The top-rated landlord insurance agent in Urbandale, Iowa is James Walford - State Farm Insurance Agent, rated 5.0 stars across 206 reviews. Other highly rated options include Buenzow Insurance Group, Ryan Clausen - State Farm Insurance Agent, Jones Insurance & Associates. This directory lists 16 landlord insurance agents serving Urbandale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Walford - State Farm Insurance Agent | 2781 100th St | (515) 256-9159 |
| 2 | Buenzow Insurance Group | 3273 100th St | (515) 270-8870 |
| 3 | Ryan Clausen - State Farm Insurance Agent | 8541 Hickman Rd | (515) 278-4618 |
| 4 | Jones Insurance & Associates | 2924 104th St | (515) 868-0040 |
| 5 | Cupp Insurance Inc. | 3815 109th St | (515) 334-5286 |
| 6 | Fortress Insurance Services | 7701 Douglas Ave | (515) 225-1712 |
| 7 | Matt Rainey: Allstate Insurance | 11131 Plum Dr | (515) 259-1186 |
| 8 | Phillips Stafford Insurance Group | 4566 114th St | (515) 978-9010 |
| 9 | Brad Wilson Insurance | 2962 99th St Suite 1 | (515) 513-3741 |
| 10 | Jim Bagbey - State Farm Insurance Agent | 3885 121st St | (515) 278-2100 |
James Walford - State Farm Insurance Agent serves clients in Urbandale, Iowa, and the surrounding metro area, specializing in landlord insurance for residential property owners. The agency provides coverage that protects rental homes, duplexes, and condos from common risks like fire, weather damage, and liability claims. These policies address a landlord’s financial exposure when tenants cause property loss or when injuries occur on the premises. The agent assists landlords in evaluating personal and commercial coverage options, including policies that address loss of rental income during property repairs.
Buenzow Insurance Group in Urbandale, Iowa, provides comprehensive landlord insurance agent services to property owners, including custom coverage for rental properties and protection against liability claims. They offer service and maintenance plans that assist clients in managing routine property upkeep and mitigating risks. Their services cover policy reviews and adjustments to meet changing property needs. The company works with a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Ryan Clausen - State Farm Insurance Agent in Urbandale, IA serves homeowners, businesses, and property managers seeking coverage for rental properties. The agency offers landlord insurance policies that protect residential and commercial rental investments from common risks such as property damage and liability claims. Assistance is available for evaluating coverage needs and tailoring policies to individual rental portfolios. The agent also provides service to property owners in West Des Moines, Clive, and the surrounding Des Moines metro area.
Jones Insurance & Associates serves Urbandale, Iowa, and the surrounding communities with landlord insurance coverage. The agency handles policies designed to protect rental properties from common risks, including property damage and liability concerns. For each standard job, it first assesses the specific rental situation to identify key exposures such as vacancy periods or maintenance requirements. The approach typically involves matching coverage limits to the property’s value and ensuring landlords understand their policy’s protections through a clear, direct explanation of available options.
Cupp Insurance Inc. in Urbandale, IA provides tailored landlord insurance policies designed to protect rental properties from liability claims and property damage. The agency also assists with general commercial coverage needs for local property owners. It helps landlords review policy exclusions to ensure adequate protection against tenant-related incidents and sudden vacancy issues. Beyond standard coverage, the agency advises on appropriate deductibles and loss-of-rent considerations. As winter approaches, it helps clients address policies covering frozen pipe damage and ice dam liability.
Fortress Insurance Services serves the Ames, Iowa, metro area as a dedicated landlord insurance agent. It provides essential coverage solutions tailored for rental property owners in this region. The company helps property owners protect their investments from common local risks. It also guides clients in managing liabilities associated with renting out residential units. Its service selection includes both building and liability insurance for landlords in Ames.
While a standard landlord policy provides ongoing protection for multiple properties, a standalone dwelling fire policy can be tailored for a single rental unit with distinct limits. Coverage from Matt Rainey: Allstate Insurance in Urbandale, IA typically addresses property damage, liability, and loss of rental income for income-generating homes. Policies can be adjusted to match a landlord’s specific risk profile and property type. Service for new policies, endorsements, or claims is offered on an as-needed basis.
With Urbandale’s unpredictable freeze-thaw cycles increasing the risk of burst pipes and ice-dam claims, Phillips Stafford Insurance Group helps rental property owners obtain appropriate coverage for seasonal maintenance challenges. Operating from their Urbandale location, this agency specializes in policies that address the specific liability exposures and income loss common to local landlords. A typical engagement begins with a documentation review of existing property conditions to identify coverage gaps before the next storm arrives. That initial step involves an inspection of exterior drainage and roof systems to assess risk.
Brad Wilson Insurance assists property owners in Urbandale, IA, with general liability coverage and property protection for rental properties. The agency specializes in landlord-specific insurance add-ons, including loss of rent coverage and policies tailored for multi-unit dwellings. Their services help manage risks common to residential and commercial rental structures. Commercial sectors they can serve include offices, warehouses, and food service operations.
Jim Bagbey - State Farm Insurance Agent in Urbandale, IA offers residential landlord insurance to protect rental properties and their owners from common liabilities. Commercial coverage is also available for larger rental complexes or multi-unit buildings, serving clients throughout the Urbandale area. Policies address property damage, loss of rental income, and liability claims that arise during tenancy. After the initial policy setup, the office provides ongoing support for renewals, coverage updates, or claim questions that come up between regular lease inspections.
What Does a a Landlord Insurance Agent in Urbandale Cost?
The cost of landlord insurance in Iowa typically ranges from 800 to 2,500 dollars per year for a single-family rental property. Factors affecting the premium include the property age, location, coverage limits, and deductible amount. Properties in flood-prone areas near Urbandale may require additional flood insurance. This is general information and not insurance advice.
About landlord insurance agents in Urbandale
Landlord insurance agents in Urbandale, Iowa help rental property owners find policies that cover property damage, liability, and loss of rental income. Iowa law does not require landlord insurance, but most mortgage lenders do require it for financed properties. Agents can explain how Iowa's landlord-tenant laws affect coverage needs for properties in Urbandale and surrounding Polk County.
Frequently Asked Questions
What does a landlord insurance agent in Urbandale do?
A landlord insurance agent helps you compare policies from different carriers to find coverage for your rental property. They can explain what perils are covered and what optional endorsements are available for Iowa properties. They also assist with claims and policy adjustments as your rental portfolio changes.
Is landlord insurance required by law in Iowa?
Iowa state law does not require landlord insurance for rental properties. However, if you have a mortgage on the property, your lender will likely require a landlord insurance policy. Many agents recommend coverage to protect against common risks like fire damage or tenant liability.
What coverage limits should I consider for my Urbandale rental property?
Coverage limits depend on your property value, location, and rental income. A typical policy in Iowa includes dwelling coverage equal to the rebuild cost, liability coverage of at least 300,000 dollars, and loss of rent coverage for 12 to 24 months. Your agent can help you assess risks specific to Urbandale weather and local market conditions.
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