The top-rated landlord insurance agent in Staten Island, New York is Christine Relyea - State Farm Insurance Agent, rated 5.0 stars across 1,423 reviews. Other highly rated options include Home Insurance Agency, NYC Business Group, Alpha Omega Coverage Corp. This directory lists 20 landlord insurance agents serving Staten Island.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Christine Relyea - State Farm Insurance Agent | 2391 Richmond Ave | (718) 698-5803 |
| 2 | Home Insurance Agency | 900 South Ave #300 | (917) 636-9134 |
| 3 | NYC Business Group | 3971 Victory Blvd | (718) 554-3425 |
| 4 | Alpha Omega Coverage Corp | 1253 Richmond Ave | (718) 494-4440 |
| 5 | Maureen Lavelle - State Farm Insurance Agent | 262 Arden Ave Ste R | (718) 948-4111 |
| 6 | Aleph Insurance Agency, Inc | 109 New Dorp Plaza | (718) 865-8665 |
| 7 | DMAS Insurance | 1132 Forest Ave | (718) 981-0700 |
| 8 | Alberto Daniels - Driven Insurance Group | 1110 South Ave #100 | (718) 540-4110 |
| 9 | Smart Choice Insurance of NY | 1931 Richmond Ave | (315) 239-1293 |
| 10 | Kraus & Kraus Insurance Agency, Inc. | 1562 Richmond Rd #202 | (315) 889-3203 |
Christine Relyea - State Farm Insurance Agent serves the Staten Island, New York area as a landlord insurance agent. This agency helps property owners with policies designed to protect rental houses and multifamily dwellings. Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if a property becomes uninhabitable. Consultation is available to review specific coverage needs for investment properties in the borough. This office handles landlord liability protection and loss of rent coverage for local homeowners.
Home Insurance Agency provides a comprehensive range of landlord insurance policies designed to protect rental property investments in Staten Island. Its service plans include personalized risk assessments to help property owners secure adequate liability and property damage coverage. The agency also assists with reviewing policy terms and adjusting coverage as tenant situations or local regulations change. It services various property types, including single-family homes, multi-unit apartment buildings, retail storefronts, and restaurants operating with owner-occupied or leased premises.
NYC Business Group serves landlords and property managers across Staten Island who require insurance coverage for residential rental properties. The company helps clients secure policies that address liability protection, property damage, and potential loss of rental income. Owners navigating the complexities of insuring multi-unit dwellings or single-family rentals can receive guidance tailored to their specific needs. The agency also assists with risk management strategies common to local real estate investors. Beyond Staten Island, NYC Business Group extends its services to landlords operating throughout the southern Brooklyn neighborhoods.
Serving Staten Island and the surrounding communities of New York City, Alpha Omega Coverage Corp handles comprehensive landlord insurance policies for property owners. The company addresses coverage needs for rental dwellings, protecting against common property damage and liability risks faced by local landlords. Each client’s portfolio is assessed with attention to property type and occupancy concerns, providing policies tailored to individual investment needs. For a typical job, the agent reviews the property’s details and recommends appropriate coverage levels to balance risk and premium.
Maureen Lavelle - State Farm Insurance Agent in Staten Island, NY, provides landlord insurance coverage that can be tailored as either a one-time policy for a single property or as recurring protection for an entire rental portfolio. This local agency helps property owners manage risks specific to Staten Island, including liability from tenant injuries and potential damage to buildings or contents. Policies typically bundle property and general liability coverage. Service availability for consultations and policy management operates on a scheduled or as-needed basis by appointment.
Aleph Insurance Agency, Inc specializes in property coverage solutions for landlords, including protection against structural damage and liability claims. It serves property owners throughout Staten Island, New York, offering general insurance services such as policy reviews and claims assistance tailored to rental properties. The agency helps address specific seasonal concerns like winter freeze damage, burst pipes, or ice dam liability that commonly affect Staten Island rental units during colder months.
As Staten Island rental properties face seasonal risks like coastal storms and plumbing failures from freezing temperatures, DMAS Insurance provides localized guidance for landlords needing comprehensive coverage. Based in Staten Island, NY, this agency focuses exclusively on policies that address liabilities, property damage, and income loss specific to residential landlords. They help property owners understand how local building codes and flood zones affect coverage needs. Protecting investments through managed risk strategies, they offer an initial inspection of the property to identify gaps before recommending necessary liability and hazard protections.
Alberto Daniels - Driven Insurance Group provides residential landlord insurance services for property owners in Staten Island, New York. The agency also offers commercial coverage tailored to rental property managers and investors throughout the greater borough area. Their work involves helping landlords secure policies that protect against common rental property risks, such as property damage or liability claims. Clients often return to this landlord insurance agent for policy updates when renewing leases or adjusting coverage between regular property visits.
Based in Staten Island, Smart Choice Insurance of NY connects property owners with landlord insurance policies. Its agents help secure coverage for rental properties, including specialized add-ons such as protection against non-payment of rent and legal liability claims from tenants. These policies address the unique risks of property rental in the local market. The company serves clients with commercial sectors including office buildings, storage warehouses, and establishments within the food service industry.
Kraus & Kraus Insurance Agency, Inc. is known for securing policies tailored specifically for residential and commercial landlords in Staten Island, NY. It provides essential coverage including property damage, liability protection, and loss of rental income. Its services focus on managing the unique risks property owners face, such as tenant-related issues or weather damage. For added protection, clients can also obtain vacant property insurance to safeguard unoccupied units against unforeseen perils.
What Does a a Landlord Insurance Agent in Staten Island Cost?
The cost of landlord insurance in Staten Island typically ranges from 800 to 2,500 dollars per year for a single family rental property. Factors affecting price include property age, location near the coast, coverage limits, and deductible amounts. Premiums in New York are generally higher than the national average due to local regulations and risk factors. This is general information and not insurance advice.
About landlord insurance agents in Staten Island
A landlord insurance agent in Staten Island helps property owners protect their rental investments. New York law requires landlords to maintain certain coverages, such as liability insurance, especially for buildings with three or more units. Working with a local agent ensures your policy meets Staten Island specific risks like coastal weather and older building structures.
Frequently Asked Questions
What does landlord insurance cover in Staten Island New York?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In New York, policies often include coverage for fire, water damage, and vandalism. Some agents also offer flood insurance which is important for Staten Island coastal areas.
Is landlord insurance required by law in New York?
New York state law does not require landlord insurance by statute, but mortgage lenders usually mandate it. Additionally, New York City building codes may require liability coverage for buildings with three or more residential units. A local agent can help you comply with these requirements.
How do I choose a landlord insurance agent in Staten Island?
Look for an agent licensed in New York with experience in rental property insurance. Ask about their knowledge of Staten Island specific risks like hurricane exposure and older housing stock. Compare quotes from multiple agents to find suitable coverage at a fair price.
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