The top-rated landlord insurance agent in Ithaca, New York is Zach Clark - State Farm Insurance Agent, rated 5.0 stars across 382 reviews. Other highly rated options include Nick Romo - State Farm Insurance Agent, Adam Megivern - State Farm Insurance Agent, Bailey Place Insurance. This directory lists 18 landlord insurance agents serving Ithaca.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Clark - State Farm Insurance Agent | 832 Hanshaw Rd | (607) 257-8900 |
| 2 | Nick Romo - State Farm Insurance Agent | 309 N Tioga St | (607) 256-2886 |
| 3 | Adam Megivern - State Farm Insurance Agent | 2359 N Triphammer Rd Ste 1B | (607) 216-9045 |
| 4 | Bailey Place Insurance | 2428 N Triphammer Rd | (607) 319-0094 |
| 5 | True Insurance | 124 Seneca Way | (607) 273-7511 |
| 6 | Kris Yelverton - State Farm Insurance Agent | 401 Elmira Rd Suite 6 | (607) 229-1111 |
| 7 | Andrews Agency Insurance | 804 W State St | (607) 273-7551 |
| 8 | Warren Insurance Agency | 223 Elmira Rd | (607) 277-0267 |
| 9 | State Farm: Lee Newhart Jr | 1011 W State St | (607) 273-6391 |
| 10 | Security Mutual Insurance Co | 2417 N Triphammer Rd | (607) 257-5000 |
Covering a complete range of solutions from general liability to loss of rental income protection, Zach Clark - State Farm Insurance Agent in Ithaca, NY provides coverage for property owners. The agency offers risk management guidance and works with clients on plans that address vacancy periods and weather-related damage. Policies are tailored for a variety of income-producing assets, including single-family homes, apartments, retail spaces, and restaurants.
Nick Romo - State Farm Insurance Agent serves Ithaca, NY and the surrounding Tompkins County area, providing landlord insurance policies tailored to property owners. Rentals require distinct coverage beyond standard homeowners insurance, addressing liabilities and structural risks. This agent works with clients to secure appropriate plans for their rental properties. Common protections include policies for property damage, loss of rental income, and general liability insurance.
Adam Megivern - State Farm Insurance Agent in Ithaca, New York, serves homeowners, rental property owners, and property managers who need landlord insurance coverage. Policies focus on protecting rental dwellings from common risks such as fire, weather damage, and liability claims. The agency assists local landlords in understanding their unique insurance requirements for single-family rentals or multi-unit properties. Services extend to clients in the surrounding Tompkins County area, including communities like Dryden and the greater Cayuga Lake region.
Bailey Place Insurance serves the Ithaca, New York area and its surrounding communities, handling specialized landlord insurance agent work for local property owners. It assists with essential coverage for residential rental properties, including liability protection and building damage policies tailored to upstate New York’s climate. When managing a typical job, the agent evaluates the specific property, identifies relevant risks from seasonal weather or local codes, and presents policy options that align with the landlord’s portfolio and budget.
True Insurance in Ithaca, NY provides landlord insurance agents who differentiate between one-time policy placements for single-property owners and recurring service plans for portfolio managers. Their coverage commonly addresses property damage, liability protection, and potential rental income loss. These agents assist with assessing local rental risks and tailoring policies accordingly. Service runs on a one-time, scheduled, or as-needed basis depending on the client’s property acquisition and leasing cycles.
As a landlord insurance agent in Ithaca, New York, Kris Yelverton - State Farm Insurance Agent specializes in policies that protect rental properties from damage and liability. The company also offers additional personal and commercial insurance products to meet broader client needs. This work helps property owners manage risks unique to upstate New York, such as securing adequate coverage before peak winter months when frozen pipes and snow-related claims are most likely.
Andrews Agency Insurance in Ithaca, NY specializes in crafting customized landlord insurance policies that protect rental properties and their owners. It offers comprehensive general service work, covering liability, property damage, and loss of rental income for local property investors. The agency’s expertise includes addressing Ithaca’s vibrant student rental market and the distinct risks associated with tenant turnover. Seasonal concerns, such as property damage from harsh winter storms or spring flooding in the Finger Lakes region, are handled through tailored coverage options.
As Ithaca landlords prepare for the annual winter freeze, securing proper coverage for rental properties becomes essential. Warren Insurance Agency provides landlord insurance agent services tailored to property owners in the Ithaca area. This agency assists with protecting rental homes and apartments from common local risks such as burst pipes and liability claims. Guidance is offered for structuring a policy that meets the needs of individual landlords and their tenants. The initial step typically involves scheduling an inspection of each rental property.
State Farm: Lee Newhart Jr provides residential landlord insurance for property owners in Ithaca, NY. Commercial coverage is also available for rental properties, with service extending throughout the local area. The agency works to match each policy to the specific needs of the landlord, addressing typical concerns like property damage and liability. Following up between regular visits to review coverage changes or to schedule adjustments for new tenants is a standard part of the service offered.
Security Mutual Insurance Co in Ithaca, NY, provides landlord insurance for property owners, helping cover risks associated with rental buildings. It specializes in additional coverages such as liability protection and loss of rental income. Landlords can secure policies tailored to residential units and commercial properties alike. The company serves various commercial sectors including offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Ithaca Cost?
The cost of landlord insurance in New York averages between 1,200 and 2,500 dollars per year for a standard single-family rental property. In Ithaca, premiums may be higher due to winter weather risks and local property values. Factors like property age, location, and coverage limits affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Ithaca
Landlord insurance agents in Ithaca New York help property owners protect their rental investments. New York state law requires landlords to maintain certain coverages such as liability insurance for buildings with three or more units. An experienced agent can guide you through local risks like freeze damage in upstate winters and tenant liability issues specific to Tompkins County.
Frequently Asked Questions
What does landlord insurance cover in Ithaca New York?
Landlord insurance typically covers property damage from fire or weather, liability for tenant injuries, and loss of rental income. In New York, policies may also include coverage for vandalism and water damage from burst pipes, which is common in Ithaca winters.
Is landlord insurance required by law in New York?
New York law does not mandate landlord insurance for all properties. However, if you have a mortgage on a rental property, your lender will likely require a policy. For buildings with three or more units, New York requires liability insurance of at least 300,000 dollars.
How do I choose a landlord insurance agent in Ithaca?
Look for an agent who specializes in rental properties and understands New York insurance regulations. Check their experience with local risks like flooding in the Finger Lakes region. Ask about policy options for short-term rentals if you rent through platforms like Airbnb.
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