The top-rated landlord insurance agent in Newburgh, New York is Melissa Evans: Allstate Insurance, rated 4.8 stars across 241 reviews. Other highly rated options include Jim Manley Jr - State Farm Insurance Agent, Wyatt Savage - State Farm Insurance Agent, William A Smith & Son Inc. This directory lists 16 landlord insurance agents serving Newburgh.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melissa Evans: Allstate Insurance | 53 NY-17K Ste 10 | (845) 458-6400 |
| 2 | Jim Manley Jr - State Farm Insurance Agent | 231 S Plank Rd #1 | (845) 564-1500 |
| 3 | Wyatt Savage - State Farm Insurance Agent | 24 NY-17K | (845) 565-8000 |
| 4 | William A Smith & Son Inc | 380 Broadway | (845) 561-1706 |
| 5 | Tri-State Legacy Group | 100 Stony Brook Ct Suite 103 | (845) 235-6371 |
| 6 | Susan Zaleski - State Farm Insurance Agent | 54 N Plank Rd | (845) 565-0020 |
| 7 | Apple Agency | 257 Broadway | (845) 561-6500 |
| 8 | Abrams Insurance | 74 N Plank Rd | (845) 565-7894 |
| 9 | Mogul Agency Services | 5020 US-9W Rm 17 | (516) 775-0303 |
| 10 | Grade Insurance, New York | 1404 Union Ave | (845) 202-9212 |
Melissa Evans: Allstate Insurance serves the Newburgh, New York, area and the surrounding Orange County region as a landlord insurance agent. The agency helps property owners protect their rental investments with appropriate coverage. Landlord insurance in this area typically includes safeguards for dwelling structures, liability protection, and loss of rental income. Policies can be customized to reflect the unique needs of both single-family rentals and multi-unit properties. The office handles policies for rental dwellings and also advises on personal liability coverage tailored for local landlords.
Jim Manley Jr - State Farm Insurance Agent in Newburgh, NY provides a full range of landlord insurance policies to safeguard rental properties and rental income. Services include coverage for property damage, liability protection, and loss of rent, along with routine policy reviews to ensure plans remain adequate over time. The company also assists with adjusting deductibles and adding endorsements for specific risks. Its landlord insurance covers single-family homes, apartments, retail spaces, and restaurants.
Wyatt Savage - State Farm Insurance Agent in Newburgh, NY, serves homeowners, landlords, and property managers seeking coverage for rental dwellings. The agency provides landlord insurance policies to protect residential investment properties against common risks such as property damage and liability claims. Agents work with clients to explain necessary coverage options for single-family rentals or multi-unit buildings. The office also assists property owners throughout the Newburgh area and extends services to nearby communities like Beacon in the Hudson Valley metro region.
Serving Newburgh, NY, and the surrounding communities, William A Smith & Son Inc handles landlord insurance policies designed to protect residential and commercial rental properties. It can address coverage needs for property damage, liability, and loss of rental income. The agency works with property owners to understand the specific risks involved in managing tenancies and older buildings common to the region. For a typical job, it takes a detailed approach, reviewing the property's condition and lease structure before building a tailored insurance package.
Newburgh, New York-based Tri-State Legacy Group offers both one-time consultations and recurring service options for local property owners. Risk management counseling for the landlord insurance agent category includes identifying liability exposures unique to rental dwellings in this region. Service recommendations evaluate coverage for dwelling property, loss of rental income, and premises medical payments. Property inspections and lease document reviews accompany tailored policy comparisons. Ongoing protection needs are addressed through regular scheduled service intervals rather than relying upon an as-needed basis.
Susan Zaleski - State Farm Insurance Agent in Newburgh, NY, specializes in landlord insurance policies designed to protect rental property owners from liability and property damage. It also offers comprehensive general insurance services to meet a range of personal and business coverage needs. Its local team understands the unique risks property owners face in the Hudson Valley region. Each year, it particularly helps clients prepare for the increased potential of weather-related damage from winter storms and ice damming.
When winter storms or sudden thaws threaten Newburgh properties, Apple Agency helps landlords in the area address coverage for potential water and weather damage. The company focuses on customized liability and property protection plans for local rental housing. Their process typically begins by reviewing the specific risks associated with each residential unit, vacancy periods, and common maintenance exposures. Responding to inquiries from local investors, Apple Agency arranges a detailed property consultation to examine existing structures and tenant safety concerns. This initial step involves a walk-through assessment to identify insurance needs.
Abrams Insurance in Newburgh, NY provides general coverage options for landlords seeking to protect their rental properties. The agency specializes in offering additional policy add-ons that address specific risks property owners face, such as loss of rental income or liability protection for common areas. These supplementary endorsements help tailor a plan to individual property needs. Commercial sectors it can serve include offices, warehouses, and food service establishments.
Mogul Agency Services provides residential landlord insurance for property owners in Newburgh, NY, carefully tailoring coverage to protect rental dwellings and their associated liabilities. The agency also addresses the distinct needs of commercial landlords, securing policies for multi-unit buildings and mixed-use spaces across the greater Newburgh area. Account managers review each policy at renewal, confirming adequate protection as property portfolios change. This continuous attention ensures that landlords receive dependable follow-up support and prompt service between the agency’s regular scheduled visits.
Grade Insurance, New York, operating in Newburgh, is known for tailoring coverage solutions specifically for local rental property owners. The company’s primary service range includes protecting investors against property damage, liability claims, and loss of rental income from occupied units. They also structure policies to meet the unique insurance requirements of residential and small commercial landlords. An add-on specialty service available is legal liability coverage, which defends against claims arising from tenant injuries or property disputes.
What Does a a Landlord Insurance Agent in Newburgh Cost?
Typical landlord insurance costs in New York range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Newburgh, annual premiums often fall between 800 and 1,500 dollars. Multi-unit properties may cost 2,000 to 5,000 dollars per year. Costs depend on property age, location, coverage limits, and deductible choices. This is general information and not insurance advice.
About landlord insurance agents in Newburgh
Landlord insurance agents in Newburgh New York help property owners protect their rental investments. New York law requires landlords to maintain certain coverages, such as liability insurance for buildings with three or more units. An agent can guide you through policies that cover property damage, loss of rental income, and legal liability specific to the Hudson Valley region.
Frequently Asked Questions
What does landlord insurance cover in Newburgh New York?
Landlord insurance typically covers property damage from fire or storms, liability for tenant injuries, and loss of rental income. In New York, policies may also include coverage for vandalism or theft, which is important in urban areas like Newburgh.
Is landlord insurance required by law in New York?
New York state law does not require landlord insurance by statute. However, mortgage lenders often require it for rental properties. Additionally, New York City and some local ordinances may mandate liability insurance for certain multi-unit buildings.
How do I choose a landlord insurance agent in Newburgh?
Look for an agent with experience in New York rental property laws and knowledge of local risks like flooding from the Hudson River. Ask about policy options for older buildings common in Newburgh and verify the agent is licensed by the New York State Department of Financial Services.
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