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HomeLandlord Insurance AgentsIowa › Waterloo

Find Landlord Insurance Agents Near You in Waterloo, IA

Browse landlord insurance agents serving Waterloo, Iowa. Updated 2026-07-14.

The top-rated landlord insurance agent in Waterloo, Iowa is VGM Insurance Services, rated 5.0 stars across 225 reviews. Other highly rated options include Christel Manson - State Farm Insurance Agent, PDCM Insurance, The Sinnott Agency. This directory lists 19 landlord insurance agents serving Waterloo.

Showing 19 landlord insurance agents in Waterloo, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1VGM Insurance Services1111 Van Miller Wy(800) 362-3363
2Christel Manson - State Farm Insurance Agent1935 E Ridgeway Ave(319) 232-6630
3PDCM Insurance3022 Airport Blvd(319) 234-8888
4The Sinnott Agency622 W 4th St(319) 233-6103
5Farmers Insurance - Zachary Goodwin2747 University Ave(319) 243-1111
6Gallagher Insurance, Risk Management & Consulting2945 Airport Blvd(319) 433-1098
7State Farm Insurance974 Home Plaza(319) 236-1512
8Tjernagel Insurance2920 Falls Ave(319) 235-6719
9Shelter Insurance - Jeff Gudenkauf3680 University Ave Ste B(319) 235-8090
10Fish-Johnson Insurance Agency3265 W 4th St(319) 233-3335
VI
1111 Van Miller Wy
VGM Insurance Services
Landlord Insurance Agent · Waterloo, IA

VGM Insurance Services serves Waterloo, Iowa and the surrounding Black Hawk County area as a landlord insurance agent. The company focuses on helping property owners secure appropriate coverage for rental dwellings. It provides policies designed to protect residential rental properties against common perils and liability risks. Its work addresses the specific insurance needs of those leasing single-family homes and duplexes within the local rental market. VGM also handles insurance for multi-unit apartment buildings in the region.

CM
1935 E Ridgeway Ave
Christel Manson - State Farm Insurance Agent
Landlord Insurance Agent · Waterloo, IA

Christel Manson - State Farm Insurance Agent in Waterloo, IA, provides a full range of landlord insurance services designed to protect rental property investments. The agency offers necessary coverage for property damage, liability, and loss of rental income, typically helping landlords secure policies that maintain consistent protection. Service discussions often include adjustments for specific property needs and periodic reviews to keep coverage aligned with evolving market values. The firm serves single-family homes, apartments, retail spaces, and restaurants, ensuring tailored solutions for each type of leased commercial or residential real estate.

PI
3022 Airport Blvd
PDCM Insurance
Landlord Insurance Agent · Waterloo, IA

PDCM Insurance serves property managers and landlords throughout the Waterloo, Iowa area, providing specialized landlord insurance policies tailored to rental properties. The agency assists clients with coverage for single-family rentals, multi-unit dwellings, and commercial investment properties. It works to match property owners with appropriate liability and property protection for their rental real estate. PDCM Insurance also serves landlords and property managers in the neighboring community of Cedar Falls.

SA
622 W 4th St
The Sinnott Agency
Landlord Insurance Agent · Waterloo, IA

The Sinnott Agency provides landlord insurance services to property owners throughout Waterloo, Iowa, and the surrounding communities in the Cedar Valley region. The agency handles essential coverage for rental dwellings, including single-family homes and multi-family properties, addressing liability and property damage concerns. To complete a typical job, the firm assesses the specific risk profile of each rental unit and then structures a policy to meet local landlord requirements.

FI
2747 University Ave
Farmers Insurance - Zachary Goodwin
Landlord Insurance Agent · Waterloo, IA

Farmers Insurance - Zachary Goodwin in Waterloo, IA provides both one-time and recurring service options for landlord coverage. One-time services may address a single property need, while recurring arrangements offer ongoing policy management for multiple rentals. Standard coverage includes protection for property damage and liability exposure common to rental units. Services are available on an as-needed basis, allowing landlords to arrange consultations when required, with no fixed schedule assumed.

GI
2945 Airport Blvd
Gallagher Insurance, Risk Management & Consulting
Landlord Insurance Agent · Waterloo, IA

Gallagher Insurance, Risk Management & Consulting provides specialty services in landlord insurance, including coverage for residential and small commercial rental properties in Waterloo, Iowa. Its general agency work involves helping property owners protect their buildings, liability, and lost rental income from various common claims. This includes crafting policies that address risks specific to local weather patterns. During the spring thaw season, the firm assists landlords with coverage adjustments for potential flood and foundation damage from melting snow and heavy rains.

