The top-rated landlord insurance agent in Elizabethtown, Kentucky is Jarred Butler - State Farm Insurance Agent, rated 4.9 stars across 611 reviews. Other highly rated options include Neil Atcher - State Farm Insurance Agent, Lance Taylor - State Farm Insurance Agent, Mike Wyman - State Farm Insurance Agent. This directory lists 20 landlord insurance agents serving Elizabethtown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jarred Butler - State Farm Insurance Agent | 322 W Dixie Ave | (270) 737-7777 |
| 2 | Neil Atcher - State Farm Insurance Agent | 230 Buford Ln Suite 104 | (270) 737-2255 |
| 3 | Lance Taylor - State Farm Insurance Agent | 2600 Ring Rd Ste 101A | (270) 900-1844 |
| 4 | Mike Wyman - State Farm Insurance Agent | 2801 Ring Rd | (270) 769-1511 |
| 5 | Kelly Ryan Cleaver - State Farm Insurance Agent | 3100 Ring Rd #109 | (270) 234-8200 |
| 6 | Jacob Willett - State Farm Insurance Agent | 513 N Mulberry St | (270) 872-0353 |
| 7 | Unity Insurance Agency | 1507 N Dixie Hwy #116 | (270) 506-3957 |
| 8 | Travis Thomas - State Farm Insurance Agent | 113 E Dixie Ave | (270) 765-2253 |
| 9 | Chris Grinstead: Allstate Insurance | 112 N Mulberry St | (270) 765-7129 |
| 10 | Shelter Insurance - Jamie Martin | 407 N Mulberry St | (270) 766-1113 |
Neil Atcher - State Farm Insurance Agent in Elizabethtown, KY, offers a full range of landlord insurance policies designed to protect rental properties and their owners. The agency assists with property coverage plans and advises on appropriate liability limits to safeguard against tenant-related claims. They help landlords manage loss exposure through clear insurance guidance and responsive policy adjustments. Ongoing service includes regular policy reviews to keep coverage aligned with property changes or local market demands. This agent services single-family homes, apartments, retail spaces, and restaurants.
Lance Taylor – State Farm Insurance Agent in Elizabethtown, Kentucky, serves homeowners, rental property owners, and property managers in the region. The agency provides landlord insurance policies designed to protect residential and commercial rental investments from common property risks. Coverage options through this office address liability concerns, building damage, and loss of rental income for local landlords. The agent also assists clients in nearby Radcliff and the broader Hardin County area who require specialized insurance for their rental portfolios.
Mike Wyman, a State Farm Insurance agent in Elizabethtown, Kentucky, serves Elizabethtown and the surrounding communities in Hardin County. He handles landlord insurance policies designed to protect residential rental properties and investment homes from property damage, liability claims, and loss of rental income. For each client’s unique risk profile, the company takes a consultative approach by reviewing the specific property details and coverage needs before tailoring a policy. When managing a typical job, the agent explains coverage options clearly and recommends appropriate deductibles or endorsements for enhanced protection.
Kelly Ryan Cleaver - State Farm Insurance Agent in Elizabethtown, KY, provides landlord insurance coverage that can be arranged as a one-time policy for a single property or as a recurring plan for ongoing portfolio management. General protection for rental properties includes dwelling, liability, and loss of rental income coverage. Services are available on a one-time or as-needed basis depending on client requirements.
Jacob Willett - State Farm Insurance Agent in Elizabethtown, Kentucky specializes in policies for rental property owners, offering tailored landlord coverage. The agency also handles standard homeowners, auto, and life insurance to meet broader client needs. It helps landlords protect their investments from liability claims, property damage, and loss of rental income. As the changing seasons bring freeze risks or unexpected tenant vacancies, the agency assists in adjusting policies to address these specific timely concerns.
Unity Insurance Agency in Elizabethtown, KY serves as a landlord insurance agent, helping property owners secure coverage for rental dwellings. The agency can arrange additional endorsements for specific risks, such as vacancy periods or liability protection. Landlords rely on this agent to navigate local market requirements and policy differences for various property types. Available commercial sectors include offices, warehouses, and food service operations, ensuring that both residential rental units and business premises receive appropriate insurance solutions.
Travis Thomas - State Farm Insurance Agent in Elizabethtown, KY, provides residential landlord insurance coverage to protect rental properties from common risks. Commercial landlord policies are also available for multi-unit or business-related properties, serving clients throughout the Elizabethtown area. Policyholders receive personalized assistance when reviewing coverage needs or filing a claim. After a policy is in place, the agent remains available to adjust coverage or address questions between regular renewal visits.
Winter weather in Elizabethtown can stress rental properties with freeze damage and ice damming, so Chris Grinstead: Allstate Insurance helps landlords review policies to ensure they have proper dwelling and liability coverage for seasonal risks. The agency also explains how specific exclusions or endorsements affect vacant units or older roofs. Prospective clients begin by scheduling an on-site inspection to document current property conditions and identify any immediate maintenance concerns before a quote is prepared.
Shelter Insurance - Jamie Martin offers both one-time and scheduled service options for landlords in Elizabethtown, Kentucky. Coverage can address property damage from weather or accidents and liability protection for rental properties. Understanding that each investment property has different risk factors, the agent works to match coverage to individual circumstances. Service runs on either a one-time policy for single properties or an as-needed basis for expanding rental portfolios.
What Does a a Landlord Insurance Agent in Elizabethtown Cost?
The cost of landlord insurance in Kentucky typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in Elizabethtown you might pay between 800 and 1,500 dollars per year depending on the property value location and coverage limits. Higher risk factors like older roofs or frequent tenant turnover can increase premiums. This is general information and not insurance advice.
About landlord insurance agents in Elizabethtown
Landlord insurance agents in Elizabethtown Kentucky help property owners find policies that cover rental homes and duplexes. Kentucky law does not require landlord insurance but many mortgage lenders do. Agents can explain how local risks like severe storms or tenant damage affect your coverage options.
Frequently Asked Questions
What does landlord insurance cover in Elizabethtown Kentucky?
Landlord insurance typically covers property damage from fire wind or vandalism. It also includes liability protection if a tenant or guest is injured on your property. Loss of rental income coverage is often available if a covered event makes the unit uninhabitable.
Is landlord insurance required by Kentucky law?
Kentucky does not have a state law that requires landlord insurance. However your mortgage lender may require it as a condition of your loan. It is also a good way to protect your investment from unexpected losses.
How do I choose a landlord insurance agent in Elizabethtown?
Look for an agent who specializes in rental property coverage and knows local risks. Ask about policy options for single family homes and multi unit buildings. Compare quotes from several agents to find the right balance of coverage and cost.
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