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Find Landlord Insurance Agents Near You in Richmond, KY

Browse landlord insurance agents serving Richmond, Kentucky. Updated 2026-07-14.

The top-rated landlord insurance agent in Richmond, Kentucky is Chris Brown - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Parsons & Howard Insurance Group LLC, State Farm: Jerry Goble, The Richmond Insurance Group. This directory lists 20 landlord insurance agents serving Richmond.

Showing 20 landlord insurance agents in Richmond, KYListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Chris Brown - State Farm Insurance Agent638 University Shopping, Center Dr(859) 623-0180
2Parsons & Howard Insurance Group LLC332 High Land Park Dr(859) 624-9199
3State Farm: Jerry Goble444 Big Hill Ave(859) 623-0350
4The Richmond Insurance Group2130 Lexington Rd suite e(859) 353-5596
5Insurance Pro226 E Main St(859) 624-1500
6Shelter Insurance - Ashley Kovaleski610 Big Hill Ave Ste 6(859) 624-0883
7Bray and Oakley Insurance Agency2150 Lexington Rd d2(859) 623-1933
8Nationwide Insurance: Alan K Hatfield Inc.136 Big Hill Ave(859) 623-2970
9Kentucky Farm Bureau Insurance300 High Land Park Dr(859) 623-5254
10Madison Insurance Agency310 Geri Ln(859) 626-0002
CB
638 University Shopping, Center Dr
Chris Brown - State Farm Insurance Agent
Landlord Insurance Agent · Richmond, KY
PH
332 High Land Park Dr
Parsons & Howard Insurance Group LLC
Landlord Insurance Agent · Richmond, KY

Parsons & Howard Insurance Group LLC serves homeowners, businesses, and property managers seeking coverage for rental dwellings. As a local landlord insurance agent in Richmond, Kentucky, the company helps clients find policies to protect their residential and commercial investment properties from common risks. It offers guidance on specific coverage options suited to different property types and landlord needs. The firm also works with property owners in Berea and the surrounding Madison County area.

SF
444 Big Hill Ave
State Farm: Jerry Goble
Landlord Insurance Agent · Richmond, KY

As a landlord insurance agent, State Farm Jerry Goble provides a range of coverage options tailored to property owners in the Richmond, KY area. Service and maintenance plans typically help protect rental income and building structures from unforeseen damage. The agency’s work focuses on managing risk for landlords through comprehensive property policies. It services various property types, including single-family homes, apartment buildings, retail spaces, and local restaurants.

RI
2130 Lexington Rd suite e
The Richmond Insurance Group
Landlord Insurance Agent · Richmond, KY

The Richmond Insurance Group serves the Richmond, Kentucky, area and surrounding communities, providing specialized landlord insurance agency services. It handles essential coverage for rental property owners, including protection against property damage, liability claims, and potential loss of rental income. To manage each client’s unique situation, the agency typically assesses the specific property type, occupancy details, and the landlord’s risk tolerance. It then works to identify appropriate policy options that address those individual exposures, ensuring a tailored approach for the rental property.

IP
226 E Main St
Insurance Pro
Landlord Insurance Agent · Richmond, KY

Insurance Pro in Richmond, KY distinguishes itself by offering both one-time policies for single properties and recurring options for ongoing landlord portfolios, each tailored to different investment scopes. Coverage typically addresses property damage, liability protection, and potential rental income loss. Unlike standardized plans, this local agent can adjust deductibles and policy limits to match specific unit types or tenant situations. Service operates on either a one-time, scheduled, or as-needed basis depending on the client’s property management cycle and renewal preferences.

SI
610 Big Hill Ave Ste 6
Shelter Insurance - Ashley Kovaleski
Landlord Insurance Agent · Richmond, KY

Shelter Insurance - Ashley Kovaleski provides landlord insurance services tailored to protect rental property investments in Richmond, Kentucky. In addition to insuring residential and commercial rental structures against damage, it offers general liability coverage for property owners. The agency also assists with policies addressing the unique risks associated with tenant-occupied housing, such as loss of rental income. As local weather patterns shift, the company helps landlords safeguard their property against potential storm or water damage issues that can arise during the region's seasonal changes.

BO
2150 Lexington Rd d2
Bray and Oakley Insurance Agency
Landlord Insurance Agent · Richmond, KY

As the rainy season approaches in Richmond, Kentucky, landlords often find themselves managing unexpected property damage. Bray and Oakley Insurance Agency provides landlord insurance coverage to protect rental properties from such weather events and tenant-related liabilities. Their local agents work with property owners to craft policies suited to the unique risks of the area. The process begins with a thorough inspection of the property to assess potential hazards and determine appropriate coverage limits.