SF
974 Home Plaza
State Farm Insurance
Landlord Insurance Agent · Waterloo, IA

State Farm Insurance in Waterloo, IA handles property coverage for rental dwellings and residential income properties. The agency offers liability protection, building repair policies, and loss-of-rent endorsements as common add-ons for local landlords. Tenants in single-family homes, duplexes, and apartment complexes are typical under these plans. Additionally, this agent can serve commercial sectors that require landlord insurance, including office buildings, warehouses, and food service establishments.

TI
2920 Falls Ave
Tjernagel Insurance
Landlord Insurance Agent · Waterloo, IA

As winter storms sweep through Waterloo, rental property owners often face surprise roof or pipe damage that threatens their income stream. Tjernagel Insurance addresses this need by offering focused landlord insurance policies that cover dwelling protection, liability, and lost rental revenue. These plans help property owners manage risks associated with Iowa weather and tenant turnover. A typical first step involves scheduling a professional assessment of the rental property to determine appropriate coverage levels and identify any potential hazards for the policy.

SI
3680 University Ave Ste B
Shelter Insurance - Jeff Gudenkauf
Landlord Insurance Agent · Waterloo, IA

Shelter Insurance - Jeff Gudenkauf in Waterloo, IA, serves as a landlord insurance agent specializing in property protection for rental owners. The agency provides policies covering dwelling damage, liability claims, and loss of rental income due to covered events. For landlord clients, it offers resources to help align coverage with local property types and tenancy situations. A specialty service it can add on is a separate umbrella liability policy for added financial protection beyond standard limits.

FJ
3265 W 4th St
Fish-Johnson Insurance Agency
Landlord Insurance Agent · Waterloo, IA
EH
611 Ansborough Ave
Elliott Hartman Agency
Landlord Insurance Agent · Waterloo, IA
(319) 233-8459
elliotthartman.com
WB
350 E Ridgeway Ave
Walter Burtis American Family Insurance
Landlord Insurance Agent · Waterloo, IA
(319) 300-3202
amfam.com/agents/iowa/waterloo/walter-burtis
YI
1010 E Mitchell Ave #2
Yarwood Insurance Agency Inc.
Landlord Insurance Agent · Waterloo, IA
(319) 233-8463
yarwoodins.com
BL
1850 W Ridgeway Ave Ste 3
Bankers Life
Landlord Insurance Agent · Waterloo, IA
(319) 277-5173
branches.bankerslife.com/ia/waterloo/1850-w-ridgeway-ave
VI
1827 Ansborough Ave
Veridian Insurance
Landlord Insurance Agent · Waterloo, IA
(800) 235-3228
veridiancu.org/personal/insure
KI
1425 W 5th St Ste 2
Kvale Insurance
Landlord Insurance Agent · Waterloo, IA
(319) 833-9428
kvaleinsurance.com
BI
3222 Kimball Ave ste b
BankIowa Insurance
Landlord Insurance Agent · Waterloo, IA
(319) 232-4571
bankiowainsurance.com
GP
2913 Falls Ave
Gene Pint & Associates
Landlord Insurance Agent · Waterloo, IA
(319) 234-8936
americannational.com/agent
NM
3839 Ansborough Ave
Northwestern Mutual - Waterloo
Landlord Insurance Agent · Waterloo, IA
(319) 233-8441
waterloo.nm.com

What Does a a Landlord Insurance Agent in Waterloo Cost?

Typical landlord insurance costs in Iowa range from 800 to 2,500 dollars per year for a single-family rental. Premiums depend on property age, replacement cost, liability limits, and local crime rates. Waterloo properties near the Cedar River may require separate flood insurance. This is general information and not insurance advice.

About landlord insurance agents in Waterloo

A landlord insurance agent in Waterloo, Iowa helps rental property owners secure policies that cover dwelling damage, liability, and lost rental income. Iowa law does not require landlord insurance, but most mortgage lenders do. Local agents understand risks like severe storms and tenant liability common in Black Hawk County.

Frequently Asked Questions

What does landlord insurance cover in Waterloo Iowa?

Landlord insurance typically covers the dwelling structure, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings. Iowa law requires landlords to maintain habitable premises, and insurance can help cover related claims.

Is landlord insurance required by law in Iowa?

Iowa does not have a state law requiring landlords to carry insurance. However, most mortgage lenders require a landlord policy. Additionally, many property management companies in Waterloo require proof of coverage before managing a rental unit.

How much does landlord insurance cost in Waterloo Iowa?

Costs vary based on property value, location, and coverage limits. In Iowa, a typical landlord policy ranges from 25 to 50 percent more than a standard homeowner policy, often between 800 and 2,000 dollars per year. Factors like older homes in Waterloo or flood zone locations can raise premiums.

Landlord Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.