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Directory of landlord insurance agents in Utica, New York. Verify credentials with the state department of insurance before hiring.
15 agents listed
Updated May 2026
Utica, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 15 landlord insurance agents in Utica, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Grates - State Farm Insurance Agent
430 Trenton Rd, Utica, NY 13502
(315) 797-7763
insuranceforutica.com
Freeway Insurance
334 Genesee St, Utica, NY 13501
(315) 567-4346
locations.freeway.com
Matt Nimey Insurance Agency
By appointment Only, 2001 Bleecker St, Utica, NY 13501
(315) 737-6099
mattnimeyinsurance.com
Dan Meehan - State Farm Insurance Agent
2023 Sunset Ave, Utica, NY 13502
(315) 735-4494
danmeehaninsurance.com
BEACH AGENCY INC
1111 Oriskany St W, Utica, NY 13502
(315) 793-7626
beachagencyinsurance.com
Michael Garcia: Allstate Insurance
2046 Genesee St, Utica, NY 13502
(315) 793-3322
agents.allstate.com
Scalzo Zogby & Wittig Inc
120 Lomond Ct, Utica, NY 13502
(315) 792-0000
szwinsurance.com
Adjusters International/Basloe, Levin & Cuccaro
6 Rhoads Dr, Utica, NY 13502
(315) 797-1234
aiblc.com
Farmers Insurance - Michelle Santillo-Romano
2400 Genesee St, Utica, NY 13502
(315) 765-6531
agents.farmers.com
Good Move Insurance Co
409 Court St, Utica, NY 13502
(332) 208-9821
Success Insurance Utica
106 Genesee St, Utica, NY 13502
(315) 230-0287
monitorlife.com
Statutory Insurers Inc
1500 Genesee St, Utica, NY 13502
(315) 202-1592
premium plan Insurance NY
266 Genesee St, Utica, NY 13502
(332) 334-6798
Cool Insurance LLC
1307 Genesee St, Utica, NY 13501
(315) 216-7685
Haylor Freyer & Coon Inc
102 Business Park Dr STE 2, Utica, NY 13502
(315) 734-9386
haylor.com
Landlord insurance agents in Utica New York help property owners protect their rental investments. New York state law requires landlords to maintain certain insurance coverages for liability and property damage. Local agents can guide you through specific Utica market conditions and New York insurance regulations.
What Does a Landlord Insurance Agent in Utica Cost?
Typical landlord insurance costs in New York range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Utica, annual premiums often fall between 800 and 1500 dollars. Multi unit properties may cost 1200 to 2500 dollars per year. Actual costs depend on property value, location, coverage limits, and claims history. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in Utica New York?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In New York, policies may also include coverage for ordinance or law changes and water backup from sump pumps.
Is landlord insurance required by New York law?
New York state does not require landlord insurance by statute. However, most mortgage lenders and property management companies in Utica require it. It is also strongly recommended to protect against liability claims.
How do I choose a landlord insurance agent in Utica?
Look for agents who specialize in rental properties and understand New York landlord tenant law. Ask about coverage for vacant units and liability for common areas. Compare quotes from multiple agents to find suitable options.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.