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Directory of landlord insurance agents in Rome, New York. Verify credentials with the state department of insurance before hiring.
11 agents listed
Updated May 2026
Rome, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 11 landlord insurance agents in Rome, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Stephanie Utter - State Farm Insurance Agent
8060 Turin Rd, Rome, NY 13440
(315) 339-3300
my315agentsteph.com
Freeway Insurance
211 E Dominick St, Rome, NY 13440
(315) 444-3298
locations.freeway.com
Michael Collea - State Farm Insurance Agent
146 Erie Blvd E, Rome, NY 13440
(315) 371-4225
insurecentralny.com
Steve Jarvis - State Farm Insurance Agent
834 Black River Blvd, Rome, NY 13440
(315) 336-5595
stevenejarvis.com
Moore Insurance Group
1002 Black River Blvd, Rome, NY 13440
(315) 371-4288
mooreinsuranceinc.com
Joseph Zullo: Allstate Insurance
241 E Dominick St, Rome, NY 13440
(315) 339-1134
agents.allstate.com
Day & Read Insurance Services
1107 Floyd Ave, Rome, NY 13440
(315) 594-7138
insureone.com
Alan I. Spindler: Allstate Insurance
813 Black River Blvd N, Rome, NY 13440
(315) 336-4040
agents.allstate.com
Better Fund Insurance
255 Hill Rd, Rome, NY 13441
(516) 893-4317
Dimaggio Insurance Agency
200 E Garden St, Rome, NY 13440
(315) 336-8875
Evergreen Family Insurance
Davidson Family Insurance Office, 5871 Rome-Taberg Rd, Rome, NY 13440
(315) 281-2214
Landlord insurance agents in Rome, New York help property owners protect their rental investments with policies tailored to local risks. New York law requires landlords to maintain certain liability coverages, and an agent can explain how state regulations like the Housing Stability and Tenant Protection Act affect your policy needs. Working with a local agent ensures you understand coverage for property damage, lost rental income, and legal liability specific to the Rome area.
What Does a Landlord Insurance Agent in Rome Cost?
Typical landlord insurance costs in New York range from 15 to 30 percent more than standard homeowners insurance, with average annual premiums between 1,200 and 2,800 dollars for a single-family rental in Rome. Factors affecting cost include property age, location, coverage limits, and deductible amount. Policies with higher liability limits or additional endorsements for flood or earthquake coverage will cost more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does landlord insurance cover in New York?
Landlord insurance in New York typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings, which require renters insurance. New York landlords may also need flood or sewer backup coverage depending on the property location.
Is landlord insurance required by law in New York?
New York state law does not require landlords to carry insurance, but mortgage lenders almost always mandate it. Additionally, many local housing codes in Rome may require proof of liability insurance before issuing rental permits. Without insurance, you risk personal financial loss from property damage or lawsuits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.