The top-rated landlord insurance agent in East Northport, New York is Gerald Cawley - State Farm Insurance Agent, rated 4.8 stars across 117 reviews. Other highly rated options include Cathi Phillips - State Farm Insurance Agent, John Daniggelis: Allstate Insurance, Culhane & King Insurance. This directory lists 10 landlord insurance agents serving East Northport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gerald Cawley - State Farm Insurance Agent | 3034 Jericho Tpke | (631) 462-1717 |
| 2 | Cathi Phillips - State Farm Insurance Agent | 86 Larkfield Rd E | (631) 261-5377 |
| 3 | John Daniggelis: Allstate Insurance | 1969 Jericho Tpke | (631) 499-8200 |
| 4 | Culhane & King Insurance | 360 Larkfield Rd | (631) 368-2110 |
| 5 | Friendly Insurance Inc | 577 Larkfield Rd | (315) 203-8893 |
| 6 | DeNapoli Associates Inc- Nationwide Insurance | 272 B Larkfield Rd | (631) 368-1622 |
| 7 | Peter F. Finck: Allstate Insurance | 1969 Jericho Tpke | (631) 499-8200 |
| 8 | Farmers Insurance - Joseph Rouzier | 120 Laurel Rd d | (631) 759-3703 |
| 9 | State Farm Insurance | 3034 Jericho Tpke | (631) 462-1717 |
| 10 | Kron Associates | Insurance Agency | 2083 Jericho Tpke | (631) 462-9040 |
Gerald Cawley - State Farm Insurance Agent serves East Northport, New York, and the surrounding areas in Suffolk County, offering landlord insurance solutions. The agency works with property owners to obtain coverage that protects rental dwellings and income streams. Services include helping landlords secure policies that address property damage and liability concerns arising from tenant-occupied units. Specific policies it handles include dwelling fire insurance and landlord liability coverage tailored to local rental properties.
Cathi Phillips’s State Farm Insurance Agency in East Northport, NY, provides landlord insurance policies that cover property damage and liability protection for rental real estate. The office helps owners understand plan options and adjust coverages as needs change. Services include reviewing policies to address common local risks. The agency serves clients with residential rental properties, from single-family homes to small apartments, as well as commercial spaces such as retail shops and restaurants.
John Daniggelis: Allstate Insurance serves homeowners, landlords, and property managers in and around East Northport, New York, offering landlord insurance policies that help protect rental properties and their owners from common risks. The agency works with clients to assess coverage needs, including protection for structures, liability concerns, and potential loss of rental income. This East Northport agent also regularly assists property owners in nearby communities such as Huntington Station with their insurance requirements.
Culhane & King Insurance serves East Northport and the surrounding Long Island communities, handling property coverage for residential and commercial landlords in the area. It addresses risks such as tenant damage, liability claims, and vacancy periods that local property owners commonly face. The agency works with clients to assess property specifics, such as building age and rental type, to match coverage levels to individual exposure needs. It takes a thorough approach by evaluating each property’s unique conditions before recommending suitable policy options and supporting landlords through the claims process when necessary.
Friendly Insurance Inc in East Northport, NY distinguishes between one-time policies for a single property and recurring annual coverage for ongoing portfolios. Their landlord insurance agent services include basic property protection against fire and weather damage, liability coverage for tenant injuries, and loss of rental income if a unit becomes uninhabitable. All service, whether for a new landlord or an experienced investor, operates strictly on an as-needed basis for consultations and policy adjustments.
DeNapoli Associates Inc- Nationwide Insurance provides specialized landlord insurance agent services in East Northport, NY, focusing on policies that protect rental properties. Its general service work includes advising clients on appropriate coverage levels and helping secure policies that address property damage and liability. The company assists landlords with seasonal concerns, particularly during winter months when frozen pipes and ice dam damage become common risks requiring prompt policy adjustments.
Peter F. Finck: Allstate Insurance provides general insurance coverage for property owners in East Northport and the surrounding region. The agency specializes in tailored landlord insurance policies that protect rental properties from typical risks like liability claims and property damage. These policies can be customized with additional coverage options to suit individual needs. Commercial sectors such as offices, warehouses, and food service establishments can acquire protection through this agent’s offerings.
Autumn storms often bring roof and gutter concerns for East Northport rental property owners. Farmers Insurance - Joseph Rouzier in East Northport, NY, provides landlord insurance agents who help protect investments against such seasonal damages. These agents explain how policies can cover liability and loss of rental income when repairs disrupt tenants. After an initial consultation, the agent schedules a simple inspection of the property to identify specific risks before confirming coverage details.
State Farm Insurance in East Northport, New York, provides landlord insurance policies that differ between one-time occupant protection and recurring lease coverage for long-term rental properties. The agency focuses on shielding property owners from financial losses due to damage, liability claims, or loss of rental income. Service operates strictly on an as-needed basis, allowing landlords to secure coverage when a new tenant moves in or when a policy renewal is required.
Kron Associates | Insurance Agency in East Northport provides residential landlord insurance services, securing coverage for single-family rental properties and multi-unit dwellings in local communities. The agency also addresses commercial landlord insurance needs for landlords managing retail or office spaces across the region. Clients receive clear policy explanations and tailored options for property protection. The team encourages follow-up contact to adjust coverage as properties change, ensuring ongoing support between regular policy reviews for both residential and commercial clients.
What Does a a Landlord Insurance Agent in East Northport Cost?
Typical costs for landlord insurance in New York range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in East Northport annual premiums often fall between 800 and 1500 dollars depending on property value location and coverage limits. Multi unit properties or those in flood zones may cost more. This is general information not insurance advice.
About landlord insurance agents in East Northport
Landlord insurance agents in East Northport New York help property owners protect their rental investments. New York law requires landlords to maintain certain liability coverages and agents can guide you on local regulations. Working with an agent familiar with Suffolk County ensures your policy meets state requirements and covers common risks like water damage or tenant liability.
Frequently Asked Questions
What does landlord insurance cover in East Northport New York?
Landlord insurance typically covers property damage liability loss of rental income and legal costs. In New York policies often include coverage for fire theft and vandalism. It does not cover tenant personal belongings or intentional damage.
Is landlord insurance required by New York law?
New York does not legally require landlord insurance but most mortgage lenders do require it. Without coverage you could face significant out of pocket costs for property damage or liability claims. Many local agents recommend at least liability coverage to protect against lawsuits.
How do I choose a landlord insurance agent in East Northport?
Look for an agent licensed in New York with experience in rental property policies. Ask about their knowledge of Suffolk County building codes and local risk factors like coastal flooding. Compare quotes from multiple agents to find coverage that fits your property type and budget.
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