The top-rated landlord insurance agent in Syracuse, New York is Donigan Business and Personal Insurance, rated 4.9 stars across 493 reviews. Other highly rated options include CH Insurance, Haylor, Freyer & Coon Inc., Delmonico Insurance Agency. This directory lists 24 landlord insurance agents serving Syracuse.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Donigan Business and Personal Insurance | 708 W Belden Ave Box 11535 | (315) 428-8600 |
| 2 | CH Insurance | 100 S Salina St #370 | (315) 234-7500 |
| 3 | Haylor, Freyer & Coon Inc. | 300 S State St #1000 | (315) 451-1500 |
| 4 | Delmonico Insurance Agency | 720 Van Rensselaer St Suite 207 | (315) 472-4242 |
| 5 | Freeway Insurance | 814 S Geddes St | (315) 514-0626 |
| 6 | Taylor Made Insurance Solutions, Inc. | 933 State Fair Blvd | (315) 303-7020 |
| 7 | Sarah Galutz - State Farm Insurance Agent | 6003 S Salina St #6 | (315) 299-8080 |
| 8 | Cindy Jackson - State Farm Insurance Agent | 3680 Erie Blvd E | (315) 445-0019 |
| 9 | OneGroup | 706 N Clinton St | (315) 457-1830 |
| 10 | Don Marsh Agency, Inc. | 4875 South Ave | (315) 498-4642 |
Donigan Business and Personal Insurance serves landlords in the Syracuse metro area, offering tailored coverage for rental properties. The agency works with property owners to secure policies that protect against common risks such as property damage and liability claims. Policies are typically designed to cover single-family rentals and multi-unit dwellings alike. Services handled locally include loss of rental income protection and comprehensive general liability for residential rental units.
CH Insurance serves the Syracuse area by providing landlord insurance policies that cover property damage, liability protection, and loss of rental income. Its service plans include risk assessment consultations and annual policy reviews to keep coverage aligned with changing local market conditions. Maintenance plans may incorporate assistance with tenant-screening guidance and claims support. The company services single-family homes, apartments, retail spaces, and restaurants throughout the region.
Haylor, Freyer & Coon Inc. serves property managers, homeowners, and small-business landlords in Syracuse, New York. The agency specializes in insurance policies that protect rental properties, covering risks like property damage, liability claims, and loss of rental income. Its agents work closely with clients to tailor coverage for single-family rentals, multi-unit buildings, and commercial spaces. The company also extends this landlord-focused protection to clients in the nearby communities of Liverpool and surrounding Onondaga County.
Delmonico Insurance Agency serves Syracuse, New York, and the surrounding Onondaga County communities, handling landlord insurance for property owners renting residential or commercial units. It addresses common concerns such as property damage, liability claims, and loss of rental income. The agency applies a thorough assessment of each property’s unique risks to recommend appropriate coverage options tailored to local regulations and market conditions.
Freeway Insurance in Syracuse, NY offers both single-policy transactions for individual property coverage and ongoing service arrangements for portfolio management. Their landlord insurance policies protect rental properties against common perils such as fire damage, liability claims, and loss of rental income. Service runs on both a one-time basis for a single closing and a scheduled basis for recurring policy renewals and annual reviews.
Taylor Made Insurance Solutions, Inc. in Syracuse, NY specializes in crafting protection plans for residential rental properties while also consulting on general liability coverage for local landlords. It assists property owners in navigating policies tailored to multi-unit dwellings and single-family rentals. During harsh CNY winters, the agency helps landlords review insurance provisions that address freeze-related water damage, ensuring properties remain safeguarded through severe seasonal shifts.
As winter approaches in Syracuse, landlords often face the challenge of protecting rental properties from snow and ice damage. Sarah Galutz - State Farm Insurance Agent offers tailored landlord insurance policies to address these seasonal risks and safeguard investments. Each policy is designed to cover property damage and liability unique to rental units. To begin, an agent conducts a thorough inspection of the property and reviews coverage gaps with the landlord before finalizing an initial-assessment step.
In Syracuse, Cindy Jackson’s State Farm Insurance Agency specializes in residential landlord coverage, helping property owners protect rental homes from liability and property damage. The agency also provides commercial landlord insurance for multi-unit and mixed-use properties throughout the greater Syracuse area. Each policy is tailored to the specific risks a landlord may face. After establishing coverage, the agent remains available to adjust policies as properties change or new units are acquired, ensuring ongoing protection between regular property visits.
OneGroup works with property investors in Syracuse, New York to structure liability and property coverage for rental dwellings. It also offers specialized endorsements for loss of rental income, vandalism, and equipment breakdown that standard policies often exclude. The agency further serves commercial landlords with tailored protection for multi-tenant office buildings, warehouse facilities, and food service properties requiring specific liability limits.
Don Marsh Agency, Inc., serving the Syracuse, NY area, specializes in landlord insurance programs designed to protect rental property owners. The agency works with area landlords to secure coverage for single-family rentals, multi-unit dwellings, and commercial residential properties, focusing on policies that address liability, building damage, and lost rental income. Its service range includes tailoring policies to specific property types and risk profiles. Additional speciality services can include arranging coverage for vacant properties requiring short-term protection.
What Does a a Landlord Insurance Agent in Syracuse Cost?
The cost of landlord insurance in Syracuse New York typically ranges from 15 to 30 percent more than standard homeowners insurance, with annual premiums often between 800 and 2,500 dollars for a single-family rental. Factors include property age, location, coverage limits, and claims history. New York-specific risks like freezing temperatures and liability lawsuits can increase rates. This is general information and not insurance advice.
About landlord insurance agents in Syracuse
Landlord insurance agents in Syracuse New York help property owners protect their rental investments with policies tailored to local risks. New York law requires landlords to maintain certain coverages, such as liability insurance for buildings with three or more units. Agents in Syracuse can guide you through policy options that comply with state regulations and address common issues like winter weather damage and tenant liability.
Frequently Asked Questions
What does landlord insurance cover in Syracuse New York?
Landlord insurance typically covers property damage, liability claims, and loss of rental income. In New York, policies may also include coverage for fire, theft, and water damage from burst pipes common in Syracuse winters.
Is landlord insurance required by law in New York?
New York law does not require landlord insurance by statute, but most mortgage lenders require it for rental properties. Additionally, New York City and some upstate municipalities have local laws that may mandate liability coverage for certain buildings.
How do I choose a landlord insurance agent in Syracuse?
Look for an agent who specializes in rental properties and understands New York insurance regulations. Ask about coverage for vacant units, ordinance or law coverage, and liability limits that meet Syracuse property values.
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