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Find Landlord Insurance Agents Near You in Elk River, MN

Browse landlord insurance agents serving Elk River, Minnesota. Updated 2026-07-14.

The top-rated landlord insurance agent in Elk River, Minnesota is Kevin Gleitz - State Farm Insurance Agent, rated 4.9 stars across 277 reviews. Other highly rated options include Wayne Swart - State Farm Insurance Agent, The Pampusch Agency, North Central Insurance Agency. This directory lists 16 landlord insurance agents serving Elk River.

Showing 16 landlord insurance agents in Elk River, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Kevin Gleitz - State Farm Insurance Agent370 Jackson Ave NW(763) 441-2482
2Wayne Swart - State Farm Insurance Agent817 Main St NW(763) 274-2000
3The Pampusch Agency17205 Yale St NW Suite B(763) 441-4250
4North Central Insurance Agency16854 US-10(763) 241-7900
5Elk Agency Insurance325 Main St NW(763) 241-0656
6Pentagon Insurance18853 Freeport St NW(763) 331-8700
7Bonnie Koste Agency Inc American Family Insurance913 Main St NW(763) 441-9029
8Forthright Insurance LLC231 Main St NW #3(763) 447-4112
9Patriot Insurance Brokers312 Main St NW(763) 595-1544
10Farmers Insurance - David Stokke625 Main St NW(763) 441-4761
KG
370 Jackson Ave NW
Kevin Gleitz - State Farm Insurance Agent
Landlord Insurance Agent · Elk River, MN

Kevin Gleitz – State Farm Insurance Agent serves the Elk River, Minnesota area as a landlord insurance provider. The company helps property owners protect rental homes, duplexes, and multi-unit buildings against common risks. Policies cover property damage from fire, wind, and vandalism, and include liability protection for tenant injuries. Landlords can also get coverage for loss of rental income when a unit becomes uninhabitable. This agent handles customizable dwelling fire policies and helps investors secure umbrella liability coverage.

WS
817 Main St NW
Wayne Swart - State Farm Insurance Agent
Landlord Insurance Agent · Elk River, MN

Wayne Swart - State Farm Insurance Agent in Elk River, MN, offers landlord insurance policies that protect rental property owners against property damage, liability claims, and lost rental income. Service plans include coverage reviews to ensure limits address current replacement costs and changing tenant situations. Maintenance plans help landlords mitigate risk through guidance on property upkeep and loss prevention. The agency serves clients with single-family homes, apartment buildings, retail spaces, and restaurants.

PA
17205 Yale St NW Suite B
The Pampusch Agency
Landlord Insurance Agent · Elk River, MN

The Pampusch Agency serves homeowners, property managers, and small-business landlords throughout Elk River, Minnesota. It provides landlord insurance policies that protect rental properties against common risks like property damage and liability claims. The company also assists clients in understanding coverage options suited for residential and commercial rental units. Its services are available to those managing single-family homes, duplexes, and multi-unit buildings in the area. The Pampusch Agency additionally covers clients in the neighboring community of Otsego.

NC
16854 US-10
North Central Insurance Agency
Landlord Insurance Agent · Elk River, MN

North Central Insurance Agency serves Elk River and the surrounding communities of central Minnesota, handling landlord insurance policies for residential rental property owners. The company focuses on coverage for single-family homes and small multi-unit dwellings often found in this region. It addresses the specific risks property owners face, including property damage, liability protection, and loss of rental income from tenant vacancies. To handle a typical assignment, it begins by conducting a detailed assessment of the property type to match appropriate coverage with the client’s financial exposure.

EA
325 Main St NW
Elk Agency Insurance
Landlord Insurance Agent · Elk River, MN

For landlords choosing between one-time inspections and ongoing policy coverage, Elk Agency Insurance offers reliable guidance tailored to rental property risks. This Elk River, MN agency helps property owners protect against liability claims, fire damage, and tenant-related losses common in the area. Services run on either a scheduled renewal basis with annual reviews or as-needed for new property acquisitions, ensuring landlords receive coverage when required.

PI
18853 Freeport St NW
Pentagon Insurance
Landlord Insurance Agent · Elk River, MN

Landlords in Elk River face seasonal challenges from freeze-thaw cycles and sudden storms, which can lead to costly property damage. Pentagon Insurance works as a landlord insurance agent to help property owners secure coverage that addresses these local weather risks. The company assists with policies protecting rental income and building structures. For a new client, the first step typically involves a walkthrough assessment of the property to identify potential issues and discuss appropriate coverage options.

