The top-rated landlord insurance agent in Blaine, Minnesota is Ameriguard Insurance Agency, rated 5.0 stars across 606 reviews. Other highly rated options include Tom Holland - State Farm Insurance Agent, Garth Merriman - State Farm Insurance Agent, Hometown MN Insurance Brokerage LLC. This directory lists 17 landlord insurance agents serving Blaine.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ameriguard Insurance Agency | 9380 Central Ave NE #360 | (763) 767-0522 |
| 2 | Tom Holland - State Farm Insurance Agent | 11933 Central Ave NE | (763) 755-8680 |
| 3 | Garth Merriman - State Farm Insurance Agent | 1250 126th Ave NE Bay 500 | (651) 393-4991 |
| 4 | Hometown MN Insurance Brokerage LLC | 4325 Pheasant Ridge Dr NE Suite 603C | (612) 800-4644 |
| 5 | Hershey & Associates LLC American Family Insurance | 9360 Baltimore St NE | (763) 566-8343 |
| 6 | Insurance Brokers of Mn Inc | 11905 Central Ave NE | (763) 862-8889 |
| 7 | Patriot Insurance | 9298 Central Ave NE #422 | (763) 445-2200 |
| 8 | Policy Brokers Insurance Agency | 12105 Yancy St NE | (651) 321-0850 |
| 9 | Jeremy R Brandt Agency Inc American Family Insurance | 12265 Central Ave NE STE 101 | (763) 576-8800 |
| 10 | Lofboom Insurance Agency | 12248 Jefferson St NE | (763) 477-1719 |
Ameriguard Insurance Agency serves the Anoka County area from its location in Blaine, Minnesota, specializing in landlord insurance coverage for residential and commercial rental properties. The agency works with property owners to understand the unique risks associated with leasing homes, duplexes, and small apartment buildings. It typically assists clients in structuring policies that address property damage, liability protection, and loss of rental income. The company handles both single-family landlord policies and multi-unit rental property insurance for local investors.
Tom Holland’s agency in Blaine, MN, provides landlord insurance coverage tailored for rental property owners. Services include basic property protection and liability safeguards for both long-term leases and short-term rentals. The agency handles individual policy consultations and assists with renewals or coverage adjustments as needed. Maintenance and service plans typically encompass periodic risk assessments to help mitigate common property hazards. The firm serves a variety of property types such as single-family homes, multi-unit apartments, retail spaces, and restaurants operating within local commerce zones.
Garth Merriman - State Farm Insurance Agent in Blaine, MN serves homeowners, landlords, and property managers in the area. The agency provides landlord insurance policies designed to protect rental properties from common risks such as property damage and liability claims. It also offers guidance on coverage options suited for different types of rental units. Clients receive direct assistance with policy questions and claims support. The agent works with property owners operating residential rentals in Blaine and extends service to nearby communities including Coon Rapids and the surrounding northern metro region.
Hometown MN Insurance Brokerage LLC in Blaine, MN provides landlord insurance agents who offer both one-time policy consultations and recurring coverage management. Their work secures rental properties against common perils such as fire, weather damage, and liability claims from tenants or visitors. A typical landlord policy under their guidance addresses property structure, lost rental income, and personal property on site. Their service operates strictly on a scheduled basis, typically aligning with each lease renewal cycle.
Hershey & Associates LLC American Family Insurance serves Blaine, Minnesota, and the surrounding communities, handling comprehensive landlord insurance policies for property owners. The agency manages coverage for residential rental properties, including protection against property damage, liability claims, and rental income loss. It also addresses common landlord concerns such as tenant-related incidents and weather-related perils typical to the area. Evaluating each client’s unique property portfolio and risk exposure ensures that the recommended policy aligns precisely with the owner’s specific needs and budget constraints.
Insurance Brokers of Mn Inc specializes in helping property owners in the Blaine area secure appropriate coverage for residential rental dwellings. It offers tailored insurance policies that address liability risks and property damage common to landlord-owned units. The company also assists clients with understanding general coverage requirements, ensuring properties remain protected under standard leasing scenarios. When harsh Minnesota winters increase the risk of frozen pipes or ice dam roof damage, this agent helps clients adjust their policies to preempt costly repairs before the season arrives.
As the freeze-thaw cycle challenges properties across Blaine, Patriot Insurance helps landlords protect their investments with focused landlord insurance agent services. The company works with rental property owners to assess coverage needs involving liability protection and property damage. Rural properties can benefit from tailored risk evaluation alongside standard dwelling policies. Patriot Insurance begins the process with a complimentary on-site inspection of the rental unit to identify structural concerns and verify occupancy conditions before any policy is finalized.
Policy Brokers Insurance Agency in Blaine, MN, helps property owners secure coverage for residential rentals, addressing common risks such as fire damage and liability claims. Its specialized add-ons include policies for vandalism, loss of rental income, and flood endorsement, ensuring comprehensive protection for diverse property types. Commercial sectors served by this landlord insurance agency include offices, warehouses, and food service establishments.
Jeremy R Brandt Agency Inc American Family Insurance provides residential property coverage for landlords in the Blaine, Minnesota area, addressing liabilities unique to rental housing. The agency also writes commercial policies for larger multi-unit investments or mixed-use structures, serving clients throughout the greater Twin Cities region. Standard landlord policies protect against tenant-caused damages, loss of rental income, and premises liability. The agency coordinates routine policy reviews and prompt claims reporting, ensuring owners receive consistent follow-up between scheduled inspections and ongoing rental cycles.
What Does a a Landlord Insurance Agent in Blaine Cost?
Typical landlord insurance in Minnesota costs between 800 and 1500 dollars annually for a standard single family rental. Factors like property age location and coverage limits affect the premium. In Blaine rates may be slightly higher due to winter weather risks. This is general information and not insurance advice.
About landlord insurance agents in Blaine
Landlord insurance agents in Blaine Minnesota help rental property owners secure coverage tailored to their needs. Minnesota law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand risks like winter freeze damage and tenant liability common in the Blaine area.
Frequently Asked Questions
What does landlord insurance cover in Minnesota?
Landlord insurance typically covers property damage loss of rental income and liability protection. In Minnesota policies often include coverage for ice dam damage and frozen pipes. It does not cover tenant personal belongings.
Is landlord insurance required in Blaine Minnesota?
Minnesota state law does not require landlord insurance. However most mortgage lenders and property management companies require it. Some Blaine homeowners associations may also require proof of coverage.
How much does landlord insurance cost in Minnesota?
Costs vary based on property value location and coverage limits. In Minnesota a typical landlord policy ranges from 800 to 1500 dollars per year for a single family home. High risk properties or those with older roofs may cost more.
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