The top-rated landlord insurance agent in Winona, Minnesota is Schmit Insurance Group, rated 5.0 stars across 239 reviews. Other highly rated options include Anthony Vote - State Farm Insurance Agent, A.J. Kanz American Family Insurance, Strategic Insurance Group. This directory lists 20 landlord insurance agents serving Winona.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schmit Insurance Group | 1159 Gilmore Ave #3 | (507) 458-0007 |
| 2 | Anthony Vote - State Farm Insurance Agent | 1201 Gilmore Ave Ste F-6 | (507) 452-9270 |
| 3 | A.J. Kanz American Family Insurance | 163 Walnut St | (507) 454-4638 |
| 4 | Strategic Insurance Group | 157 W 3rd St Suite E | (507) 858-5365 |
| 5 | Steve Young Agency Inc American Family Insurance | 1502 W Service Dr | (507) 454-1185 |
| 6 | Wunderlich Insurance Agency | 601 Main St | (507) 454-3348 |
| 7 | State Farm Insurance | 678 Mankato Ave #100 | (507) 452-2934 |
| 8 | Farm Bureau Financial Services: Steve Jansen | 163 W 2nd St | (507) 615-5166 |
| 9 | Farmers Insurance - David Jensen | 350 E Sarnia St Ste 5 | (507) 474-7005 |
| 10 | WA Group (formerly Winona Agency) | 174 Center St | (507) 452-3366 |
Schmit Insurance Group serves the Winona County area in Minnesota as a landlord insurance agent, specializing in policies that protect rental property investors. The company works with both residential and commercial landlords to secure coverage tailored to their specific portfolios and risk profiles. This includes safeguarding income properties against common liabilities, property damage, and loss of rental revenue. Within the Winona market, Schmit Insurance Group routinely handles landlord liability protection and dwelling fire insurance policies for local rental units.
Anthony Vote - State Farm Insurance Agent in Winona, MN offers landlord insurance services tailored to property owners. The agency provides comprehensive coverage options designed to protect rental investments and can assist with policy adjustments or claims. Service availability includes phone consultations and online account management for policyholders. The company works with clients who own single-family homes, apartments, retail spaces, and restaurants.
A.J. Kanz American Family Insurance serves homeowners, rental property owners, and property managers who require landlord insurance policies in the area. Coverage options are designed to protect income properties, offering guidance on liability protection, building coverage, and dwelling policies suitable for the local rental market. The agency provides professional assistance for investors managing long-term leases or seasonal rentals. It also covers insurance needs in the neighboring community of Goodview, Minnesota.
Strategic Insurance Group serves Winona and the surrounding communities throughout southeastern Minnesota, offering specialized coverage for residential rental properties. The agency handles essential needs such as liability protection, property damage, and loss of rental income for landlords managing single-family homes or small apartment buildings. To complete a typical policy, the agent first evaluates the specific property type and tenant situation before recommending an appropriate level of coverage tailored to local risk factors and regulatory requirements.
Serving as a landlord insurance agent, Steve Young Agency Inc American Family Insurance specializes in protecting rental properties, apartments, and multi-family dwellings. It also provides general personal and business insurance services to clients across Winona, MN. Policies are designed to cover unique property risks, including loss of rental income and liability concerns. The agency assists property owners in preparing for seasonal challenges such as freeze-related pipe damage during the harsh Minnesota winters.
When harsh Winona winters threaten aging roofs and vacant properties, landlord insurance coverage becomes essential for property owners. Wunderlich Insurance Agency arranges protection for rental homes, duplexes, and small apartment buildings, focusing on liability and property damage risks common in Minnesota. Policies are tailored for local housing regulations and seasonal weather exposures. An agent will begin by scheduling an initial inspection of the rental property to evaluate its current condition and potential risks before customizing coverage.
State Farm Insurance in Winona, MN offers both one-time walkthrough assessments and routine policy reviews as service options. Coverage includes protection for rental property structures, liability for tenant injuries, and loss of rental income due to covered damage. Claims are handled through the local agent, who coordinates with adjusters. Service runs on an as-needed basis, with annual policy renewal conversations initiated by the agency.
Farm Bureau Financial Services: Steve Jansen provides landlord insurance coverage for rental property owners in the Winona, Minnesota area. The agency specializes in policies that address property damage, liability protection, and loss of rental income. These policies help safeguard against common risks associated with leasing residential and commercial spaces. The company serves a range of commercial sectors, including offices, warehouses, and food service establishments.
Farmers Insurance - David Jensen in Winona, MN is known for providing landlord insurance policies tailored to rental property owners in the local area. Its service range covers essential property protection and liability coverage for single-family and multi-unit rentals. Policies can also address loss of rental income and cover building structures against common regional weather risks. Additional offerings can include umbrella liability coverage for added protection.
Serving residential landlords in Winona, this agency also provides commercial coverage for local rental properties. As a landlord insurance agent, the firm helps property owners protect their investments against common risks and liabilities. The business serves clients throughout Winona and the surrounding Minnesota area. Following an initial policy setup, the company offers ongoing support to ensure coverage remains appropriate. It often follows up with policyholders between regular visits to review any changes in their rental properties or tenant situations.
What Does a a Landlord Insurance Agent in Winona Cost?
In Minnesota, landlord insurance premiums typically range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Winona, annual costs often fall between 800 and 1,500 dollars depending on property value, location, and coverage limits. Factors like the age of the property, number of units, and claims history also affect the rate. This is general information, not insurance advice.
About landlord insurance agents in Winona
A landlord insurance agent in Winona, Minnesota helps property owners protect their rental investments. Minnesota law requires landlords to maintain certain property standards, and proper insurance can cover risks like property damage, liability, and loss of rental income. Winona agents understand local flood risks from the Mississippi River and can tailor policies to your specific rental property needs.
Frequently Asked Questions
What does landlord insurance cover in Minnesota?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. In Minnesota, policies may also include coverage for vandalism or weather damage common in the region.
Is landlord insurance required in Winona Minnesota?
Minnesota law does not require landlord insurance by statute, but most mortgage lenders require it for rental properties. It is strongly recommended to protect against liability and property damage claims.
How do I find a landlord insurance agent in Winona?
You can search for independent insurance agents in Winona who specialize in rental property coverage. Local agents can help you compare policies from multiple carriers and explain Minnesota-specific coverage options.
Landlord Insurance Agents in Other Minnesota Cities
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