insurance to cover rental dwellings and liability. It additionally offers specialty add-ons such as policies for vacant buildings and coverage for short-term rental properties. These tailored protections help mitigate financial risks from tenant damage or unexpected vacancy periods. Commercial sectors served by the agency include offices, warehouses, and food service establishments that require distinct liability and property coverage for their operations.
For landlord insurance needs, a distinction exists between a standard one-time policy and a recurring annual service that renews coverage. PURE Insurance in White Plains offers protection for rental properties against liability and physical damage. Their local focus ensures knowledge of regional risks affecting income properties, from tenant turnover to weather exposure. As a landlord insurance agent, they help property owners evaluate deductibles and liability limits tailored to their portfolio. Their service typically operates on a one-time basis to secure individual policies, not on a scheduled or as-needed model.
Ryan Cosgrove: Allstate Insurance in White Plains, NY provides residential landlord insurance for property owners renting out single-family homes, apartments, and condos. Commercial coverage for multi-unit buildings and small rental portfolios is also available to local landlords throughout Westchester County. Each policy is tailored to protect rental income streams and liability exposure from tenants. The agency follows up promptly after initial policy setup to confirm coverages align with property changes, ensuring repeat service remains consistent between regular visits.
Nationwide Insurance: Theiss Agency Inc. in White Plains, NY is recognized for providing landlord insurance coverage tailored to property owners in the region. The agency helps local landlords protect rental properties against common risks such as property damage, liability claims, and loss of rental income. Their services are suited for owners of single-family homes, multi-unit buildings, and small apartment complexes. For added protection, the agency can include coverage for vandalism or tenant-related damage as a specialty add-on.
What Does a a Landlord Insurance Agent in White Plains Cost?
Typical costs for a landlord insurance policy in White Plains New York range from 800 to 2500 dollars per year for a standard single family rental. Multi unit buildings can cost 3000 to 6000 dollars annually. Premiums depend on property value, location, and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in White Plains
A landlord insurance agent in White Plains New York helps property owners secure coverage for rental buildings. New York law requires landlords to maintain certain insurance levels for habitability and liability. Local agents understand the specific risks of Westchester County properties including older buildings and seasonal weather.
Frequently Asked Questions
What does a landlord insurance agent in White Plains do?
A landlord insurance agent helps you find a policy that covers your rental property. This includes dwelling coverage, liability protection, and loss of rental income. In New York, agents can also advise on compliance with the Housing Maintenance Code.
Is landlord insurance required by law in New York?
New York law does not require landlord insurance by statute. However mortgage lenders often require it. Also the New York Multiple Dwelling Law implies that landlords must maintain property in safe condition which insurance supports.
How much does landlord insurance cost in White Plains?
Costs vary based on property size and location. In White Plains typical annual premiums range from 800 to 2500 dollars for a single family rental. Factors include building age, coverage limits, and claims history.
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