The top-rated landlord insurance agent in St Louis Park, Minnesota is John Simeone - State Farm Insurance Agent, rated 5.0 stars across 258 reviews. Other highly rated options include Brandon Walter - State Farm Insurance Agent, Ben Meyer - State Farm Insurance Agent, Gus Anchondo - State Farm Insurance Agent. This directory lists 19 landlord insurance agents serving St Louis Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Simeone - State Farm Insurance Agent | 5821 Cedar Lk Rd S S | (952) 417-7222 |
| 2 | Brandon Walter - State Farm Insurance Agent | 4801 Excelsior Blvd | (612) 843-8444 |
| 3 | Ben Meyer - State Farm Insurance Agent | 6310 Minnetonka Blvd | (952) 920-4035 |
| 4 | Gus Anchondo - State Farm Insurance Agent | 8800 MN-7 #300 | (952) 767-2467 |
| 5 | Hatzung Insurance | 4021 Vernon Ave S | (952) 927-4600 |
| 6 | Patrick Loree - State Farm Insurance Agent | 3981 Zarthan Ave S | (952) 546-4240 |
| 7 | Farmers Insurance - Charles Woodson | 6200 Excelsior Blvd STE 102 | (952) 925-4274 |
| 8 | Susan A Haub - State Farm Insurance Agent | 6801 Wayzata Blvd | (952) 929-6729 |
| 9 | Smart Stop Brokers | 5775 Wayzata Blvd Suite 700 | (763) 703-3119 |
| 10 | South Lake Agency Insurance Brokers - Saint Louis Park | 1650 West End Blvd #100 | (952) 856-8160 |
John Simeone - State Farm Insurance Agent serves the St Louis Park, Minnesota metro area, specializing in landlord insurance coverage for residential property owners. This agency helps local landlords protect rental homes and manage risks associated with tenant-occupied units in the surrounding communities. Policies typically address property damage, liability protection, and potential loss of rental income due to covered incidents. The agency handles specific services such as landlord dwelling policies and personal liability coverage for rental properties.
Brandon Walter - State Farm Insurance Agent in St Louis Park, MN, provides customized landlord insurance policies designed to protect rental property investments. Services include coverage for property damage, liability protection, and loss of rental income. The agency offers ongoing policy reviews to help adjust coverage as property values or tenant situations change. Annual maintenance checks on policy details are available to ensure adequate protection remains in place. The agent serves owners of single-family homes, apartments, retail spaces, and restaurants.
Ben Meyer - State Farm Insurance Agent serves homeowners, landlords, and property managers seeking insurance for rental dwellings in the St Louis Park area. The agency provides coverage tailored to protect income properties from common risks such as property damage, liability claims, and loss of rental income. Policies can be structured to meet the specific needs of single-family rentals, duplexes, or small multifamily units. The office also works with clients throughout the western suburbs, including nearby Hopkins and Edina.
Serving St Louis Park and the surrounding Minneapolis-area communities, Gus Anchondo - State Farm Insurance Agent handles comprehensive landlord insurance policies designed to protect rental property owners. The agency addresses coverage needs such as property damage, liability protection, and potential loss of rental income. For typical claims or policy adjustments, the agent consults directly with clients to explain coverage options applicable to their specific properties and local regulations. This consultative approach ensures landlords understand each aspect.
Hatzung Insurance in St Louis Park, MN differentiates between one-time landlord insurance policies for short-term rental properties and recurring annual policies for long-term rental units, both tailored to cover property damage, liability, and lost rental income. Typical landlord coverage in the area includes protection against fire, vandalism, and weather-related incidents. Service arrangements for policy reviews and claims support run on a scheduled and as-needed basis throughout the year.
Patrick Loree - State Farm Insurance Agent in St Louis Park, MN helps landlords protect their rental properties with specialized coverage against property damage, liability claims, and income loss from tenant vacancies. The agency also offers general personal and commercial insurance services to local property owners. Its landlord insurance policies can address the specific financial risks arising from winter weather damage to rental structures or from a sudden tenant eviction during colder months.
Farmers Insurance - Charles Woodson offers landlord insurance services in St Louis Park, Minnesota, specializing in coverage for residential rental properties and additional protection for liability, property damage, and loss of rental income. This agency assists property owners in safeguarding their investments against common risks such as fire, weather events, and tenant-related issues. It works with commercial sectors that require specialized policies, including offices, warehouses, and food service establishments.
As winter approaches, St Louis Park landlords face risks related to frozen pipes and ice dam damage. Susan A Haub - State Farm Insurance Agent offers policies that respond to these seasonal property concerns. The agency works with local property owners to structure landlord insurance coverage that addresses liability and dwelling protection. Their process includes evaluating the specific needs of each rental property. An initial consultation will include a walk-through of the property and a discussion of its current insurance coverage. This assessment step helps identify necessary policy adjustments for local landlords.
Smart Stop Brokers provides residential landlord insurance for property owners in St Louis Park, Minnesota, alongside commercial coverage tailored to multi-unit buildings and rental properties throughout the surrounding area. Their services help landlords protect their investments from common risks like property damage, liability claims, and loss of rental income. Clients can rely on convenient follow-up consultations between regular visits to update coverage as tenant situations or property portfolios change.
South Lake Agency Insurance Brokers - Saint Louis Park serves as a landlord insurance agent in the St Louis Park, MN area, known for providing essential coverage options for property owners. The agency assists clients in securing policies that protect rental properties, including structures and liability. Services typically encompass creating tailored plans to address local risks such as weather damage and tenant-related issues. As a practical add-on, the agency can incorporate specific endorsements for loss of rental income coverage.
What Does a a Landlord Insurance Agent in St Louis Park Cost?
The cost of landlord insurance in Minnesota typically ranges from 15 to 30 percent more than a standard homeowners policy. For a single-family rental in St Louis Park, annual premiums often fall between 800 and 1,500 dollars depending on property value, location, and coverage limits. Multi-unit properties may cost more. This is general information and not insurance advice.
About landlord insurance agents in St Louis Park
A landlord insurance agent in St Louis Park Minnesota can help you protect your rental property investment. Minnesota law requires landlords to maintain certain insurance coverages, and a local agent understands the specific risks and regulations in the Twin Cities area. Working with an agent ensures you have the right policy for your single-family home or multi-unit building.
Frequently Asked Questions
What does a landlord insurance agent in St Louis Park do?
A landlord insurance agent helps rental property owners find policies that cover property damage, liability, and loss of rental income. They assess your specific needs based on the type and location of your property in St Louis Park. Agents also explain Minnesota-specific requirements such as coverage for winter weather damage.
Is landlord insurance required by law in Minnesota?
Minnesota does not have a state law that requires landlords to carry insurance. However, most mortgage lenders require a landlord insurance policy as a condition of the loan. Additionally, having insurance protects you from financial loss due to fire, vandalism, or tenant injury claims.
How is landlord insurance different from homeowners insurance in Minnesota?
Landlord insurance covers rental properties and includes liability protection for tenant injuries and loss of rental income if the property becomes uninhabitable. Homeowners insurance does not cover rental situations. In Minnesota, landlord policies often include specific provisions for frozen pipes and ice dam damage.
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