The top-rated landlord insurance agent in Torrington, Connecticut is Brooks, Todd & McNeil Insurance, rated 4.7 stars across 162 reviews. Other highly rated options include Amie Chasse - State Farm Insurance Agent, HealthMarkets Insurance - Mel Brickman, Toth Insurance Agency LLC. This directory lists 17 landlord insurance agents serving Torrington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Brooks, Todd & McNeil Insurance | 69 Water St | (860) 482-5591 |
| 2 | Amie Chasse - State Farm Insurance Agent | 469 Prospect St | (860) 482-6002 |
| 3 | HealthMarkets Insurance - Mel Brickman | 16 McDermott Ave Suite 1 | (860) 307-1128 |
| 4 | Toth Insurance Agency LLC | 1151 E Main St | (860) 496-7771 |
| 5 | Strathman-Winch Insurance | 663 E Main St Suite #8 | (203) 272-5546 |
| 6 | Health Insurance Services Of Connecticut | Craig Yard | 438 E Main St | (860) 626-5594 |
| 7 | Jeromy Comandini - State Farm Insurance Agent | 954 E Main St Suite 3 | (860) 489-4882 |
| 8 | Dave Turner - State Farm Insurance Agent | 1009 E Main St fl 1 | (860) 489-4882 |
| 9 | Summit Insurance | 2383 Winsted Rd | (860) 601-4046 |
| 10 | H R Madeux Agency Inc | 497 Main St | (860) 489-6714 |
Brooks, Todd & McNeil Insurance serves the Torrington, Connecticut area as a landlord insurance agent, helping property owners protect their rental investments. The agency addresses common risks such as property damage, liability claims, and loss of rental income. By working with multiple insurance carriers, it can compare coverage options to meet different portfolio needs. Its services include helping landlords secure policies for single-family rentals as well as multi-unit residential properties.
As a Landlord Insurance Agent in Torrington, Connecticut, Amie Chasse - State Farm Insurance Agent serves Torrington and the surrounding Litchfield County communities. It handles comprehensive insurance policies designed specifically for residential rental properties, including coverage for property damage, liability protection, and loss of rental income. To handle a typical job, it begins with a thorough review of the client's property and lease agreements, then customizes a policy to address the unique risks associated with each rental unit.
HealthMarkets Insurance - Mel Brickman offers a full range of landlord insurance services in Torrington, CT, including property protection, liability coverage, and loss-of-rent options. Its service plans help landlords manage risk through regular policy reviews and claims support for rental properties. The company provides coverage for a wide variety of rental dwellings, including single-family homes, apartments, retail storefronts, and restaurants.
Toth Insurance Agency LLC helps homeowners, rental property owners, and small-scale landlords in Torrington secure coverage tailored to their rental properties. They assist with policy options that address property damage, liability protection, and potential loss of rental income. Their services support landlords who own single-family homes or multi-unit dwellings and need to safeguard their investments. They also extend their insurance guidance to clients in the surrounding Litchfield County communities.
Strathman-Winch Insurance in Torrington, CT offers landlord insurance on either a one-time basis for a single rental property or as a recurring service to manage policies across multiple units. Coverage typically protects against property damage, liability claims, and loss of rental income. Policies can be tailored based on the specific needs of the property and its tenants. This service operates on an as-needed schedule, allowing clients to request updates or new policies whenever their portfolio changes.
Specializing in landlord insurance services, Health Insurance Services Of Connecticut | Craig Yard provides essential property coverage for rental property owners in Torrington, CT. The agency assists clients in securing policies that protect residential and commercial rental structures from common perils such as fire, vandalism, and weather damage. They also guide property owners on liability protection for tenant-related incidents. As winter approaches in Connecticut, the agency helps landlords address coverage needs for burst pipes and ice dam damage, ensuring income is protected during seasonal freeze events.
After a harsh Connecticut winter, property owners in Torrington often discover damage to roofs, walkways, or basement foundations that requires immediate attention. Jeromy Comandini - State Farm Insurance Agent responds by helping landlords cover repair costs and liability risks for rental homes. They evaluate each property's unique exposure to snow and ice claims, then tailor a policy that protects both the structure and the owner's income stream. An initial inspection of the property's condition typically begins the process of securing the right coverage.
Dave Turner - State Farm Insurance Agent serves Torrington, Connecticut and the surrounding communities in Litchfield County with landlord insurance solutions. The agency handles policies that cover residential rental properties, including dwelling protection and liability coverage for property owners. Each policy is written to address the specific risks associated with leasing homes and apartments, such as loss of rental income and damage from tenants. In handling a typical job, it begins with a consultation to review the property details and owner’s coverage needs, then recommends a tailored policy from available options.
Summit Insurance provides landlord insurance coverage for property owners in Torrington, Connecticut, focusing on protecting rental properties against common risks such as property damage and liability claims. The agency offers specialized add-ons, including coverage for loss of rental income and protection for appliances or fixtures. The firm can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Serving residential clients across Torrington, H R Madeux Agency Inc structures landlord insurance policies that protect rental properties and their owners. The agency also extends its service to commercial landlords covering multi-unit buildings and business-related holdings in the surrounding area. Each policy is tailored to account for property damage, liability exposure, and loss of rental income. After a claim is resolved or a policy is renewed, the agency follows up to confirm all coverage still fits the client’s evolving portfolio before the next regular review.
What Does a a Landlord Insurance Agent in Torrington Cost?
The cost of landlord insurance in Connecticut typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Torrington annual premiums often fall between 800 and 1,500 dollars depending on the property value, coverage limits, and deductible. Factors like the age of the property and claims history also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Torrington
Landlord insurance agents in Torrington Connecticut help property owners protect their rental investments with policies tailored to local risks. Connecticut law does not require landlord insurance but mortgage lenders often mandate it. Agents can explain how coverage applies to liabilities and property damage specific to the Torrington area.
Frequently Asked Questions
What does landlord insurance cover in Torrington Connecticut?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In Connecticut policies may also include coverage for ordinance or law compliance after a loss. An agent can help you choose the right limits for your property.
Is landlord insurance required by law in Connecticut?
Connecticut state law does not require landlord insurance. However your mortgage lender will likely require it as a condition of the loan. Many landlords also carry it to protect against liability and property damage.
How do I find a landlord insurance agent in Torrington?
You can search for licensed insurance agents in Torrington through the Connecticut Insurance Department website. Local independent agents often offer quotes from multiple carriers. Ask about their experience with rental properties in Litchfield County.
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