The top-rated landlord insurance agent in Paducah, Kentucky is Shane Andrus - State Farm Insurance Agent, rated 4.9 stars across 579 reviews. Other highly rated options include Mason Denton - State Farm Insurance Agent, Shelter Insurance - Brian Meadows, Hibbs Insurance Agency, Inc.. This directory lists 20 landlord insurance agents serving Paducah.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shane Andrus - State Farm Insurance Agent | 5160 Hinkleville Rd | (270) 443-4002 |
| 2 | Mason Denton - State Farm Insurance Agent | 202 Lone Oak Rd Suite 100 | (270) 908-4220 |
| 3 | Shelter Insurance - Brian Meadows | 3160 Parisa Dr #140 | (270) 443-5900 |
| 4 | Hibbs Insurance Agency, Inc. | 3124 Lone Oak Rd | (270) 554-2105 |
| 5 | Bradshaw & Weil, Inc. | 630 Jefferson St | (270) 444-7291 |
| 6 | Paducah Insurance Agency LLC | 314 Broadway St | (855) 853-4763 |
| 7 | Allstate Insurance Agent: Scott Jordan | 2920 Lone Oak Rd | (270) 534-4800 |
| 8 | Insurance of Paducah | 2517 Jackson St | (270) 442-6137 |
| 9 | Susan Waldon-Denton - State Farm Insurance Agent | 831 Jefferson St | (270) 443-8281 |
| 10 | Greenwell Insurance | 649 Lone Oak Rd | (270) 554-1554 |
Shane Andrus - State Farm Insurance Agent serves Paducah, McCracken County, and the surrounding areas, specializing in landlord insurance policies for residential and small commercial rental properties. This agency helps income property owners secure coverage that protects their buildings and rental income from common risks. Standard liability protection is included to guard against tenant or visitor claims. They also offer property damage coverage for fire, weather events, and vandalism. Additional service options can include loss of rent reimbursement and personal property coverage for appliances and fixtures within the dwelling.
As a local landlord insurance agent in Paducah, KY, Mason Denton - State Farm Insurance Agent provides a comprehensive range of coverage options tailored for property owners, including general liability and property protection. Service or maintenance plans typically involve consultations to review current policies and adjust deductibles for optimal cost management. Properties serviced include single-family homes, apartments, retail storefronts, and restaurants.
Shelter Insurance - Brian Meadows serves homeowners and property managers in Paducah, Kentucky, by offering specialized landlord insurance policies tailored to rental properties. The agency helps clients secure coverage that protects against property damage, liability claims, and potential loss of rental income. Understanding the unique risks associated with leasing residential units, the agent works to customize policies that address each landlord’s specific needs. The company also provides its services to property owners in the surrounding areas, including the nearby community of Mayfield, ensuring broader coverage for regional landlords.
Serving Paducah, Kentucky, and the surrounding areas of western Kentucky and southern Illinois, Hibbs Insurance Agency, Inc. handles landlord insurance coverage for residential and commercial rental properties. The agency addresses risk management tailored specifically to property owners renting out units. Their typical process involves conducting a detailed conversation to understand each property’s specific exposures. It then builds a policy that protects against rental income loss, property damage, and liability claims common to landlords managing local tenants.
For single properties, service is often a one-time policy placement, whereas managing multiple rentals typically requires an ongoing partnership to handle renewals and claim support. Bradshaw & Weil, Inc. in Paducah, KY offers professional landlord insurance agent assistance, helping secure coverage for property damage, liability, and rental income loss. Each client’s portfolio determines the best protection approach. This service operates on a one-time, scheduled, or as-needed basis for reviewing policies or addressing new tenant occupancy.
Paducah Insurance Agency LLC specializes in landlord insurance policies tailored for residential rental properties in Paducah, KY. It helps property owners manage risks by covering structures, liability, and loss of rental income. The firm provides general insurance services for area landlords, including policy reviews and claims assistance. Its local knowledge addresses common seasonal concerns such as ensuring adequate coverage for flood risks during heavy spring rains along the Ohio River.
Allstate Insurance Agent Scott Jordan provides property protection services for rental property owners in Paducah, Kentucky. Landlord insurance policies typically cover the building structure while adding specialized coverage for lost rental income and liability related to tenant injuries. The agency helps clients manage risks common to residential and commercial leasing arrangements. Property portfolios may include features such as covered parking areas and separate utility systems. Scott Jordan serves owners of offices, warehouses, and food service establishments.
As rental properties in Paducah face seasonal shifts from Ohio River storms to humid summer wear, Insurance of Paducah focuses on policies that address these specific building and liability exposures. The company works with residential and commercial property owners throughout the area. They explore coverage for property damage, income loss, and tenant-related claims risks. A landlord can begin protection by scheduling an inspection of the property with an agent to assess its current condition and insurance requirements.
Susan Waldon-Denton - State Farm Insurance Agent in Paducah, KY provides landlord insurance services for residential rental properties, including single-family homes and small apartment units. Commercial coverage is also available for larger rental structures or mixed-use buildings throughout the Paducah area. Policies address property damage, liability protection, and loss of rental income. After initial consultation and policy setup, clients can schedule regular follow-up reviews to adjust coverage as property needs change or additional units come online between periodic service visits.
What Does a a Landlord Insurance Agent in Paducah Cost?
Landlord insurance in Kentucky typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Paducah expect annual premiums from 800 to 1500 dollars. Costs vary based on property age location and coverage limits. This is general information not insurance advice.
About landlord insurance agents in Paducah
A landlord insurance agent in Paducah Kentucky helps property owners protect rental investments with tailored policies. Kentucky law does not require landlord insurance but mortgage lenders often mandate it for financed properties. Local agents understand flood risks along the Ohio River and can advise on coverage limits that meet Kentucky tenant laws.
Frequently Asked Questions
What does a landlord insurance agent in Paducah do?
An agent helps you select a policy that covers property damage liability and loss of rental income. They explain Kentucky-specific exclusions like flood or earthquake coverage. They also guide you on meeting lender requirements for rental properties in Paducah.
Is landlord insurance required by Kentucky law?
Kentucky state law does not require landlord insurance for rental properties. However your mortgage lender will likely require it as a condition of the loan. A local agent can help you meet those requirements without overpaying.
How do Kentucky tenant laws affect my insurance needs?
Kentucky landlord tenant law requires you to maintain the property in a habitable condition. If a tenant is injured due to your negligence liability coverage is critical. Your agent can recommend limits that protect you from lawsuits under Kentucky premises liability rules.
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