BK
913 Main St NW
Bonnie Koste Agency Inc American Family Insurance
Landlord Insurance Agent · Elk River, MN

Bonnie Koste Agency Inc American Family Insurance provides landlord insurance agent services tailored to property owners in Elk River, Minnesota. The agency works to structure coverage for rental dwellings, including single-family homes and small multi-unit properties. It assists clients in addressing general liability protection and property damage risks. During the winter season, the agency helps landlords evaluate policies for potential losses from frozen pipes or ice dam damage, which are common concerns for rental properties in the area.

FI
231 Main St NW #3
Forthright Insurance LLC
Landlord Insurance Agent · Elk River, MN

Forthright Insurance LLC in Elk River, MN assists property owners with structuring liability coverage for their rental dwellings. For added protection against unpredictable events that could interrupt rental income, the agency can arrange for loss of use endorsements. Forthright also guides clients through policies designed specifically for commercial holdings, covering risks associated with offices, warehouses, and food service operations.

PI
312 Main St NW
Patriot Insurance Brokers
Landlord Insurance Agent · Elk River, MN

Patriot Insurance Brokers in Elk River, MN provides residential landlord insurance policies covering rental properties from single-family homes to small multifamily units. Their commercial coverage extends to larger apartment buildings and multi-tenant complexes within the greater Elk River area, helping property owners manage liability and property damage risks. They structure policies that allow for straightforward follow-up between regular visits, ensuring coverage can be adjusted as tenant turnover or property improvements occur without requiring a full policy rewrite each time.

FI
625 Main St NW
Farmers Insurance - David Stokke
Landlord Insurance Agent · Elk River, MN

Farmers Insurance - David Stokke is a landlord insurance agent serving clients in and around Elk River, Minnesota. The agency provides coverage policies tailored for property owners who rent out residential units, including protection for the physical structure, liability, and loss of rental income. Standard offerings encompass single-family rentals, duplexes, and small multi-unit dwellings. Policy adjustments can be made to account for specific property conditions and tenant use. A supplemental endorsement for ordinance or law coverage can also be added to help defray the cost of rebuilding when local codes require upgrades.

AI
10997 185th Ave NW
Affordable Insurance Solutions
Landlord Insurance Agent · Elk River, MN
(612) 226-0437
affordableinsurancemn.com/about
IN
10th Ave
Integrity
Landlord Insurance Agent · Elk River, MN
(763) 441-6361
integrityexperience.com
OA
649 Main St NW
Oakwood
Landlord Insurance Agent · Elk River, MN
(763) 441-8405
insuranceonmain.com
PO
400 Jackson Ave NW Suite 203
Paul Ostmoe American Family Insurance
Landlord Insurance Agent · Elk River, MN
(763) 441-5561
amfam.com/agents/minnesota/elk-river/Paul-Ostmoe
IO
649 Main St NW
Insurance on Main - Dan Pecka
Landlord Insurance Agent · Elk River, MN
(763) 441-8405
insuranceonmain.com
IS
578 Dodge Ave NW
Insurance Specialists Team
Landlord Insurance Agent · Elk River, MN
(763) 390-4872

What Does a a Landlord Insurance Agent in Elk River Cost?

In Minnesota, landlord insurance typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Elk River, annual premiums often range from 800 to 1,500 dollars depending on property value, location, and coverage limits. Factors like the number of units and claims history also affect pricing. This is general information, not insurance advice.

About landlord insurance agents in Elk River

A landlord insurance agent in Elk River, Minnesota helps property owners protect their rental investments. Minnesota law requires landlords to maintain certain property standards, and a local agent can tailor coverage to meet those requirements. Elk River agents understand the unique risks of rental properties in Sherburne County and the surrounding area.

Frequently Asked Questions

What does landlord insurance cover in Minnesota?

Landlord insurance in Minnesota typically covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings or intentional damage in most cases. Policies can be customized to include flood or sewer backup coverage common in Elk River.

Is landlord insurance required by law in Minnesota?

Minnesota law does not require landlord insurance, but mortgage lenders often mandate it for rental properties. Without it, you may be personally liable for property damage or tenant injuries. A local Elk River agent can explain the legal implications of going uninsured.

How does Minnesota landlord-tenant law affect insurance needs?

Minnesota statute 504B outlines landlord responsibilities for property maintenance and safety. If a tenant sues for negligence, landlord insurance provides liability coverage. Elk River agents can align your policy with these state requirements.

Landlord Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.