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Find Landlord Insurance Agents Near You in Smithtown, NY

Browse landlord insurance agents serving Smithtown, New York. Updated 2026-07-14.

The top-rated landlord insurance agent in Smithtown, New York is Jennifer O'Brien - State Farm Insurance Agent, rated 4.9 stars across 780 reviews. Other highly rated options include Joe Aguirre - State Farm Insurance Agent, Lynne Barnhardt - State Farm Insurance Agent, Philip Forte: Allstate Insurance. This directory lists 17 landlord insurance agents serving Smithtown.

Showing 17 landlord insurance agents in Smithtown, NYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Jennifer O'Brien - State Farm Insurance Agent550 Smithtown Bypass 2nd Fl Suite 114(631) 724-0002
2Joe Aguirre - State Farm Insurance Agent61 W Main St(631) 265-3880
3Lynne Barnhardt - State Farm Insurance Agent58 N Country Rd(631) 265-5030
4Philip Forte: Allstate Insurance310 Maple Ave(631) 346-6400
5Platinum Insurance Group111 E Main St(516) 621-2436
6Jeff Troiano: Allstate Insurance25 Manor Rd(631) 724-2100
7Zachary Millian: Allstate Insurance360 E Jericho Tpke(631) 656-7856
8Takach & Associates, Inc112 Terry Rd(631) 366-2774
9Antos Agency Inc158 Terry Rd(631) 360-3737
10Central Insurance Agency93 E Main St(877) 242-9600
JO
550 Smithtown Bypass 2nd Fl Suite 114
Jennifer O'Brien - State Farm Insurance Agent
Landlord Insurance Agent · Smithtown, NY

Jennifer O'Brien - State Farm Insurance Agent serves the Smithtown, New York area as a landlord insurance agent. The agency helps rental property owners secure coverage for their investment properties in the local market. Its services include policies that protect against property damage from common perils and liability claims from tenants or visitors. The firm also handles loss of rental income coverage to support landlords when a unit becomes uninhabitable.

JA
61 W Main St
Joe Aguirre - State Farm Insurance Agent
Landlord Insurance Agent · Smithtown, NY

Joe Aguirre - State Farm Insurance Agent in Smithtown, NY, provides tailored landlord insurance coverage options. The agency typically assists property owners in protecting their investments through comprehensive policy evaluations. Regular service consultations ensure coverage aligns with evolving property needs and local regulations. The agent serves a diverse range of real estate holdings, including single-family homes, apartments, and commercial spaces such as retail storefronts and restaurants.

LB
58 N Country Rd
Lynne Barnhardt - State Farm Insurance Agent
Landlord Insurance Agent · Smithtown, NY

Lynne Barnhardt - State Farm Insurance Agent in Smithtown, NY, serves homeowners, landlords, and property managers who need coverage for rental dwellings. The agency helps clients secure landlord insurance policies that protect against property damage and liability claims common in the local residential rental market. They assist with identifying appropriate deductibles and coverage limits for single-family homes and multi-unit properties. Their services extend to neighboring communities throughout Suffolk County, including Hauppauge and neighboring areas of Long Island.

PF
310 Maple Ave
Philip Forte: Allstate Insurance
Landlord Insurance Agent · Smithtown, NY

Philip Forte: Allstate Insurance serves Smithtown, New York, and its surrounding communities, handling landlord insurance needs for residential rental properties. The agency assists property owners with coverage options that address liability protection and property damage from tenant incidents or natural events. It also manages single-family rentals and small multi-unit dwellings found throughout the local market. Each policy is reviewed to match a property’s specific use and risk profile, and claims are processed with direct attention from a local agent who coordinates the necessary steps.

PI
111 E Main St
Platinum Insurance Group
Landlord Insurance Agent · Smithtown, NY

As a landlord insurance agent in Smithtown, NY, Platinum Insurance Group addresses both one-time policy placements for single properties and recurring coverage options for landlords expanding their portfolios. Their services focus on protecting rental properties from common risks such as property damage or liability claims. Coverage is structured to meet the varying needs of local landlords, and service runs on either a one-time basis for initial policy setup or as-needed for policy renewals and modifications.

JT
25 Manor Rd
Jeff Troiano: Allstate Insurance
Landlord Insurance Agent · Smithtown, NY

Jeff Troiano: Allstate Insurance in Smithtown, NY provides specialized landlord insurance services, including property and liability coverage for rental dwellings. Its team works with local property owners to assess risk for single-family rentals and multi-unit buildings. The agency develops policies that address common concerns for landlords in the Smithtown area. It helps clients navigate coverage needs ahead of each seasonal turnover period, such as preparing for winter weather damage or tenant move-in cycles.

