The top-rated landlord insurance agent in Dubuque, Iowa is Lane Madsen - State Farm Insurance Agent, rated 5.0 stars across 692 reviews. Other highly rated options include Rachel Davis - State Farm Insurance Agent, Tim Dieter: Allstate Insurance, New Eagle Insurance. This directory lists 20 landlord insurance agents serving Dubuque.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lane Madsen - State Farm Insurance Agent | 75 Locust St | (563) 582-6942 |
| 2 | Rachel Davis - State Farm Insurance Agent | 3030 Asbury Rd | (563) 583-8301 |
| 3 | Tim Dieter: Allstate Insurance | 3448 Hillcrest Rd | (563) 582-2277 |
| 4 | New Eagle Insurance | 3250 Kennedy Cir #1 | (563) 582-5834 |
| 5 | O'Connor & English Insurance Agency | 1545 Associates Dr #103 | (563) 557-7440 |
| 6 | Dennis L. Baumhover - State Farm Insurance Agent | 2615 Dodge St Ste 1 | (563) 582-1856 |
| 7 | Hollander Insurance Agency Inc. | 815 Century Dr | (563) 556-3334 |
| 8 | Cottingham & Butler | 800 Main St | (563) 583-7301 |
| 9 | Denlinger Herrig Insurance | 595 Cedar Cross Rd | (563) 556-1499 |
| 10 | Kunkel & Associates | 401 Data Ct | (563) 585-2310 |
Lane Madsen - State Farm Insurance Agent serves the Dubuque, Iowa area with specialized property coverage solutions for local real estate investors. The agency’s primary focus is on landlord insurance, protecting rental homes and duplexes from common risks such as fire damage, liability claims, and weather-related losses. Additional services include assistance with evaluating appropriate coverage limits for residential income properties and guidance on tenant-related liability protection for single-family rentals.
Rachel Davis - State Farm Insurance Agent in Dubuque, IA, serves homeowners, rental property owners, and property managers seeking landlord insurance coverage. The agency helps clients protect their investment properties with policies that can cover dwelling damage, liability claims, and loss of rental income tailored to individual needs. Residents and small business landlords in Dubuque can rely on this location for guidance in managing property risks. The agency also extends its services to neighboring Asbury and surrounding communities across Dubuque County.
Tim Dieter: Allstate Insurance provides landlord insurance coverage, including liability protection and property damage coverage, as well as loss of rental income options. It offers policy reviews and guidance on coverage limits for property owners in Dubuque, Iowa. Additional services may include customized insurance plans for rental properties and assistance with claims filing. The agency serves clients with single-family homes, apartments, retail, and restaurants.
New Eagle Insurance serves Dubuque, Iowa, and the surrounding communities, handling landlord insurance policies for residential and commercial rental properties. The agency focuses on coverage for dwelling protection, liability, and loss of rental income. To manage each policy, it conducts a thorough assessment of the property and the landlord's specific needs. This ensures it structures a policy tailored to mitigate common rental risks in the area, such as weather damage or tenant-related claims.
As the harsh Dubuque winters give way to spring thaws, landlords across the area typically review their property protection strategies. O'Connor & English Insurance Agency responds to these seasonal concerns with tailored landlord insurance policies designed to cover rental properties in the region. The agency focuses on risk management for local rental owners, addressing common concerns such as property damage, liability, and loss of rental income. A thorough initial assessment of each property and the landlord’s specific needs is conducted to begin building a proper coverage plan.
Dennis L. Baumhover - State Farm Insurance Agent in Dubuque, IA specializes in crafting landlord insurance policies to protect rental properties and income streams. General agency services include advising property owners on liability coverage and dwelling protection for local residential units. Given the seasonal freeze-thaw cycles common to the Dubuque area, it helps clients address potential claims arising from burst pipes or ice dam damage during winter months.
Hollander Insurance Agency Inc. works as a landlord insurance agent in Dubuque, IA, helping property owners protect their investments against common risks like fire, liability, and storm damage. It specializes in writing policies that cover loss of rental income and legal defense costs from tenant disputes. These tailored plans also provide coverage for additional structures on the property. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Cottingham & Butler in Dubuque, IA distinguishes between one-time coverage for a single property transaction and recurring protection for ongoing holdings. Their policies insure against property damage, liability from tenant injuries, and loss of rental income. Service intervals are arranged on an as-needed basis, allowing landlords to schedule consultations for new acquisitions or renewal reviews without a fixed calendar commitment.
Denlinger Herrig Insurance in Dubuque, IA provides landlord insurance coverage tailored for residential rental properties. They also offer commercial coverage for larger apartment buildings and mixed-use structures within the local area. Each policy addresses the unique liability and property risks that come with renting space to tenants. After placing a policy, they remain available to discuss any coverage adjustments the property owner may need between regular visits. This follow-up service ensures the insurance stays aligned with changing tenant situations or property improvements over time.
Kunkel & Associates is known for property protection solutions tailored to rental property owners in the Dubuque, Iowa, area. It covers a full range of coverage types, from single-family homes to multi-unit apartment complexes, addressing liabilities and structural risks commonly faced by local landlords. The agency helps property owners navigate the unique exposures tied to leasing arrangements. For an added specialty service, it can arrange lost rent coverage that provides income protection while a damaged unit is being repaired.
What Does a a Landlord Insurance Agent in Dubuque Cost?
Landlord insurance in Iowa typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Dubuque annual premiums often range from 800 to 1,500 dollars. Costs depend on property value location and coverage limits. This is general information and not insurance advice.
About landlord insurance agents in Dubuque
Landlord insurance agents in Dubuque Iowa help property owners protect their rental investments. Iowa law does not require landlord insurance but mortgage lenders often mandate it. A local agent can explain coverage options for single-family homes and multi-unit buildings in Dubuque.
Frequently Asked Questions
What does landlord insurance cover in Dubuque Iowa?
Landlord insurance typically covers property damage liability and loss of rental income. In Iowa policies often include protection against weather events like hail and wind. Flood coverage is usually separate and may be required in flood zones near the Mississippi River.
Is landlord insurance required by law in Iowa?
Iowa state law does not require landlord insurance. However your mortgage lender may require a policy as a condition of the loan. Some landlords also require tenants to carry renters insurance to cover personal belongings.
How do I choose a landlord insurance agent in Dubuque?
Look for an agent who specializes in rental property coverage and understands Iowa insurance regulations. Ask about policy limits deductibles and exclusions for vacant properties. A local agent can help you compare quotes from multiple carriers.
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