ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Landlord Insurance Agents Near You in Buffalo, NY

Browse landlord insurance agents serving Buffalo, New York. Updated 2026-07-14.

The top-rated landlord insurance agent in Buffalo, New York is Willoughby Insurance, rated 4.8 stars across 1,003 reviews. Other highly rated options include Anthony Lorigo at Comparion Insurance Agency, Lawley, New Buffalo Insurance Agency, Inc.. This directory lists 23 landlord insurance agents serving Buffalo.

Showing 23 landlord insurance agents in Buffalo, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Willoughby Insurance1523 Main St(716) 885-8100
2Anthony Lorigo at Comparion Insurance Agency400 Essjay Rd #300(716) 276-7249
3Lawley361 Delaware Ave(716) 849-8618
4New Buffalo Insurance Agency, Inc.686 Main St Suite 201(716) 332-1570
5The Decker Agency, Inc.37 Elmwood Ave(716) 883-1455
6Niagara National Insurance5001 Genesee St(716) 684-6000
7Walsh Insurance726 Exchange St Ste 200(716) 853-3820
8Encompass Agency, Inc.529 French Rd(716) 835-6790
9NYCM Insurance Agency - Home, Auto & Business1840 Clinton St(716) 404-0300
10Amherst Insurance Agency, Inc.333 International Dr(716) 580-1200
WI
1523 Main St
Willoughby Insurance
Landlord Insurance Agent · Buffalo, NY

Willoughby Insurance serves the Buffalo, New York metro area as a landlord insurance agent. The company assists property owners with securing policies tailored to rental dwellings. It provides guidance on coverage options that address risks specific to local housing stock and tenant situations. Plan details are explained clearly to help landlords make informed choices. The agency handles liability protection and property damage coverage for rental units.

AL
400 Essjay Rd #300
Anthony Lorigo at Comparion Insurance Agency
Landlord Insurance Agent · Buffalo, NY

Anthony Lorigo at Comparion Insurance Agency in Buffalo, NY provides dedicated coverage options for property owners seeking to protect their rental investments. It offers tailored policies that address the unique risks associated with renting out homes, helping landlords safeguard their assets. Ongoing service includes reviewing coverage to adapt to changing property needs and local regulations. The company services a range of property types, including single-family homes, apartments, retail spaces, and restaurants.

LA
361 Delaware Ave
Lawley
Landlord Insurance Agent · Buffalo, NY

Lawley serves homeowners, landlords, and property managers in Buffalo, New York, who need specialized landlord insurance coverage. The agency helps clients protect rental properties and manage liability risks associated with leasing residential or commercial space. Their services address common concerns such as property damage, loss of rental income, and tenant-related exposures. Lawley also offers its landlord insurance expertise to property owners throughout the greater Buffalo metro area, including nearby Amherst and Cheektowaga.

NB
686 Main St Suite 201
New Buffalo Insurance Agency, Inc.
Landlord Insurance Agent · Buffalo, NY

New Buffalo Insurance Agency, Inc. serves Buffalo, New York, and its surrounding communities, handling specialized insurance policies for residential and commercial rental property owners. The company addresses the unique risks landlords face, including property damage, liability claims, and loss of rental income. For a typical job, it begins by reviewing the client’s property portfolio and local occupancy factors, then tailors a policy that balances comprehensive coverage with practical cost considerations.

DA
37 Elmwood Ave
The Decker Agency, Inc.
Landlord Insurance Agent · Buffalo, NY

The Decker Agency in Buffalo, NY distinguishes between one-time policy placements and ongoing service arrangements for landlord insurance, tailoring each plan to a property’s specific exposure. Coverage typically protects dwelling structures, liability for tenant injuries, and lost rental income during repairs. Landlords in the region commonly seek protection against weather-related claims and vacancy gaps. Ongoing policyholders receive annual coverage reviews and renewal coordination, while adjustments for new acquisitions or policy changes remain available on an as-needed basis.

NN
5001 Genesee St
Niagara National Insurance
Landlord Insurance Agent · Buffalo, NY

Niagara National Insurance specializes in landlord insurance services for property owners in Buffalo, NY. The agency provides tailored coverage options designed to protect residential and commercial rental investments. It handles policy selection, risk assessment, and claims support for clients managing single-family homes or multi-unit buildings. A common seasonal concern it addresses is protecting landlords from liability and property damage during Buffalo’s harsh winter months, when frozen pipes and ice-related incidents often occur.

WI
726 Exchange St Ste 200
Walsh Insurance
Landlord Insurance Agent · Buffalo, NY

As winter approaches in Buffalo, property owners often face the risk of burst pipes and ice dam damage, making specialized coverage essential. Walsh Insurance in Buffalo provides landlord insurance agents who tailor policies to protect rental properties against these seasonal threats and tenant-related liabilities. Their work involves reviewing coverage limits for multi-family homes and single-family rentals to ensure adequate protection. A thorough inspection of the property typically follows the initial consultation to assess risks like aging roofs or vacant units.