ZM
360 E Jericho Tpke
Zachary Millian: Allstate Insurance
Landlord Insurance Agent · Smithtown, NY

As the busy rental season approaches in Smithtown, property owners look to securely cover their investments. Zachary Millian: Allstate Insurance offers landlord insurance policies that address risks such as property damage and liability for rental homes in the area. The agent explains coverage for fire, weather events, and loss of rental income to help local landlords protect their cash flow. An initial assessment of the property begins with a free consultation to review specific needs and property details.

TA
112 Terry Rd
Takach & Associates, Inc
Landlord Insurance Agent · Smithtown, NY

Takach & Associates, Inc serves as a landlord insurance agent in Smithtown, NY, arranging policies that protect rental property owners from liabilities and property damage. Their specialty add-ons can include coverage for loss of rental income and protection against vandalism or tenant-caused damage. The agency works with clients who own residential apartments or commercial rental spaces. It can serve various commercial sectors, including offices, warehouses, and food service establishments.

AA
158 Terry Rd
Antos Agency Inc
Landlord Insurance Agent · Smithtown, NY

Antos Agency Inc in Smithtown, NY provides residential landlord insurance services for single-family rental properties. The company also offers commercial landlord insurance coverage to protect larger multi-unit buildings and mixed-use properties throughout the Smithtown area. Helpful risk management advice is typically provided to property owners when policies are written. Follow-up service and coverage reviews are available between regular policy visits to address changing rental situations.

CI
93 E Main St
Central Insurance Agency
Landlord Insurance Agent · Smithtown, NY

Central Insurance Agency, based in Smithtown, NY, is known for providing landlord insurance coverage tailored to property owners. The agency helps clients secure policies that protect rental dwellings, liability exposure, and potential loss of rental income. Local landlords rely on its guidance for navigating coverage requirements specific to multi-family homes and single-unit rentals in the area. These policies often include property damage protection and legal liability defense. The agency also offers an add-on service for ordinance or law coverage, addressing increased construction costs after a covered loss.

NI
550 Smithtown Bypass STE 202
Navigators Insurance
Landlord Insurance Agent · Smithtown, NY
(631) 724-4989
insnavigator.com/home
SA
201 E Main St
Schaefer Agency Inc. (The)
Landlord Insurance Agent · Smithtown, NY
(631) 979-7474
LI
34 E Main St Ste 347
Long Island Public Adjusters, LLC
Landlord Insurance Agent · Smithtown, NY
(516) 410-0164
longislandpublicadjusters.com
BI
22 Lawrence Ave Suite 308
BGR Insurance Services
Landlord Insurance Agent · Smithtown, NY
(631) 647-8488
NI
823 W Jericho Turnpike Suite 1A
Nationwide Insurance: Bagatta Associates Inc.
Landlord Insurance Agent · Smithtown, NY
(631) 864-1111
bagatta.com
GI
444 NY-111
Goosehead Insurance - Douglas and Christopher Delisle
Landlord Insurance Agent · Smithtown, NY
(631) 546-5289
goosehead.com/agents/ny/smithtown/douglas-and-christopher-delisle
IA
2 Redan Dr
Island Agency Inc.
Landlord Insurance Agent · Smithtown, NY
(516) 256-2300
islandagencyinc.com

What Does a a Landlord Insurance Agent in Smithtown Cost?

Typical costs for landlord insurance in New York range from 15 to 30 percent more than standard homeowners insurance. For a Smithtown rental property, annual premiums often fall between 800 and 1,500 dollars depending on property value and location. Factors like the number of units and coverage limits also affect the price. This is general information, not insurance advice.

About landlord insurance agents in Smithtown

A landlord insurance agent in Smithtown, New York helps property owners protect their rental investments. New York law requires landlords to maintain certain insurance standards, and an agent can explain how local regulations affect your policy. Working with a Smithtown agent ensures you understand coverage for liability, property damage, and loss of rental income.

Frequently Asked Questions

What does a landlord insurance agent in Smithtown do?

A landlord insurance agent in Smithtown helps you find a policy that covers your rental property. They explain coverage options like liability protection and dwelling coverage. They also advise on New York specific requirements such as fire safety compliance.

Is landlord insurance required by law in New York?

New York law does not require landlord insurance by statute, but mortgage lenders often mandate it. A Smithtown agent can help you meet lender requirements and protect against common risks like tenant injury or property damage.

How does New York law affect landlord insurance in Smithtown?

New York has strict liability laws for property owners, including the requirement to maintain safe premises. A local agent can help you get coverage that addresses these legal duties. Smithtown agents also know local building codes and weather risks.

Landlord Insurance Agents in Other New York Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.