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Landlord Insurance Agents in Des Moines, IA

Directory of landlord insurance agents in Des Moines, Iowa. Verify credentials with the state department of insurance before hiring.

13 agents listed
Updated May 2026
Des Moines, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 13 landlord insurance agents in Des Moines, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Insurance Specialists Inc
514 E Euclid Ave, Des Moines, IA 50313
(515) 280-1207 insspecinc.com
Ligouri Insurance
4320 1/2 SW 9th St, Des Moines, IA 50315
(515) 285-0370 ligouri-insurance.com
Budget Insurance
3111 Douglas Ave, Des Moines, IA 50310
(515) 277-1313 budget-ins.com
Boersma Insurance Services
100 Court Ave #310/450, Des Moines, IA 50309
(515) 327-7033 boersmainsurance.com
Insurance Networking Systems
3512 Ingersoll Ave, Des Moines, IA 50312
(515) 243-1223 myinsagents.com
Centro Insurance
5406 Douglas Ave, Des Moines, IA 50310
(515) 318-5638 centroinsurance.com
Adriana's Agency
1514 E Grand Ave Suite B, Des Moines, IA 50316
(515) 266-0402 adrianas-agency.com
Donahue Insurance Agency Inc
5925 SW 9th St, Des Moines, IA 50315
(515) 287-3919
Davis Insurance Agency
2815 Beaver Ave # 200, Des Moines, IA 50310
(515) 274-3838 davis-insurance.com
Dallas Downey, DSM Insurance Guy
505 E Grand Ave, Des Moines, IA 50309
(515) 373-8988 dsminsuranceguy.com
Reynolds & Reynolds Inc
300 Walnut St STE 200, Des Moines, IA 50309
(515) 243-1724 agent.travelers.com
Hartford Home Insurance Solutions
820 Lyon St #8, Des Moines, IA 50309
(808) 563-5011 home-insurance-desmoines.com
Legado Insurance Professionals
2580 Fleur Dr Suite 102, Des Moines, IA 50321
(515) 809-9271 legadoinsurance.com

What Does a Landlord Insurance Agent in Des Moines Cost?

In Iowa, landlord insurance premiums typically range from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Des Moines, annual costs often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a landlord insurance agent in Des Moines do?
A landlord insurance agent helps you find coverage for rental property damage, liability, and lost rental income. They compare policies from different insurers and explain Iowa-specific exclusions like flood or earthquake damage.
Is landlord insurance required in Iowa?
Iowa state law does not require landlord insurance. However your mortgage lender may require a policy that covers the building. Many landlords also carry liability coverage to protect against tenant injury claims.
How do Iowa weather risks affect landlord insurance?
Iowa experiences hail storms, tornadoes, and heavy snow. Standard landlord policies often cover wind and hail damage but may exclude flood. An agent can help you add separate flood insurance through the National Flood Insurance Program.