The top-rated landlord insurance agent in Binghamton, New York is Adam J. Roux: Allstate Insurance, rated 4.8 stars across 166 reviews. Other highly rated options include Jim Rollo - State Farm Insurance Agent, Triple Cities Agency LLC, Walls Insurance. This directory lists 18 landlord insurance agents serving Binghamton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam J. Roux: Allstate Insurance | 1250 Front St | (607) 722-1800 |
| 2 | Jim Rollo - State Farm Insurance Agent | 1332 Front St Ste 1 | (607) 238-1355 |
| 3 | Triple Cities Agency LLC | 1249 Front St #108 | (607) 203-0075 |
| 4 | Walls Insurance | 298 Conklin Ave | (607) 723-6359 |
| 5 | Mark Anderson - State Farm Insurance Agent | 50 Pennsylvania Ave | (607) 724-2886 |
| 6 | Michael Butler: Allstate Insurance | 32 W State St Ste 204 | (607) 722-2305 |
| 7 | AA-Wyak Insurance Agency Inc. | 7 Jarvis St | (607) 723-2332 |
| 8 | Kris Yelverton - State Farm Insurance Agent | 112-122 State St Suite 102 | (607) 723-3840 |
| 9 | Kriner & Furlong Insurance Agency | 484 Chenango St | (607) 723-9484 |
| 10 | Farmers Insurance - Kristy McWherter | 168 Susquehanna St | (607) 721-1100 |
Adam J. Roux: Allstate Insurance serves the Binghamton, NY metro area and its surrounding communities, providing landlord insurance agent services. Policies offered include property protection for residential and commercial rental units against common perils such as fire, weather damage, and vandalism. The agency also structures liability coverage to safeguard property owners from claims arising from tenant injuries. Landlords can obtain income-loss reimbursement for rent interruptions and access property-damage liability protection.
Jim Rollo - State Farm Insurance Agent in Binghamton, NY, provides landlord insurance policies covering property damage, liability protection, and loss of rental income. The agency offers support throughout the policy term, helping clients adjust coverage as their rental needs evolve. Property inspections are coordinated to maintain risk management standards. Mr. Rollo services single-family homes, multi-unit apartment buildings, retail storefronts, and local restaurants.
Triple Cities Agency LLC serves residential landlords, commercial property owners, and property managers throughout the Binghamton area. It specializes in insurance policies designed to protect rental properties from common risks, including property damage, liability claims, and lost rental income. Each policy can be tailored to address the unique exposure of different types of rental dwellings, from single-family homes to small apartment buildings. The agency also provides coverage for clients with properties in the broader Broome County region and neighboring communities such as Vestal.
Serving Binghamton and the surrounding communities of Broome County, Walls Insurance handles landlord insurance policies for residential and small commercial property owners. The agency addresses key coverage needs including property damage, liability protection, and loss of rental income. Its team assesses each client's specific holdings and risk exposure to build a tailored policy. For a typical rental property, Walls Insurance conducts a detailed evaluation of the building's condition, location, and lease terms to determine appropriate coverage limits and deductibles.
For many rental property owners, a one-time landlord policy can cover a single vacancy or occasional rental period, while recurring coverage is better suited for long-term leases and ongoing tenant maintenance requirements. As a Binghamton landlord insurance agent, Mark Anderson - State Farm Insurance Agent offers policies that address liability risks and property damage common to local rental homes and duplexes. Recurring service plans are available for landlords who need continuous protection across multiple properties, with service running on either a scheduled renewal or as-needed basis for policy adjustments.
Michael Butler: Allstate Insurance assists property owners in Binghamton with custom landlord insurance policies designed to protect rental dwellings and liability exposure. The agency also provides general homeowners and auto insurance coverage to local residents. Its services address the unique risks of leasing homes, including property damage and income loss from tenant issues. During the winter season, it helps landlords secure their assets against freeze-related pipe bursts and ice dam roof leaks in vacant units.
AA-Wyak Insurance Agency Inc., based in Binghamton, NY, provides landlord insurance agent services to property owners and investors in the local area. Within the landlord insurance field, its work typically addresses coverage for rental dwellings, property damage, and liability protections. The agency specializes in adding coverage options like flood and earthquake endorsements to standard policies. It can serve commercial sectors such as offices, warehouses, and food service operations.
Kriner & Furlong Insurance Agency in Binghamton, NY, is known for helping property owners secure coverage tailored specifically for rental dwellings. Their service range includes policies designed to protect against common landlord exposures such as property damage, liability claims, and lost rental income. They work with landlords who own single-family homes, duplexes, or small apartment buildings in the region. A specialty service this agency can add on is coverage for vandalism or theft that occurs during tenant vacancy periods.
With the arrival of spring rains and thawing ground in Binghamton, landlords often face unexpected water damage in rental properties. Farmers Insurance, through agent Kristy McWherter, provides landlord insurance policies covering such perils, helping property owners protect their investments against liability and income loss. These policies are tailored for local rental units, addressing common regional concerns like aging infrastructure. A standard process begins by scheduling an in-person walkthrough to evaluate the property’s unique risks and coverage gaps before finalizing any proposal.
What Does a a Landlord Insurance Agent in Binghamton Cost?
Typical landlord insurance in New York costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Binghamton, annual premiums range from 800 to 1,500 dollars. Costs increase for older buildings or properties with multiple units. This is general information, not insurance advice.
About landlord insurance agents in Binghamton
A landlord insurance agent in Binghamton New York helps property owners protect their rental investments. New York law requires landlords to maintain liability coverage and property insurance for buildings with three or more units. Local agents can explain how Binghamtons weather risks and tenant laws affect your policy needs.
Frequently Asked Questions
What does landlord insurance cover in Binghamton New York?
Landlord insurance typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income. In New York, policies may also include coverage for vandalism or theft common in vacant units.
Is landlord insurance required by New York law?
New York does not require landlord insurance by state law, but mortgage lenders often mandate it. For buildings with three or more units, New York property codes require liability coverage for common areas.
How do Binghamton agents determine coverage needs?
Agents evaluate your propertys age, location, number of units, and rental income. They also consider Binghamtons flood zones and freeze risks from harsh winters to recommend appropriate deductibles and limits.
Landlord Insurance Agents in Other New York Cities
Albany · Amherst · Babylon · Bay Shore · Bronx · Brooklyn · Buffalo · Cheektowaga · Cicero · Clifton Park · Commack · Deer Park · East Meadow · East Northport · Franklin Square