The top-rated landlord insurance agent in Madison, Connecticut is Farmers Insurance - Carmelo Pistritto, rated 5.0 stars across 30 reviews. Other highly rated options include Lauren LaTorre-Osterling - State Farm Insurance Agent, Carl Jeppesen: Allstate Insurance, Nationwide Insurance: Michael Silberberg. This directory lists 11 landlord insurance agents serving Madison.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Carmelo Pistritto | 724 Boston Post Rd Ste 302a-B | (860) 665-1204 |
| 2 | Lauren LaTorre-Osterling - State Farm Insurance Agent | 38 Academy St | (203) 245-4555 |
| 3 | Carl Jeppesen: Allstate Insurance | 1 Orchard Park Rd Ste 12 | (203) 245-7794 |
| 4 | Nationwide Insurance: Michael Silberberg | 145 Durham Rd STE 5 | (203) 245-4311 |
| 5 | Kearney Insurance Agency LLC | 78 Bradley Rd 2nd floor | (203) 245-1238 |
| 6 | McLaughlin Associates Insurance Agency | 106 Wall St | (203) 245-8287 |
| 7 | Northeastern Underwriters Ltd | 5 Linden Ln | (203) 245-7169 |
| 8 | Karen E Buck - Aflac Insurance Agent | 71 Deepwood Dr | (203) 687-7943 |
| 9 | MetLife Auto & Home , part of The Farmers Insurance Group | 60 Wildcat Springs Dr | (860) 665-1204 |
| 10 | Paternoster Insurance | 412 Summer Hill Rd | (203) 421-7031 |
Farmers Insurance - Carmelo Pistritto serves the Madison, Connecticut area as a landlord insurance agent. This agency provides insurance coverage tailored for owners of rental properties in this region. Policies typically address the unique risks of leasing homes and apartments, including property damage and liability protection. The agent assists local landlords with securing necessary coverages for their investments. Specific services handled here include policies for rental dwellings and loss of rental income insurance.
Lauren LaTorre-Osterling - State Farm Insurance Agent provides landlord insurance services for property owners in Madison, CT. The agency offers coverage options designed to protect rental investments, including liability protection and building damage policies. Clients can review their specific property needs during consultations to ensure adequate risk management. Service plans are available to help maintain current policy terms and updates. The agency handles policies for single-family homes, apartments, retail storefronts, and restaurants.
Carl Jeppesen: Allstate Insurance serves property owners and landlords in Madison, Connecticut, by providing specialized landlord insurance policies. The coverage helps protect rental properties against common risks such as property damage and liability claims. Local landlords often require policies that address the unique exposures of leasing residential units. Supporting clients year-round, the agent assists with customizing coverage to fit individual rental situations. The service area also extends to surrounding shoreline communities within New Haven County, including Guilford.
Serving Madison, CT, and the surrounding shoreline communities, Nationwide Insurance: Michael Silberberg handles landlord insurance for residential and small commercial rental properties. This agency focuses on policies that cover dwelling structures, liability protection, and loss of rental income common in this area. By conducting a thorough review of each property’s unique exposure to coastal weather and tenant risks, it tailors coverage to meet specific client needs.
Kearney Insurance Agency LLC, based in Madison, CT, differentiates between one-time liability policies for a single rental period and recurring annual packages that cover ongoing landlord exposures. Its offerings protect property owners from common local risks, including tenant damage, weather-related incidents, and loss of rental income. Service operates purely on an as-needed basis, allowing landlords to secure a policy or adjust coverage only when prompted by a new lease or a change in property status.
McLaughlin Associates Insurance Agency, based in Madison, CT, specializes in providing landlord insurance coverage tailored specifically for property owners. The agency works to structure policies that address the unique liabilities associated with rental dwellings, including property damage, loss of rental income, and liability protection from tenant-related claims. Serving landlords throughout the local area, it helps ensure adequate coverage for both single-family rentals and multi-unit properties. As winter approaches, the agency assists clients in reviewing policies for potential perils like ice dam damage or frozen pipe bursts.
As the busy rental season approaches in Madison, landlords face the challenge of verifying proper insurance for their investment properties. Northeastern Underwriters Ltd provides landlord insurance agency services designed to protect residential and small commercial rental units. Their team assists local property owners in understanding liability coverages and the specific risks associated with coastal and seasonal rentals. A full policy review and tailored property assessment ensure that each client begins with a clear understanding of their coverage needs before the initial inspection.
Based in Madison, CT, this agency provides landlord insurance coverage to protect rental property investments. It offers specialized add-ons, such as liability protection and policies for loss of rental income due to property damage. Tailored insurance is designed to cover the unique risks faced by property owners and real estate investors. The company can serve the insurance needs of commercial sectors including offices, warehouses, and food service operations.
MetLife Auto & Home, part of The Farmers Insurance Group, serves as a landlord insurance agent in Madison, CT, handling residential rental property coverage first. It also addresses commercial landlord policies for local property owners. Serving Madison and surrounding areas, the agency structures policies for dwellings, liability, and loss of rental income. After initial placements, the office follows up to adjust for lease changes or property improvements, ensuring coverage aligns with current conditions between regular annual reviews.
Paternoster Insurance in Madison, CT is known for providing landlord insurance coverage tailored to property owners. The company offers policies that protect rental dwellings, including single-family homes and multi-unit buildings, from common liabilities and property damage. Landlords can secure coverage for structures, personal liability, and loss of rental income due to covered events. A specialty service the agency can add on is coverage for vacant properties during tenant transitions, addressing a particularly vulnerable period for landlords.
What Does a a Landlord Insurance Agent in Madison Cost?
The cost of landlord insurance in Connecticut typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single-family rental in Madison, annual premiums often fall between 800 and 2,500 dollars depending on property value, location, and coverage limits. Factors like flood risk near the shoreline and the age of the property can increase rates. This is general information and not insurance advice.
About landlord insurance agents in Madison
Landlord insurance agents in Madison Connecticut help property owners protect their rental investments. Connecticut law requires landlords to maintain certain insurance standards for liability and property damage. A local agent understands the specific risks for coastal properties in Madison and can tailor coverage to meet state requirements.
Frequently Asked Questions
What does landlord insurance cover in Connecticut?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Connecticut, policies often include coverage for weather events like nor'easters and hurricanes. It does not cover tenant personal property or intentional damage in most cases.
Is landlord insurance required by law in Connecticut?
Connecticut does not legally require landlord insurance, but most mortgage lenders mandate it. Without coverage, a landlord could be personally liable for injuries or property damage. It is highly recommended for financial protection.
How do I choose a landlord insurance agent in Madison?
Look for an agent licensed in Connecticut with experience in rental property coverage. Ask about specific endorsements for coastal areas and flood insurance options. Compare quotes from multiple agents to find suitable coverage for your property.
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