The top-rated landlord insurance agent in Richmond, Kentucky is Chris Brown - State Farm Insurance Agent, rated 4.9 stars across 350 reviews. Other highly rated options include Parsons & Howard Insurance Group LLC, State Farm: Jerry Goble, The Richmond Insurance Group. This directory lists 20 landlord insurance agents serving Richmond.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Brown - State Farm Insurance Agent | 638 University Shopping, Center Dr | (859) 623-0180 |
| 2 | Parsons & Howard Insurance Group LLC | 332 High Land Park Dr | (859) 624-9199 |
| 3 | State Farm: Jerry Goble | 444 Big Hill Ave | (859) 623-0350 |
| 4 | The Richmond Insurance Group | 2130 Lexington Rd suite e | (859) 353-5596 |
| 5 | Insurance Pro | 226 E Main St | (859) 624-1500 |
| 6 | Shelter Insurance - Ashley Kovaleski | 610 Big Hill Ave Ste 6 | (859) 624-0883 |
| 7 | Bray and Oakley Insurance Agency | 2150 Lexington Rd d2 | (859) 623-1933 |
| 8 | Nationwide Insurance: Alan K Hatfield Inc. | 136 Big Hill Ave | (859) 623-2970 |
| 9 | Kentucky Farm Bureau Insurance | 300 High Land Park Dr | (859) 623-5254 |
| 10 | Madison Insurance Agency | 310 Geri Ln | (859) 626-0002 |
Parsons & Howard Insurance Group LLC serves homeowners, businesses, and property managers seeking coverage for rental dwellings. As a local landlord insurance agent in Richmond, Kentucky, the company helps clients find policies to protect their residential and commercial investment properties from common risks. It offers guidance on specific coverage options suited to different property types and landlord needs. The firm also works with property owners in Berea and the surrounding Madison County area.
As a landlord insurance agent, State Farm Jerry Goble provides a range of coverage options tailored to property owners in the Richmond, KY area. Service and maintenance plans typically help protect rental income and building structures from unforeseen damage. The agency’s work focuses on managing risk for landlords through comprehensive property policies. It services various property types, including single-family homes, apartment buildings, retail spaces, and local restaurants.
The Richmond Insurance Group serves the Richmond, Kentucky, area and surrounding communities, providing specialized landlord insurance agency services. It handles essential coverage for rental property owners, including protection against property damage, liability claims, and potential loss of rental income. To manage each client’s unique situation, the agency typically assesses the specific property type, occupancy details, and the landlord’s risk tolerance. It then works to identify appropriate policy options that address those individual exposures, ensuring a tailored approach for the rental property.
Insurance Pro in Richmond, KY distinguishes itself by offering both one-time policies for single properties and recurring options for ongoing landlord portfolios, each tailored to different investment scopes. Coverage typically addresses property damage, liability protection, and potential rental income loss. Unlike standardized plans, this local agent can adjust deductibles and policy limits to match specific unit types or tenant situations. Service operates on either a one-time, scheduled, or as-needed basis depending on the client’s property management cycle and renewal preferences.
Shelter Insurance - Ashley Kovaleski provides landlord insurance services tailored to protect rental property investments in Richmond, Kentucky. In addition to insuring residential and commercial rental structures against damage, it offers general liability coverage for property owners. The agency also assists with policies addressing the unique risks associated with tenant-occupied housing, such as loss of rental income. As local weather patterns shift, the company helps landlords safeguard their property against potential storm or water damage issues that can arise during the region's seasonal changes.
As the rainy season approaches in Richmond, Kentucky, landlords often find themselves managing unexpected property damage. Bray and Oakley Insurance Agency provides landlord insurance coverage to protect rental properties from such weather events and tenant-related liabilities. Their local agents work with property owners to craft policies suited to the unique risks of the area. The process begins with a thorough inspection of the property to assess potential hazards and determine appropriate coverage limits.
Nationwide Insurance: Alan K Hatfield Inc. provides general property insurance coverage with specialized endorsements for landlord risks in Richmond, KY. Its policies can be structured to protect residential rental dwellings against common perils such as fire, liability, and lost rental income. The agency tailors coverage limits and deductibles to match individual property portfolios or smaller rental holdings. This makes the firm a practical option for insuring commercial sectors including multi-unit residential offices, storage warehouses, and food service establishments.
Kentucky Farm Bureau Insurance in Richmond, Kentucky, provides a full range of landlord insurance services, including property coverage, liability protection, and loss-of-rent options to safeguard income from leased properties. It offers flexible service plans for routine maintenance or emergency repairs, assisting landlords in preserving property value while minimizing tenant-related risks. Additional services help navigate local rental regulations and adjust coverage levels as rental portfolios change. The agency services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Madison Insurance Agency offers residential landlord insurance services in the Richmond, KY area, assisting property owners with coverage for single-family rentals and small apartment buildings. The agency also provides commercial landlord policies for larger multi-unit properties and mixed-use spaces throughout the local region. Property owners can contact the agency to review their specific liability and dwelling protection needs. The team encourages follow-up service between regular policy reviews, helping clients adjust coverage as property circumstances change.
What Does a a Landlord Insurance Agent in Richmond Cost?
The cost of landlord insurance in Kentucky typically ranges from $500 to $1,500 per year for a single-family rental. Factors include property value, location, coverage limits, and deductible. An agent in Richmond can provide a specific quote based on your property. This is general information, not insurance advice.
About landlord insurance agents in Richmond
Landlord insurance agents in Richmond, Kentucky help property owners find coverage for rental homes and apartments. Kentucky law does not require landlord insurance, but mortgage lenders often do. Local agents understand the risks specific to central Kentucky, such as weather damage and tenant liability.
Frequently Asked Questions
What does landlord insurance cover in Kentucky?
Landlord insurance typically covers property damage, liability, and lost rental income. In Kentucky, policies may also cover damage from storms, fire, or vandalism. Personal property of tenants is not covered.
Is landlord insurance required by law in Kentucky?
Kentucky state law does not require landlord insurance. However, your mortgage lender may require it as a condition of the loan. It is strongly recommended to protect your investment.
How do I choose a landlord insurance agent in Richmond?
Look for an agent who specializes in rental properties and knows Kentucky insurance regulations. Ask about coverage for vacant properties and liability protection. Compare quotes from multiple agents.
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