The top-rated landlord insurance agent in Woodbury, Minnesota is Dan Wright - State Farm Insurance Agent, rated 5.0 stars across 629 reviews. Other highly rated options include Mike Theisen - State Farm Insurance Agent, Next Level Insurance, Luke Lehman - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Woodbury.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dan Wright - State Farm Insurance Agent | 710 Commerce Dr Ste 120 | (651) 731-6221 |
| 2 | Mike Theisen - State Farm Insurance Agent | 7455 Currell Blvd #106 | (952) 225-5452 |
| 3 | Next Level Insurance | 8534 Titanium Cir | (651) 728-5639 |
| 4 | Luke Lehman - State Farm Insurance Agent | 6063 Hudson Rd #140 | (651) 968-8479 |
| 5 | Lindeman Insurance Agency, Inc. | 1818 Wooddale Dr #101 | (651) 739-9684 |
| 6 | Pathfinder Insurance Brokers | 7650 Currell Blvd Suite 306 | (651) 764-8844 |
| 7 | Breitenfeldt Group | 755 Bielenberg Dr #107 | (877) 732-9800 |
| 8 | Minnesota Insurance Service Agency Inc. | 1818 Wooddale Dr UNIT 203 | (888) 217-0786 |
| 9 | Farmers Insurance - Cory Muller | 700 Commerce Dr Ste 140 | (651) 273-2000 |
| 10 | Cludy Family Insurance Agency, Inc. | 700 Commerce Dr Suite 270 | (651) 332-5300 |
Dan Wright - State Farm Insurance Agent serves the Woodbury, Minnesota area and surrounding communities. The agency provides landlord insurance policies designed to protect rental property owners from financial losses. These policies typically cover building damage, liability protection, and loss of rental income. The agency works with clients who own single-family rentals, duplexes, or multi-unit properties. It also offers assistance in evaluating appropriate coverage limits for each investment property. The agent helps customers in this area with claims support and policy adjustments during lease transitions.
Mike Theisen - State Farm Insurance Agent in Woodbury, MN, offers landlord insurance policies designed to protect rental property investments. Standard coverage typically includes dwelling protection, liability coverage, and loss of rental income. The agency can help clients tailor a policy to address common landlord risks in the local area. Maintenance plans are not provided, but the agent can discuss suitable coverage limits and deductibles. Services are available for single-family homes, apartment buildings, local retail spaces, and restaurants.
Next Level Insurance in Woodbury, Minnesota serves homeowners and property managers who own rental dwellings. It offers landlord insurance coverage designed to protect investment properties from common risks such as property damage and liability claims. The agency assists landlords in selecting appropriate policy options for single-family homes or multi-unit buildings across the area. Its services also extend to clients located in the neighboring community of Oakdale and other parts of the eastern Twin Cities metro.
Serving Woodbury, Minnesota, and the surrounding communities, Luke Lehman - State Farm Insurance Agent handles landlord insurance policies for residential and commercial rental property owners. The agency addresses coverage needs such as property damage, liability protection, and loss of rental income. It focuses on tailoring policies to match each landlord’s specific property portfolio and risk exposure. To handle a typical job, the agent reviews the property details and offers customized policy options that align with the client’s financial goals and local market conditions.
Lindeman Insurance Agency, Inc. specializes in structuring policies tailored specifically for residential and commercial rental properties in the Woodbury area. The agency guides local landlords through the complexities of property coverage, addressing unique risks associated with tenant-occupied dwellings, loss of rental income, and liability protection. During severe Minnesota winters, when frozen pipes and ice dam damage become common threats, the firm helps property owners review their deductibles and policy limits to ensure adequate financial protection.
The Pathfinder Insurance Brokers in Woodbury, MN offers a distinction between one-time policy purchases and recurring service plans for landlord coverage. Their policies address property damage, liability protection, and potential rental income loss for local residential and commercial owners. Claim filing and coverage adjustments occur either on a scheduled basis for routine updates or as an as-needed service triggered by a specific incident or property change.
When winter snow and ice accumulate on rental properties in Woodbury, the Breitenfeldt Group helps landlords secure appropriate coverage for related structural and liability risks. As a landlord insurance agent, this company connects property owners with policies tailored to multi-unit buildings and single-family rentals. They focus on protecting income from tenant damage, liability claims, and weather-related losses common to Minnesota’s seasonal shifts. Clients seeking to evaluate their current risk exposure can schedule an initial property walkthrough to identify necessary coverage updates.
Minnesota Insurance Service Agency Inc. in Woodbury, MN assists property owners with insurance coverage for their rental units. The agency specializes in offering add-ons such as liability protection for common areas and coverage for loss of rental income during property repairs. These policies help shield landlords from financial disruptions caused by tenant damages or natural events. Its professional services can serve various commercial sectors, including apartment complexes, warehouses, offices, and food service establishments with leased spaces.
Farmers Insurance - Cory Muller provides residential landlord insurance services for property owners in Woodbury, Minnesota. Commercial coverage is also available for multi-unit dwellings, and service extends throughout the surrounding area. Typical policies protect against property damage, liability, and loss of rental income. The agent helps landlords evaluate coverage needs based on their specific properties and tenant situations. After each policy is in place, the office offers ongoing support and can adjust coverage between regular annual reviews or following any tenant or property changes.
What Does a a Landlord Insurance Agent in Woodbury Cost?
The cost of landlord insurance in Minnesota typically ranges from 15 to 25 percent more than a standard homeowners policy. For a single-family rental in Woodbury, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, coverage limits, and deductible amounts affect the price. This is general information and not insurance advice.
About landlord insurance agents in Woodbury
A landlord insurance agent in Woodbury, Minnesota helps property owners protect their rental investments. Minnesota law requires landlords to maintain certain property standards, and a good insurance policy can cover property damage, liability, and loss of rental income. Local agents understand Woodbury market conditions and can tailor coverage to your specific rental property needs.
Frequently Asked Questions
What does landlord insurance cover in Minnesota?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income if the property becomes uninhabitable. It may also cover vandalism or theft by tenants. Minnesota law does not require landlord insurance, but most mortgage lenders do require it.
How is landlord insurance different from homeowners insurance in Woodbury?
Landlord insurance is designed for rental properties and covers risks specific to renting, such as tenant damage and liability for tenant injuries. Homeowners insurance usually does not cover rental activities. Using homeowners insurance for a rental property can lead to claim denials in Minnesota.
Do I need extra coverage for a short-term rental in Woodbury?
Yes, if you rent your property through services like Airbnb or VRBO, standard landlord insurance may not cover short-term rentals. You may need a special policy or endorsement. Check with a local agent because Woodbury city regulations also apply to short-term rental operations.
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