The top-rated landlord insurance agent in Coon Rapids, Minnesota is Pinnacle Insurance Agency of Minnesota, LLC, rated 4.9 stars across 1,365 reviews. Other highly rated options include Kevin Vote - State Farm Insurance Agent, North Suburban Agencies, Inc., Aspen Insurance Group, Inc. This directory lists 12 landlord insurance agents serving Coon Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pinnacle Insurance Agency of Minnesota, LLC | 10081 Dogwood St NW | (763) 767-2323 |
| 2 | Kevin Vote - State Farm Insurance Agent | 11115 Crooked Lake Blvd NW | (763) 755-7220 |
| 3 | North Suburban Agencies, Inc. | 11421 Hanson Blvd NW | (763) 755-2300 |
| 4 | Aspen Insurance Group, Inc | 8960 Springbrook Dr #100 | (763) 755-7000 |
| 5 | Oakwood Insurance Agency, Inc. | 2003 Northdale Blvd NW | (763) 754-1824 |
| 6 | Alexander & Haberman Agency, LLC - Coon Rapids | 199 Coon Rapids Blvd NW Suite 106 | (763) 260-5538 |
| 7 | MNStar Insurance | 299 Coon Rapids Blvd #209 | (763) 898-3384 |
| 8 | Insurance Advisors: Coon Rapids | 535 Coon Rapids Blvd NW STE 102 | (763) 757-1655 |
| 9 | Joe Fulton Agency | 277 Coon Rapids Blvd #410 | (763) 710-9280 |
| 10 | Joe Fulton -Insurance Agent | 2151 Northdale Blvd NW | (763) 710-9280 |
Pinnacle Insurance Agency of Minnesota, LLC serves the Coon Rapids area with landlord insurance agent services. This firm helps property owners manage the specific risks tied to renting out residential or commercial real estate in the local market. Policies typically address property damage, liability protection, and loss of rental income caused by covered perils. The agency works directly with landlords to customize coverage that fits individual rental portfolios. It handles both single-family rental property insurance and multi-unit dwelling insurance policies.
Kevin Vote - State Farm Insurance Agent in Coon Rapids, MN, provides a range of landlord insurance services designed to protect rental property investments. The agency works with clients to develop coverage plans that address property damage and liability concerns, offering guidance on policy maintenance and adjustments as needed. Services include protection for single-family homes, apartments, retail spaces, and restaurants.
North Suburban Agencies, Inc. serves local landlords, property managers, and real estate investors in Coon Rapids, Minnesota. The agency specializes in insurance policies tailored for residential and small commercial rental properties, helping clients protect their assets from common risks such as property damage and liability claims. Understanding the unique exposures of rental income properties in this region, the company provides straightforward advice and coverage options designed for individual needs. Its service area also extends throughout the Anoka County metro region to surrounding communities like Blaine.
Serving Coon Rapids and the surrounding communities in Anoka County, Aspen Insurance Group, Inc specializes in landlord insurance agent services for rental property owners. It handles policies for single-family homes, multi-unit dwellings, and residential income properties, addressing liability, property damage, and loss of rental income. For a typical job, the company assesses each property’s specific risk factors and coverage gaps, then presents tailored protection options from a selection of carriers.
Oakwood Insurance Agency, Inc. offers one-time policy purchases for single property coverage and recurring service options for landlords managing multiple units. Their policies protect rental buildings and liability in Coon Rapids, MN. Consultations review property-specific risks to tailor coverage for residential landlords. Service for policy adjustments and renewals runs on an as-needed basis, accommodating tenant and occupancy changes.
Alexander & Haberman Agency, LLC - Coon Rapids provides specialty landlord insurance services, including customizable property coverage and liability protection tailored for rental property owners in Coon Rapids, MN. Its general service work helps local landlords navigate policy options to ensure adequate financial safeguards for residential rental dwellings. As the region experiences harsh winter seasons, the agency specifically assists landlords in addressing potential claims related to frozen pipes and ice dam roof damage common during prolonged cold spells.
With winter freeze-thaw cycles common in Coon Rapids, residential rental properties in the area face increased risks of burst pipes and roof ice dams. MNStar Insurance helps local landlords address these seasonal exposures by structuring coverage that protects against such weather-related damage. Their agency focuses specifically on the underwriting needs of property owners, from single-family rentals to small multi-unit buildings. An initial consultation typically includes a walk-through of the subject property and a review of current tenant leases before any specific policy recommendations are made.
Insurance Advisors: Coon Rapids assists residential property owners with insurance for single-family rentals and multi-unit dwellings. It also offers coverage solutions for commercial rental properties in Coon Rapids and the surrounding Minnesota area. The agency helps landlords evaluate policy options for liability protection and property damage, providing clear explanations of coverage terms. During the policy period, clients can reach the office for claim guidance or policy updates, and agents often follow up post-renewal to ensure ongoing coverage remains appropriate between regular property inspections.
Joe Fulton Agency provides landlord insurance services to property owners in Coon Rapids, Minnesota. It specializes in policies that cover dwelling protection, liability coverage, and rental income loss. The agency assists landlords in managing risks associated with residential and commercial rental properties. It can serve a variety of commercial sectors including office buildings, warehouses, and food service establishments.
Joe Fulton -Insurance Agent in Coon Rapids, MN, is known for providing landlord insurance policies to property owners in the area. Its service range includes coverage for rental dwellings, protection against property damage, and liability options for single-family or multi-unit properties. The agency routinely assists local landlords with selecting policy terms that address common rental risks such as fire, weather events, and tenant-related losses. As a specialty service, it can add on coverage for loss of rental income when a property becomes uninhabitable after a covered claim.
What Does a a Landlord Insurance Agent in Coon Rapids Cost?
Typical landlord insurance in Minnesota costs between 800 and 2,500 dollars per year for a single-family rental. Factors include property age, location in Coon Rapids, coverage amount, and deductible. Policies with higher liability limits or additional endorsements for flood or sewer backup cost more. This is general information, not insurance advice.
About landlord insurance agents in Coon Rapids
Landlord insurance agents in Coon Rapids, Minnesota help property owners protect their rental investments. They can advise on policies that cover property damage, liability, and loss of rental income. Minnesota law requires landlords to maintain habitable premises, and proper insurance helps meet that obligation.
Frequently Asked Questions
What does a landlord insurance agent in Coon Rapids do?
A landlord insurance agent helps rental property owners find policies that cover buildings, liability, and lost rent. They explain Minnesota-specific risks like ice dam damage or tenant liability. They also help compare coverage options from different insurers.
Is landlord insurance required by law in Minnesota?
Minnesota does not legally require landlord insurance, but most mortgage lenders require it. Without coverage, you could face large out-of-pocket costs for property damage or lawsuits. A local agent can help you meet lender requirements and state habitability standards.
How much does landlord insurance cost in Coon Rapids?
Costs vary based on property value, location, and coverage limits. In Minnesota, a typical landlord policy may range from 25 to 50 percent more than a standard homeowners policy. Your agent will provide quotes tailored to your specific rental property.
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