The top-rated landlord insurance agent in Louisville, Kentucky is Aspen Ridge Insurance, LLC, rated 5.0 stars across 610 reviews. Other highly rated options include RLP Insurance, Greg Haus - State Farm Insurance Agent, Hyland Insurance. This directory lists 31 landlord insurance agents serving Louisville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Aspen Ridge Insurance, LLC | 9850 Von Allmen Ct #201 | (502) 233-2272 |
| 2 | RLP Insurance | 4360 Brownsboro Rd | (502) 428-7267 |
| 3 | Greg Haus - State Farm Insurance Agent | 3610 Lexington Rd | (502) 894-4406 |
| 4 | Hyland Insurance | 9750 Ormsby Station Rd Suite 200 | (502) 637-4733 |
| 5 | Commonwealth Insurance Services | 12000 Shelbyville Rd | (502) 813-5436 |
| 6 | Price Point Insurance Services | 5427 Bardstown Rd #3 | (502) 290-5061 |
| 7 | Schwartz Insurance Group | 2950 Breckenridge Ln STE 8A | (502) 451-1111 |
| 8 | Megan Imel - State Farm Insurance Agent | 3110 Taylorsville Rd | (502) 638-2672 |
| 9 | Family Select Insurance | 6409 Dutchmans Pkwy | (502) 454-7283 |
| 10 | Louisville Kentucky Insurance | 6801 Dixie Hwy Unit 237 | (502) 447-3711 |
Aspen Ridge Insurance, LLC serves landlords in the Louisville, Kentucky metro area, specializing in insurance policies tailored to protect rental properties from liability and property damage. Working with local investors, the agency helps secure coverage that addresses common risks associated with residential and small commercial rentals. Its services include structuring policies for both single-family units and multi-unit dwellings insured under a single program.
RLP Insurance provides a full range of landlord insurance services in the Louisville area, including property coverage and liability protection for rental property owners. The agency works with clients to design plans that safeguard against common risks such as fire, weather damage, and tenant-related claims. Service and maintenance plans are structured around each property’s specific needs, ensuring prompt claims support and annual policy reviews. The agency insures a broad mix of properties, including single-family homes, apartments, retail spaces, and restaurants throughout the region.
Landlord insurance needs can be split into one-time policies covering a single property and scheduled packages managing multiple rentals, with both options protecting against property damage, liability claims, and lost rental income in the Louisville area. A local landlord insurance agent like Greg Haus outlines how different landlord types and property ages influence coverage limits and deductibles. Service for this office is provided primarily on an as-needed basis, with personal consultations scheduled when landlords acquire a new property or wish to review an existing policy.
Hyland Insurance serves residential landlords in Louisville, Kentucky, and also extends commercial landlord coverage across the surrounding area. The agency helps property owners manage the distinct risks associated with renting dwellings and business premises. Routine policies address property damage, liability concerns, and potential income loss. Following the initial placement of coverage for a rental unit, the firm provides ongoing support to adjust policies as tenant situations or asset portfolios change, ensuring that policyholders receive consistent service between regular visits.
Commonwealth Insurance Services in Louisville, Kentucky provides specialized liability and property coverage tailored for owners of rental properties. Its general service work includes helping landlords manage the unique risks associated with single-family homes, duplexes, and multi-unit buildings in the area. The agency assists clients in reviewing policy limits and deductibles to ensure adequate protection against potential gaps. Before the winter season, it helps local landlords address concerns about freeze-related damage to unoccupied units.
When the rental market in Louisville shifts with the changing seasons, local landlords often need to reassess their property coverage. Price Point Insurance Services in Louisville, Kentucky, specializes in providing tailored landlord insurance policies that address property damage and liability concerns specific to area rentals. Their approach focuses on helping property owners evaluate risks associated with residential and commercial holdings. To begin discussing coverage options relevant to your unique situation, the company typically recommends a thorough inspection of the rental property and a detailed assessment of the owner’s current insurance needs.
Schwartz Insurance Group provides general insurance services tailored to property owners in Louisville, Kentucky. Their specific focus includes landlord insurance policies that help protect residential rental properties. Additional coverage options can be arranged to address risks commonly associated with managing multiple tenants or single-family rentals. The agency is equipped to serve commercial sectors, including office spaces, warehouses, and food service establishments requiring specialized liability protection.
Megan Imel - State Farm Insurance Agent provides residential landlord insurance for property owners in Louisville, Kentucky, and also offers commercial coverage for larger rental portfolios. The agency serves clients throughout the region, tailoring policies to protect income properties from common liabilities and damage. Following the initial consultation and policy setup, the agent assists with claims support and policy adjustments during regular intervals between visits, ensuring landlords maintain ongoing protection for their investment properties.
Family Select Insurance in Louisville, KY serves as a local contact for property owners needing landlord coverage. The agency helps clients obtain policies that protect rental dwellings and businesses from common risks like property damage and liability claims. Assistance is available for single-family homes, multi-unit buildings, and commercial spaces. This service operates in the regional rental market where flood and storm damage are considerations. For added protection, Family Select Insurance can arrange for vacant property endorsements to cover unoccupied units.
Louisville Kentucky Insurance is known for providing landlord insurance policies to property owners in the Louisville area, covering residential and commercial rental properties. The company helps local landlords secure protection for their buildings, liability exposure, and potential loss of rental income. Policies are tailored to meet the specific risks of renting properties in this region. As an add-on specialty service, clients can include coverage for vandalism and tenant-caused damage.
What Does a a Landlord Insurance Agent in Louisville Cost?
Landlord insurance in Kentucky typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Louisville you might pay 800 to 1500 dollars per year depending on property value location and coverage limits. Costs vary by property age construction type and your claims history. This is general information not insurance advice.
About landlord insurance agents in Louisville
A landlord insurance agent in Louisville Kentucky helps property owners protect their rental investments. Kentucky law does not require landlord insurance but most mortgage lenders do require it. Local agents understand the specific risks for Louisville properties including weather events and tenant liability issues.
Frequently Asked Questions
What does landlord insurance cover in Kentucky?
Landlord insurance in Kentucky typically covers property damage from fire storms and vandalism. It also includes liability protection if a tenant or visitor is injured on the property. Loss of rental income coverage is usually available as an add on.
Is landlord insurance required by Kentucky law?
Kentucky state law does not require landlord insurance. However most mortgage lenders will require a landlord policy before approving a loan for a rental property. It is strongly recommended to protect your investment.
How do I choose a landlord insurance agent in Louisville?
Look for an agent who specializes in rental properties and understands Louisville market conditions. Ask about coverage for older homes common in areas like Old Louisville or the Highlands. Verify the agent is licensed in Kentucky and has experience with landlord claims.
Landlord Insurance Agents in Other Kentucky Cities
Bowling Green · Elizabethtown · Florence · Frankfort · Georgetown · Henderson · Hopkinsville · La Grange · Lexington · Nicholasville · Owensboro · Paducah · Richmond