EA
529 French Rd
Encompass Agency, Inc.
Landlord Insurance Agent · Buffalo, NY

Encompass Agency, Inc. helps property owners manage their insurance needs in Buffalo, NY. They can guide landlords in developing policies that protect residential or commercial properties. For enhanced security, they may help add coverage for loss of rental income or liability from tenant injuries and property damage. They also understand that repairs can be costly during vacancies and can broker endorsements to address that gap. Their landlord insurance services can cover commercial sectors such as offices, warehouses, and food service establishments.

NI
1840 Clinton St
NYCM Insurance Agency - Home, Auto & Business
Landlord Insurance Agent · Buffalo, NY

NYCM Insurance Agency - Home, Auto & Business offers residential landlord insurance solutions, extending to commercial property coverage for Buffalo, New York property owners. The agency advises on appropriate protection for rental units, addressing common liability and property damage concerns in the local market. Clients receive guidance on policy specifics and risk management for their investment properties. The team ensures prompt follow-up and service between regular visits, accommodating renewal adjustments and policy reviews as tenancy situations evolve.

AI
333 International Dr
Amherst Insurance Agency, Inc.
Landlord Insurance Agent · Buffalo, NY
CC
735 Delaware Ave
Clauss & Company Insurance Agency
Landlord Insurance Agent · Buffalo, NY
(716) 886-6600
claussinsurance.com
JJ
137 Summer St
John J Grimaldi & Associates Inc
Landlord Insurance Agent · Buffalo, NY
(716) 636-1355
grimaldiinsurance.net
TD
1439 Main St
Toni DuBois Agency, LLC
Landlord Insurance Agent · Buffalo, NY
(716) 931-5200
toniduboisagency.com
HI
2333 Elmwood Ave
Hoch Insurance Agency
Landlord Insurance Agent · Buffalo, NY
(716) 881-1975
hochinsuranceagency.com
VI
1459 Kensington Ave
VitalGuard Insurance, New York
Landlord Insurance Agent · Buffalo, NY
(716) 577-9159
CG
354 Cayuga Rd
The Cesar Group Inc
Landlord Insurance Agent · Buffalo, NY
(716) 626-0066
thecesargroup.com
CI
1274 Bailey Ave
Centinello Insurance Agency LLC
Landlord Insurance Agent · Buffalo, NY
(716) 893-4332
centinelloinsurance.com
AI
1798 Main Rd
Able Insurance Agency
Landlord Insurance Agent · Buffalo, NY
(716) 883-5212
HS
1940 Eggert Rd
Houck Seward Agency
Landlord Insurance Agent · Buffalo, NY
(716) 835-2525
fhsgroup.net/contactus.php
CI
432 Amherst St
Cannizzaro Insurance
Landlord Insurance Agent · Buffalo, NY
(716) 235-8882
cannizzaroinsurance.com
UI
90 Bryant Woods S
United Insurance Agency, Inc.
Landlord Insurance Agent · Buffalo, NY
(716) 632-6118
WC
3625 Seneca St
William Coppola Agency Inc
Landlord Insurance Agent · Buffalo, NY
(716) 675-9403
WI
2477 Union Rd
Wny Insurance Agency Llc
Landlord Insurance Agent · Buffalo, NY
(716) 771-0012

What Does a a Landlord Insurance Agent in Buffalo Cost?

Typical landlord insurance in New York costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental in Buffalo you might pay 800 to 1,500 dollars per year. Multi unit properties can cost 2,000 to 5,000 dollars annually. Premiums vary based on property age, location, and coverage limits. This is general information and not insurance advice.

About landlord insurance agents in Buffalo

Landlord insurance agents in Buffalo New York help property owners protect their rental investments. New York law requires landlords to maintain certain coverages such as liability insurance for buildings with three or more units. A local agent can guide you through policies that address Buffalo weather risks like snow and ice damage.

Frequently Asked Questions

What does landlord insurance cover in Buffalo New York?

Landlord insurance typically covers property damage, liability, and loss of rental income. In New York, policies often include protection against burst pipes and roof collapse from heavy snow common in Buffalo.

Is landlord insurance required by law in New York?

New York state does not mandate landlord insurance for all properties. However, if you have a mortgage on a rental property the lender will require it. Also, buildings with three or more units must carry liability insurance per New York General Obligations Law.

How do I choose a landlord insurance agent in Buffalo?

Look for an agent licensed in New York who specializes in rental properties. Ask about coverage for Buffalo specific risks like ice dams and wind damage. Compare quotes from multiple agents to find a policy that fits your property type.

Landlord Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.