NI
136 Big Hill Ave
Nationwide Insurance: Alan K Hatfield Inc.
Landlord Insurance Agent · Richmond, KY

Nationwide Insurance: Alan K Hatfield Inc. provides general property insurance coverage with specialized endorsements for landlord risks in Richmond, KY. Its policies can be structured to protect residential rental dwellings against common perils such as fire, liability, and lost rental income. The agency tailors coverage limits and deductibles to match individual property portfolios or smaller rental holdings. This makes the firm a practical option for insuring commercial sectors including multi-unit residential offices, storage warehouses, and food service establishments.

KF
300 High Land Park Dr
Kentucky Farm Bureau Insurance
Landlord Insurance Agent · Richmond, KY

Kentucky Farm Bureau Insurance in Richmond, Kentucky, provides a full range of landlord insurance services, including property coverage, liability protection, and loss-of-rent options to safeguard income from leased properties. It offers flexible service plans for routine maintenance or emergency repairs, assisting landlords in preserving property value while minimizing tenant-related risks. Additional services help navigate local rental regulations and adjust coverage levels as rental portfolios change. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

MI
310 Geri Ln
Madison Insurance Agency
Landlord Insurance Agent · Richmond, KY

Madison Insurance Agency offers residential landlord insurance services in the Richmond, KY area, assisting property owners with coverage for single-family rentals and small apartment buildings. The agency also provides commercial landlord policies for larger multi-unit properties and mixed-use spaces throughout the local region. Property owners can contact the agency to review their specific liability and dwelling protection needs. The team encourages follow-up service between regular policy reviews, helping clients adjust coverage as property circumstances change.

LI
1060 Center Dr
Linville Insurance Agency
Landlord Insurance Agent · Richmond, KY
(859) 626-5252
linvilleinsurance.com
SI
301 W Main St
Supreme insurance Richmond
Landlord Insurance Agent · Richmond, KY
(859) 374-3444
CI
310 High Land Park Dr
Cole Insurance Agency
Landlord Insurance Agent · Richmond, KY
(859) 623-4309
coleinsinc.com
SI
155 N Keeneland Dr Suite 1
Shelter Insurance - Evan Worrell
Landlord Insurance Agent · Richmond, KY
(859) 624-0031
shelterinsurance.com/CA/agent/EWORRELL
HH
312 W Irvine St
Hurst Home Insurance
Landlord Insurance Agent · Richmond, KY
(859) 623-3197
hursthomeins.com
AI
125 S 3rd St
ALH Insurance
Landlord Insurance Agent · Richmond, KY
(859) 626-7888
alhinsurance.com
RI
527 W Main St
Roberts Insurance
Landlord Insurance Agent · Richmond, KY
(859) 623-7684
bobrobertsinsurance.com
JR
296 Michelle Dr
John Rader Insurance Inc
Landlord Insurance Agent · Richmond, KY
(859) 626-7725
kyfb.com/madison/north
RI
100 Bay View Dr
Reynolds Insurance Inc
Landlord Insurance Agent · Richmond, KY
(859) 623-8485
reynoldsinsuranceagency.com
MI
1509 1/2 Lexington Rd
Maupin Insurance Agency
Landlord Insurance Agent · Richmond, KY
(859) 220-0408
maupininsuranceky.com

What Does a a Landlord Insurance Agent in Richmond Cost?

The cost of landlord insurance in Kentucky typically ranges from $500 to $1,500 per year for a single-family rental. Factors include property value, location, coverage limits, and deductible. An agent in Richmond can provide a specific quote based on your property. This is general information, not insurance advice.

About landlord insurance agents in Richmond

Landlord insurance agents in Richmond, Kentucky help property owners find coverage for rental homes and apartments. Kentucky law does not require landlord insurance, but mortgage lenders often do. Local agents understand the risks specific to central Kentucky, such as weather damage and tenant liability.

Frequently Asked Questions

What does landlord insurance cover in Kentucky?

Landlord insurance typically covers property damage, liability, and lost rental income. In Kentucky, policies may also cover damage from storms, fire, or vandalism. Personal property of tenants is not covered.

Is landlord insurance required by law in Kentucky?

Kentucky state law does not require landlord insurance. However, your mortgage lender may require it as a condition of the loan. It is strongly recommended to protect your investment.

How do I choose a landlord insurance agent in Richmond?

Look for an agent who specializes in rental properties and knows Kentucky insurance regulations. Ask about coverage for vacant properties and liability protection. Compare quotes from multiple agents.

Landlord Insurance Agents in Other Kentucky Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.