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Landlord Insurance Agents in Saratoga Springs, NY

Directory of landlord insurance agents in Saratoga Springs, New York. Verify credentials with the state department of insurance before hiring.

20 agents listed
Updated May 2026
Saratoga Springs, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 20 landlord insurance agents in Saratoga Springs, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kyle Magne - State Farm Insurance Agent
120 West Ave Apartment 102, Saratoga Springs, NY 12866
(518) 633-1010 saratogaagent.com
Bob Fitch - State Farm Insurance Agent
440 Maple Ave, Saratoga Springs, NY 12866
(518) 409-8685 bobfitchinsurance.com
Dione Ramsdill - State Farm Insurance Agent
4286 NY-50, Saratoga Springs, NY 12866
(518) 581-7010 dioneramsdill.com
Jenks Family Insurance Agency, LLC
11 Ballston Ave, Saratoga Springs, NY 12866
(518) 581-1111 jenksfamilyinsurance.com
Lubica Mills - State Farm Insurance Agent
8 Circular St Suite 3, Saratoga Springs, NY 12866
(518) 587-6483 lcmillsinsurance.com
Todd Harvey Farmers Insurance
2 Smith Bridge Rd, Saratoga Springs, NY 12866
(518) 693-6893 agents.farmers.com
Armor Group Insurance Agency
340 Broadway Ste 301, Saratoga Springs, NY 12866
(518) 952-4296 armorgroupinsurance.com
Steve Cook - State Farm Insurance Agent
6 Franklin Square Ste E, Saratoga Springs, NY 12866
(518) 581-8240 stevecooksfinsurance.com
Thomas McCurry: Allstate Insurance
468 Maple Ave, Saratoga Springs, NY 12866
(518) 306-5315 agents.allstate.com
Nicole DellaPorta - State Farm Insurance Agent
3257 US-9 Ste 4, Saratoga Springs, NY 12866
(518) 587-0136 nicoledellaporta.com
Robert J. Hoy Agency, Inc.
538 Maple Ave Suite C, Saratoga Springs, NY 12866
(518) 583-2025 hoyagency.com
Michael Criscione: Allstate Insurance
26 Congress St Ste G, Saratoga Springs, NY 12866
(518) 583-9457 agents.allstate.com
Nationwide Insurance: Michael O. Murphy
195 Washington St, Saratoga Springs, NY 12866
(518) 584-1715
Fragomeni Insurance
3257 US-9 Suite 3, Saratoga Springs, NY 12866
(518) 584-4200 fragomeni-insurance.com
Vitality Insurance Agency NY
513 Broadway, Saratoga Springs, NY 12866
(518) 620-8429
ADAMS STATION INSURANCE AGENCY INC
229 Washington St, Saratoga Springs, NY 12866
(518) 512-5247 adamsstationinsurance.com
Vivid Insurance Service
35 Henry St, Saratoga Springs, NY 12866
(518) 594-6731
Karbocus Insurance Agency
12 Lake Ave, Saratoga Springs, NY 12866
(518) 583-3333 karbocusinsurance.com
Pietrosanto Insurance Agency
18 Bradford Dr, Saratoga Springs, NY 12866
(518) 581-3282 pietrosanto.com
Amsure
31 Woodlawn Ave, Saratoga Springs, NY 12866
(518) 584-5300 amsureins.com

A landlord insurance agent in Saratoga Springs New York helps property owners protect their rental investments. Agents can explain how New York law requires specific coverages for rental properties such as liability insurance for common areas. Local agents understand the unique risks of the Saratoga Springs market including seasonal rentals and historic property considerations.

What Does a Landlord Insurance Agent in Saratoga Springs Cost?

Typical landlord insurance costs in New York range from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Saratoga Springs expect annual premiums between 800 and 2000 dollars depending on coverage limits and deductibles. Multi unit properties or those with high liability risks may cost more. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a landlord insurance agent in Saratoga Springs do?
A landlord insurance agent helps you find a policy that covers your rental property including dwelling protection liability coverage and loss of rental income. They also advise on New York specific requirements such as lead paint disclosure laws and property maintenance standards.
Is landlord insurance required by law in New York?
New York state law does not require landlord insurance but most mortgage lenders will require it. Additionally New York landlords must carry liability insurance if they have common areas or if required by their local municipality. Saratoga Springs may have specific building code requirements that affect coverage needs.