The top-rated landlord insurance agent in Maplewood, Minnesota is Ian Davy - State Farm Insurance Agent, rated 5.0 stars across 477 reviews. Other highly rated options include Aaron Runk - State Farm Insurance Agent, Jody Baber - State Farm Insurance Agent, Mark Ellingson: Allstate Insurance. This directory lists 14 landlord insurance agents serving Maplewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ian Davy - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 777-8169 |
| 2 | Aaron Runk - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 770-1395 |
| 3 | Jody Baber - State Farm Insurance Agent | 1701 Arcade St | (651) 771-4443 |
| 4 | Mark Ellingson: Allstate Insurance | 1690 McKnight Rd N | (651) 917-2445 |
| 5 | Rising Star Insurance Brokers | 2079 County Rd D E A | (651) 315-7978 |
| 6 | EP&B Insurance | 1959 Sloan Pl #130 | (651) 771-8111 |
| 7 | Danna Agency | 2785 White Bear Ave Suite 103 | (651) 407-8787 |
| 8 | Midwest Insurance Agencies | 1335 County Rd D Cir | (651) 968-4010 |
| 9 | Begin & Associates, Inc. American Family Insurance | 2091 County Rd D E C200 | (651) 484-1236 |
| 10 | Bee Lor Insurance Agency | 1321 Frost Ave Ste LL | (612) 787-7742 |
Ian Davy - State Farm Insurance Agent serves the Maplewood, MN metro area with landlord insurance policies designed to protect rental property owners. The agency helps clients understand coverage options for residential rental dwellings. Policies can address property damage from events like fire or wind, as well as liability protection for tenant injuries on the premises. The agent assists in structuring a landlord policy that may also include coverage for loss of rental income following a covered claim.
Aaron Runk - State Farm Insurance Agent in Maplewood, MN, offers a range of coverage options to protect property owners from financial loss due to damage or liability claims. They personalize each policy to meet the unique risks of rental properties, helping landlords safeguard their investment with appropriate protection plans. The agency also helps clients understand maintenance requirements that can prevent common claims. It serves single-family homes, apartments, retail spaces, and restaurants throughout the local area.
Jody Baber, a local landlord insurance agent in Maplewood, MN, serves homeowners and property managers seeking coverage for rental dwellings. The agency addresses common risks for investors, such as property damage and liability claims. It helps landlords identify appropriate policies for single-family homes and small multifamily buildings. Its services extend to clients in the neighboring communities of North St. Paul and Oakdale, providing accessible support for those managing rental properties across the eastern metro area.
Mark Ellingson: Allstate Insurance serves Maplewood, Minnesota, and the surrounding communities, handling landlord insurance needs for property owners in the area. It addresses coverage for rental dwellings, including protection against property damage and liability risks that landlords commonly face. The agency’s general approach to a typical job involves assessing a client’s specific rental portfolio to identify appropriate policy options and offering guidance on risk management.
Rising Star Insurance Brokers in Maplewood, MN assists property owners with both one-time policy placements and ongoing coverage management tailored to individual landlord needs. Their offerings typically address liability, property damage, and loss of rental income for residential or commercial rentals. Service generally operates on a scheduled renewal basis, with options to consult as needed for policy adjustments or new property acquisitions.
EP&B Insurance specializes in landlord insurance for property owners in Maplewood, Minnesota, offering tailored coverage for rental dwellings and multi-unit buildings. The agency works with local landlords to secure policies that protect against property damage and liability claims. Services include policy review, risk assessment, and claim support for residential and small commercial rental properties. As winter approaches, the agency often advises clients on coverage for snow-related roof damage and frozen pipe repair.
As harsh Minnesota winters give way to spring thaw, Maplewood landlords often face water damage from freeze-thaw cycles or roof leaks requiring prompt claims response. Danna Agency of Maplewood, MN, assists property owners with commercial or residential landlord-specific coverage, addressing gaps in standard homeowners policies. They help navigate liability protection, loss of rental income, and building ordinance updates. An initial property inspection or online assessment is scheduled to evaluate exposures and recommend limits consistent with local rental codes.
Midwest Insurance Agencies in Maplewood, Minnesota offers landlord insurance agent services to property owners across the region. Their specialty add-ons include customizable liability coverages tailored for rental property risks. The agency provides policies protecting residential landlords from common damages and tenant-related losses. These insurance options extend to commercial sectors such as offices, small warehouses, and food service establishments requiring comprehensive property protection. The company focuses on practical coverage that meets standard industry requirements for diverse rental portfolios.
Begin & Associates, Inc. American Family Insurance provides residential landlord insurance services in Maplewood, Minnesota, and the surrounding area. The agency also offers commercial coverage for rental properties, helping clients manage liability and property risks. They work with property owners to structure policies that address local weather and tenant concerns. After initial placement, the office reviews coverage needs and policy updates, allowing for consistent follow-up and regular adjustments between scheduled visits.
Bee Lor Insurance Agency, based in Maplewood, MN, is a local provider of specialized coverage for residential property owners who rent out their houses, duplexes, or condominiums. The firm assists landlords in tailoring policies that protect against property damage, liability claims, and lost rental income. As a dedicated agency, it focuses on navigating the unique insurance needs of the local rental market. For added protection, the company can include an umbrella liability policy option for extended coverage limits.
What Does a a Landlord Insurance Agent in Maplewood Cost?
Typical landlord insurance costs in Minnesota range from 800 to 2,500 dollars per year for a standard single-family rental property. Premiums depend on the dwelling value, location, deductible amount, and additional coverages like flood or vandalism. For a duplex or multi-unit property, costs can be higher. This is general information and not insurance advice.
About landlord insurance agents in Maplewood
Landlord insurance agents in Maplewood, Minnesota help property owners protect their rental investments. Agents can guide you on policies that comply with Minnesota landlord-tenant laws, including liability coverage for common areas and dwelling protection. Working with a local agent ensures you understand state-specific requirements like the Minnesota Security Deposit Act and proper notice procedures.
Frequently Asked Questions
What does landlord insurance cover in Maplewood Minnesota?
Landlord insurance typically covers the dwelling structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. In Minnesota, policies may also cover legal costs related to eviction proceedings or tenant disputes.
Is landlord insurance required by law in Minnesota?
Minnesota law does not require landlord insurance, but most mortgage lenders require it for rental properties. Without coverage, you could be personally liable for damages or injuries, which is a significant risk under Minnesota premises liability laws.
How much does landlord insurance cost in Minnesota?
Costs vary based on property value, location, and coverage limits. In Maplewood, typical annual premiums range from 800 to 2,500 dollars for a single-family rental. Factors like the age of the property and crime rates in the area also affect pricing.
Landlord Insurance Agents in Other Minnesota Cities
Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Chanhassen · Chaska · Coon Rapids · Eagan · Eden Prairie · Edina · Elk River · Inver Grove Heights · Lakeville · Mankato