The top-rated landlord insurance agent in East Hartford, Connecticut is Melvin Banks - State Farm Insurance Agent, rated 5.0 stars across 368 reviews. Other highly rated options include Brian Busam - State Farm Insurance Agent, Sica Insurance & Financial Services, Amica Mutual Insurance Company. This directory lists 12 landlord insurance agents serving East Hartford.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Melvin Banks - State Farm Insurance Agent | 104 Connecticut Blvd | (860) 289-1141 |
| 2 | Brian Busam - State Farm Insurance Agent | 1602 Main St | (860) 289-2227 |
| 3 | Sica Insurance & Financial Services | 107 Burnside Ave Suite 1 | (860) 566-8822 |
| 4 | Amica Mutual Insurance Company | 101 E River Dr Fifth Floor | (800) 382-6422 |
| 5 | Nationwide Insurance: Paul J. Fitzgerald | 1009 Main St | (860) 528-8806 |
| 6 | Gary Berube Insurance | 219 Silver Ln | (860) 569-6400 |
| 7 | Ferguson & McGuire Insurance Inc. | 45 Connecticut Blvd | (860) 528-6501 |
| 8 | Farmers Insurance - Frank Somuah | 53 Connecticut Blvd Ste 3a | (860) 724-4860 |
| 9 | Torres Insurance | 1010 Main St STE 2 | (860) 882-1892 |
| 10 | Evans, Pires & Leonard Insurance Agency, Inc | 121 Roberts St | (860) 289-6816 |
Melvin Banks - State Farm Insurance Agent serves East Hartford, Connecticut, and the surrounding Hartford County metro area, specializing in insurance coverage for rental property owners. The agency tailors policies to address the unique liabilities and property risks faced by local landlords. Protecting investment properties from damage and lost rental income are standard considerations. This office frequently handles landlord insurance solutions that include dwelling repair coverage and liability protection for rental units.
Brian Busam - State Farm Insurance Agent in East Hartford, CT offers a range of landlord insurance services designed to protect property owners from liability and property damage. The agency helps landlords develop adequate coverage plans for unexpected events such as fire, theft, or weather-related loss. It provides regular policy review to ensure coverage remains appropriate as tenancies and property values change. Services support various property types, including single-family homes, apartments, retail spaces, and restaurants.
Sica Insurance & Financial Services serves homeowners, businesses, and property managers in East Hartford, Connecticut, who need comprehensive landlord insurance policies. They assist clients in securing coverage that protects rental properties, addresses liability concerns, and safeguards income streams. The agency provides personalized guidance to help property owners manage risks associated with leasing residential and commercial real estate in the area. Their services extend across the broader Hartford metro region, including neighboring communities such as Manchester and Glastonbury.
Serving East Hartford and the surrounding communities across Connecticut, Amica Mutual Insurance Company handles specialized landlord insurance policies for property owners who rent out residential units. It provides coverage for rental properties, addressing the unique risks that landlords face in this region. To process a typical job, the agency generally takes time to evaluate each property’s specific characteristics and match them with appropriate coverage options through its standard risk assessment approach.
As a landlord insurance agent, Nationwide Insurance: Paul J. Fitzgerald in East Hartford, CT distinguishes between one-time policy setups for a single property and recurring service options that adjust as a client’s portfolio of rental units grows. Coverage typically protects against property damage, liability claims, and lost rental income. Services operate on an as-needed basis, triggered by policy renewals, property acquisitions, or claims events rather than a fixed calendar schedule.
Gary Berube Insurance specializes in landlord insurance coverage for property owners in East Hartford, Connecticut, offering policies that protect rental dwellings from property damage and liability claims. The agency works with investors and landlords to secure protection tailored to single-family homes or small multi-unit buildings. It helps property owners address common risks such as tenant injuries, vandalism, and storm damage throughout the year. As spring thunderstorms approach in the region, the agency can assist with adequate coverage for wind and hail damage to rental roofs and exterior structures.
Ferguson & McGuire Insurance Inc., based in East Hartford, Connecticut, is known for helping property owners secure coverage tailored to rental dwellings. Its services address typical landlord concerns such as building and liability protection. The agency assists local investors in managing risk on residential rental properties, offering policies that can cover income loss from tenant vacancies or damage. A common specialty service it can add on is coverage for vandalism or theft by tenants.
Farmers Insurance - Frank Somuah provides property insurance coverage through a broker arrangement in East Hartford, CT. Its landlord insurance agency specializes in customizing policies that address rental property risks, including liability protection and loss of rental income. Additional endorsements often cover building code upgrades and vandalism. The agency can serve commercial sectors such as small offices, warehouses, and food service establishments that require general liability and contents coverage.
Torres Insurance provides residential landlord insurance services for property owners in East Hartford, Connecticut. Commercial coverage is also available for multi-unit dwellings and rental properties across the broader area. Policies are tailored to protect landlords from property damage, liability claims, and income loss due to tenant issues or unforeseen events. After an initial policy is written, the agency facilitates follow-up service and can handle renewal adjustments or coverage questions between regular visits.
Evans, Pires & Leonard Insurance Agency, Inc serves the East Hartford, Connecticut area, offering landlord insurance coverage for residential and commercial rental properties. Specializing in policies that protect property owners from financial losses due to tenant damage, liability claims, and income disruption, the agency helps landlords manage their investment risks. It also provides coverage for natural disasters and vandalism. The agency handles replacement cost valuation on rental dwellings and loss of rent coverage during property repairs.
What Does a a Landlord Insurance Agent in East Hartford Cost?
The cost of landlord insurance in Connecticut typically ranges from 15 to 30 percent more than standard homeowners insurance. For a single family rental in East Hartford annual premiums often fall between 800 and 1500 dollars depending on the propertys age value and location. Factors like the number of units and your claims history also affect the price. This is general information not insurance advice.
About landlord insurance agents in East Hartford
Landlord insurance agents in East Hartford Connecticut help property owners protect their rental investments with tailored policies. Connecticut law does not require landlord insurance but most mortgage lenders do require it for rental properties. Agents can guide you on liability coverage and property damage protection specific to the East Hartford market.
Frequently Asked Questions
What does landlord insurance cover in East Hartford Connecticut?
Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In Connecticut policies often exclude flood and earthquake damage which require separate coverage. Your agent can explain standard exclusions and optional add-ons.
Is landlord insurance required by law in Connecticut?
Connecticut state law does not mandate landlord insurance. However most mortgage lenders require it for financed rental properties. Additionally your lease agreement may require you to carry a minimum level of coverage.
How do I choose a landlord insurance agent in East Hartford?
Look for an agent who specializes in rental property coverage and understands Connecticut landlord tenant laws. Ask about policy limits deductibles and exclusions for older buildings common in East Hartford. Compare quotes from multiple agents to find suitable coverage.
Landlord Insurance Agents in Other Connecticut Cities
Branford · Bridgeport · Bristol · Danbury · Enfield · Fairfield · Farmington · Glastonbury · Guilford · Hamden · Hartford · Madison · Manchester · Middletown · Milford